With an eapp, you can get your final expense whole life insurance to pay for burial and funeral and if the face amount of your term life is less than $249k, there is no need for medical tests. Same with final expense plans, where the computer eapp will run the prescription database and medical info bureau.
The agent will still ask you some health questions. Call Connie Dello Buono, PST time , 408-854-1883 to get your life insurance policy the same day.
You might decide not to need a final expense whole life for burial and funeral from $15k to $30k because you need not celebrate your life during your funeral and you want a quick cremation and donate all your organs but your family will have $30k within 48hrs upon your death to pay for other debts and leave a legacy.
Maybe you need life insurance to pay for home loan balance, leave a legacy, and money to your beneficiaries..
If you do, call 408-854-1883
Connie Dello Buono
CA Life lic 0G60621
www.americo.com cash back option term life insurance up to $240k
All these carriers are A rated, we advocate for you the client.
term life insurance www.transamerica.com with living benefits (access to funds/death benefits when you have illness,
cannot perform 2 out of 6 assistance in daily living)
www.mutualofomaha.com IUL and transamerica IUL, a savings plan inside a life insurance
AIG final expense accepts most health issues (cancer, dementia, etc)
Mutual of omaha is cheaper than americo’s final expense with less benefits and added value
John hancock gives an apple watch for any life insurance product
American amicable will pay more in the first 3 years.
Published by connie dello buono
Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts.
Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone.
She is active in the rehab and nursing facilities, volunteering on music and movement for seniors.
She is a member of Lion's club and offered scholarships to students in the Philippines.
She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us
She loves dancing and teaching and her courses can be found at
https://teachclub.com/@thriveafter60
She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life.
at menloassetca.com , she helps with 401k rollover.
3 Benefit plans
- Mortgage protection using term life insurance to pay for mortgage balance in event of death
- Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues
- Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation.
She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women.
She can be reached at 408-854-1883 , motherhealth@gmail.com
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