Text 408-854-1883 to be assigned a field underwriter near you to protect your mortgage loan and your family should you die with a mortgage life insurance.
Category Archives: Life Insurance
Level and graded life insurance
A graded benefit policy is one that pays a lower amount if death occurs during the first few years after the policy is purchased. This is a technique used by life insurance companies to reduce the cost of policies for less healthy individuals who are already seeking guaranteed issue coverage.It is a life insurance policy for individuals who areContinue reading “Level and graded life insurance”
A 36 yr old saves $100 every month for her retirement
A $100 per month saved and paid as a premium for an Index Universal Life Insurance ( IUL) plan can yield good retirement money for a 36 yr old female with death benefit of $300,000. In this plan, there is a flexibility to save more each month on top of the monthly premium. My sonContinue reading “A 36 yr old saves $100 every month for her retirement”
Single Issue Whole Life as Final Expense Plan
The following is a sample quote Single Issue Whole Life Insurance for Final Expense from Mutual of Omaha, Living Promise, for a 63 yr old female, non smoker who wanted a final expense plan to pay for burial/funeral expense and leave some estate to her 2 children. Death benefit is $40,000 with monthly premium ofContinue reading “Single Issue Whole Life as Final Expense Plan”