- A 25-year-old just starting to save would only need put away about $160 each month to generate $1,000 in monthly retirement income.
- Start saving at age 35 and you’ll need to contribute almost $270 a month to generate the same income.
- For every $1,000 in monthly income, a 45-year-old just beginning to save for retirement would have to put away nearly $500 every month.
- A 55-year-old just starting to build a nest egg would have to make monthly contributions of $1,154 for every $1,000 in monthly retirement income—that’s double the amount of a 45-year-old and more than seven times the sum that a 25-year-old would need to stash away.
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