Your house is not your retirement plan. Many seniors in care homes have sold more than 2 houses to pay for their caregiving services.

Contact Connie 408-854-1883 for a financial advisor and an LBS expert to help you optimize your retirement savings to last forever with efficient tax strategies and protection for the future.

————–The following video “Dangers of Needs Based Planning” shows the common financial, “My financial plan will meet all of my needs.” The message of this videos is, how traditional planning, “Needs Analysis” forgets to focus on how the world is not a static place and individuals don’t have a “number”. Depicts that a financial plan is out of date as soon as it is printed and how The Living Balance Sheet philosophy does not set parameters and is ever changing, and helping individuals prepare for those unforeseen life events. Throughout this video it highlights how living by a set of parameters set out in a financial plan (e.g., rate of return, expected income in retirement, etc…) is not possible due to unexpected life events, changes in tax rates, or a higher tax bracket in retirement, etc…

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