Free daily 9am life insurance Q&A with Connie

Learn about life insurance, return of premium , age limits, final expense, mortgage protection, cash back option, index universal life insurance,term life with living benefit, long term care, and other life insurance concerns and questions that you might have. Extra topic on lifetime retirement income until 94 yrs of age using Athene fixed index annuities.

Focus keywords: life insurance, long term care, home care, disability, income rider, accidental rider, living benefits, critical illness, final expense

To attend the zoom training, email connie at connie@connielifeins.com or motherhealth@gmail.com
http://www.lifeinsurance4women.com

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Free daily 12noon 1hr zoom training on home caregiving with Connie

Email connie at motherhealth@gmail.com to join daily zoom training, free, to learn an hour of caregiving, home care. Only need to refer connie to bay area clients for home care and the USA for life insurance.

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Why move your 401k to a fixed index annuity that pays until 94

A couple who just turned 60 had paid their mortgage in less than 15 years by adding $500 more each month in payments. Now, they planned well for retirement by moving their 401k into a fixed index annuity that pays until they are 94 and with a base bonus of 20%. The company is number 1 in fixed index annuities and number 2 in risk management. Contact Connie Dello Buono, CA and MI license life agent at 408-854-1883 , connie@connielifeins.com ; http://www.athene.com

There are many ways to protect your principal and to downsize to protect your retirement money. You also wanted to pay less in taxes so that when you want to receive the payout as beneficiary, do choose the 5 year installment for more payment compared to a lump sum.

For more info about fixed index annuities, Contact Connie Dello Buono for a zoom call and an illustration designed for your retirement goals and asset protection. We protect our retirement, income, disability, accident and life with an insurance and fixed index annuity that will provide protection while we are still alive and when we have critical, chronic and terminal illnesss.

Start with a term life insurance with cash back option, plan early before 50. To celebrate your life, get a final expense life insurance for up to 85 yrs old for your family to have money to spend for your burial within 48 hours.

Life insurance as an asset and health insurance tool

I cannot leave a big house for my children and my grandchildren, so I bought a life insurance that they can use as down payment to buy their own house should the good Lord calls me. Life insurance is an asset with a value that is worth it. If I have health issues such that I cannot perform 2 out of 6 ADLs (assistance in daily living), I can count on my life insurance with living benefits to be able to access about 80% of the death benefit during a chronic, critical or terminal illness. I could not afford a long term care insurance but I can with an index universal life insurance from Mutual of Omaha, Transamerica and 3 more carriers.

When you think you are ready to have peace of mind should you need to access some of the benefits of the many kinds of life insurance that is available, contact Connie Dello Buono, CA Life 0G60621 at 408-854-1883 , connie@connielifeins.com

http://www.lifeinsurance4women.com

Now is the time to make sure you’re prepared when illness strikes at 50, 60 or 70

Life insurance now covers accidents , lost income, disability, critical illness, chronic illness, terminal illness, long term care and access to your death benefit during illness.

Make your life insurance be your health insurance tool.

Life insurance is leaving a legacy that is worth more than a house

Let your life insurance be an important asset to pay for your home loan balance and assets (education, lifetime retirement income)Link Life insurance as a legacy and an asset worth every penny.

Celebrate life, get your final expense fast

In 48 hours, you have money for funeral and burial expenses from a final expense life insurance (using Simplified issue whole life insurance from 7 carriers). We wanted to be celebrated for the life we lived during our funeral. It costs around $15k. With monthly premium around $30 to $100 per month depending on your age 50 to 85 yr old, we got you covered even with health issues. Contact Connie Dello Buono 408-854-1883. connie@connielifeins.com 0G60621

List of carriers: Americo, American Amicable, Mutual of Omaha, Transamerica, AIG, John Hancock

Healthy or unhealthy people for you by Elinor Greenberg

  • 5 Easy Tips for Discerning whether People Are Healthy or Unhealthy for You.

Tip 1: How do you feel when you are with them?

This is the easiest way to tell if people are healthy or unhealthy for you. If being with them leads to you feeling inadequate, boring, discouraged, ugly, stupid, ashamed, or otherwise bad about yourself, they are likely to be unhealthy for you.

If, however, whenever you are with them you are so entertained and stimulated by your interaction that you forget to be self-conscious and you are comfortable and relaxed, they are likely to be healthy for you.

Tip 2: Are you your best self when you are in their company?

Some people bring out our best self. When we are with them, we act wisely and kindly and say and do interesting things. We feel smart, interesting, and capable.

Other people lead us into trouble by evoking the less pleasant aspects of our personality. It may be as simple as engaging in nasty gossip or as dangerous as encouraging us to shoot heroin. Many people have found themselves drawn into destructive and criminal acts by so-called “friends” that they normally would have avoided. There is a reason we are warned: Beware of the company you keep.

Tip 3: When you leave, do you feel better, worse, or the same as before?

This may vary a bit if you are extraverted or introverted by nature, but in general there are some people who give more than they take and others who will leave you drained and in pain.

Energy Vampires—These are the people who suck the life out of you. When you leave their company, you feel drained and exhausted. Other people give back at least as much energy as they take. Obviously, if you repeatedly feel as if you are sucked dry after spending time with them, the are not healthy for you.

Put Down Artists—These are the people who make jokes at your expense or subtly devalue you. After you spend time with them, you always feel worse about yourself.

Enliveners—They stimulate you. After you leave, you feel energized and better than before you were with them.

Obviously it is healthier for you to spend time with “Enliveners” than with “Energy Vampires” and “Put Down Artists.”

If you interact with someone and leave the interaction feeling pretty similar to how you were before it, this person can be thought of as fairly neutral where your mental health is concerned.

Tip 4: Do you feel more creative and inspired after being in their company?

Muses—All of us have a creative side. Some people are very gifted in inspiring other people to think in a new way or come up with a new project. If you feel more creative and inspired after being with certain people, they are healthy for you.

Tip 5: Do you do physically and mentally healthy activities together?

There are some people who are good influences on us. In its simplest form, we find ourselves eating better, exercising more, and having mentally stimulating conversations when we are in their company. These are the friends who encourage us to sign up with them to study that new language we always wanted to learn, or take up tap dancing, meditation, or Tai Chi.

There are other people whose idea of an exciting social evening includes drinking, drugging, and eating till they pass out after having unprotected sex with strangers. Obviously they are on a self-destructive path, bent on wrecking their own health, and are happy to wreck yours as well.

Punchline: If you pay attention to how you feel when you are with specific people, what types of activities you do together, and how you feel later; you will be able to discern which friends or lovers are healthy for you and which should be avoided.

A2A

Elinor Greenberg, PhD, CGP

In private practice in NYC and the author of the book: Borderline, Narcissistic, and Schizoid Adaptations.

http://www.elinorgreenberg.com