Annuities based on your retirement savings wants, needs and fit come in all sizes and you need an insurance agent to tailor fit a retirement solution and savings plan for growth. Contact Connie Dello Buono, Insurance Broker, CA Life Lic 0G60621 at 408-854-1883 to be your advocate for your retirement savings goals and plan with health threats and retirement threats protection.  “I sell money for future delivery” quote from Robert D, insurance agent.
If you are a newly licensed Life and Health agent, contact Connie for training and higher commission level.


Carrier Product  & Features Roll Up Premium Bonus Death Benefit Rating FMO Bonus Surrender
North American Charter 14  bonus for 7 yrs deposits, 3 income rider choice, min prem 2kQ flexible, cost .95%   5.5% for life/6.75% for 10/ 6.25% for 20 10.00% Full accumulation value A+ $275/100k 14
Great American Safe Return, ROP, Bailout cap, cost.85/.75/1.25 start age 55   10%/7yrs Income -9%/10yrs DB -8%/12yrs   8% rider income value  5 yrs pay A+ $275/100k 10
NWL Ultra Feature with competitive early income payouts, min $2kQ cost .75% start age 60  4% compounding  14.00% Full accumulation value A $500/100k 15
Allianz Endurance Plus, 105% participation, no fee    20.00% Enhance value paid over 5 yrs AA $500/100k 10
Allianz Masterdex X , 5% premium bonus, 8% simple interest forever , cost .75% 8% simple interest  till age 90 5.00% Full accumulation value AA $500/100k 10
Aviva Income Preferred Bonus, min $5k flexible, with income rider, cost .75%      4% or 1% some state Full accumulation value A $500/100k 10
American Equity Bonus Gold 5K Min, 4% is a free rider 4%/6.50%-20yrs/7%-10yrs  10.00% AV or DBV in a lump sum A- $500/100k 16
EquiTrust Market 12 Bonus, rider cost .75% based on AV deducted out of AV income start age 50 6.50% compounding up to 15 yrs  12% spread over 4 yrs Full accumulation value BBB+ $500/100k 14
Athene Benefit 10 income with LTC  and Death Benefit rider, cost 1.40%  issue age 30 8% for 10 yrs. 5% yr 11  simple up to age 85  6% on AV Income rider paid over 5 yrs B++ $275/100k 10
Phoenix Life Personal Protection Care or Income Annuity, with LTC  and Death Benefit rider, cost 1.15%   14% 10 yrs. Then 3% simple up to 10 yrs  only for early income 5%/10% roll up lump sum B+ $500/100k 10
F&G Prosperity Elite 7/10/14 Death Benefit rider  cost 1.10% Compounding  7% for 10 yrs  8% on AV  Income pays over 5 yrs to bene B++ $500/100k 14
Oxford Life Royal Select 8% bonus  Single premium  with income rider  fee .75% Compounding  6.50% for 10 yrs 8.00% Full accumulation value A-   10
Legacy/F&G AdvanceMark Ultra 14  Single  premium with built in income rider  fee .70% Compounding  7% for 10 yrs w/restart option 10% on AV Full accumulation value B+ $500/100k 14
Legacy/F&G LegendMark flex premium with opt income rider  fee .70% Compounding  5% for 10 yrs 10% on AV Full accumulation value B+ $500/100k 14
F&G Simplicity Elite 7/10/14 Income & Dbl ltc rider  cost 1.25% Simple 10% for 10 yrs  7% on AV Full accumulation value B++   14
Sentinel Security Life Summit Bonus Index  Single premium  wit optional income rider, Fee 1.05% Compounding  7% for 20 yrs 9% FL & NC/6.5% UT Full accumulation value