No income limits and no tax traps retirement savings with an IUL index strategy

We pay income taxes already and so we can save money, 10% or more each month to a tax free savings with no income limits and no tax traps like the IRA or Roth IRA.

There are no market risks like the 401k. So call 408-854-1883 or email Connie at if you want to have a safe, guaranteed, better return, tax-free, no market risks like the 401k, no income limits like the IRA for a tax-free retirement savings that will provide for you during your lifetime.

Most 30 yrs olds will depend on their savings that grows tax-free and doubles based on the rule of 72. Divide 72 by the rate of return (8%, 13%) and that gives you 9, which means your money doubles every 9 yrs. If you saved in an Index Universal life policy with a return of 8%, you can have a retirement income for life and will not face the same faith as some of our parents do, working during retirement or broke between the ages of 55 to 75.

On the health traps, we exercise and combine whole foods so that we don’t have to spend $300 per month on medications alone because we have not taken care of our health. But if you have an IUL policy with living benefits, you can access up to $1.5M when stroke, cancer or disability occurs added to the policy at no cost with National Life Group.

So we are aggressive and we want to live our life to the fullest when in our 30s but be prepared too during retirement years and when health threats threatens our retirement savings.


Connie Dello Buono, financial service pro

CA Life Lic 0G60621

Have a team of retirement planners in 50 US states

1708 Hallmark Lane San Jose, CA 95124


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connie dello buono

Health educator, author and enterpreneur or ; cell 408-854-1883 Helping families in the bay area by providing compassionate and live-in caregivers for homebound bay area seniors. Blogs at Currently writing a self help and self cure ebook to help transform others in their journey to wellness, Healing within, transform inside and out. This is a compilation of topics Connie answered at and posts in this site.

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