Investment Return  [Your final investment return after 25 years is $500k after initial investment of $100k and $10k annually.] But what about taxes?  Will it be around 50%

Rate of return

This is the annually compounded rate of return you expect from your  investments before taxes. The actual rate of return is largely dependent on the  types of investments you select.  The Standard & Poor’s 500® (S&P 500®)  for the 10 years ending Dec. 31st, 2012, had an annual compounded rate of return  of 7.1%, including reinvestment of dividends. From January 1970 through the end  of 2012, the average annual compounded rate of return for the S&P 500®,  including reinvestment of dividends, was approximately 10.1% (source: Since 1970, the highest 12-month return was 61% (June  1982 through June 1983). The lowest 12-month return was -43% (March 2008 to  March 2009). Savings accounts at a financial institution may pay as little as  0.25% or less but carry significantly lower risk of loss of principal balances.

It is important to remember that these scenarios are hypothetical and that  future rates of return can’t be predicted with certainty and that investments  that pay higher rates of return are generally subject to higher risk and  volatility. The actual rate of return on investments can vary widely over time,  especially for long-term investments. This includes the potential loss of  principal on your investment. It is not possible to invest directly in an index  and the compounded rate of return noted above does not reflect sales charges and  other fees that Separate Account investment funds and/or investment companies  may charge.


If you want to protect your final investment income tax-free (in 50 US states), contact Connie Dello Buono CA Life Lic 0G60621


1708 Hallmark Lane San jose, ca 95124