Talking to a 27 yr old techie this afternoon who owns some investments and stocks with the hope of retiring early at 40 was very promising. Silicon valley is a haven for young techies. They own stocks and buy more investments. I asked him if he has a financial planner and he said no. So, I said I can be your financial planner for free. Have you heard of the Living Balance Sheet, so I showed it to him to be able to manage his many investment portfolio.
As the warning above shows, we have to real the labels. A couple from the East, burned charcoal inside a closed bedroom for healing purpose, they died the next day of carbon monoxide poisoning. In the East, houses were built with open air vent around the sides of the roofs.
We are working in the corporate world and also keep tracks of our finances, somehow we miss some deadlines and we need to be alerted. Some banks have phone alerts. But with our hectic schedule, we need to organize our finances.
If you watched the 401k Fallout, many older gen lost half of their savings with their 401k since it was affected by the market downturn.
There are tax free savings plan like the Roth IRA and perm life insurance. Permanent life insurance are for long term, safe, guaranteed and secured and only 20% of your savings need to be allocated to it if you are young. You can still manage the risks but for the older gen, risks should be minimized. Time is the greatest asset of our young, they should use it well. Using the Law of 72, dividing 72 by the number of interest your money is growing, gives you the number of years your money doubles. For a rate of return of 8%, your money doubles every 9 years.
Contact Connie Dello Buono to get the Living Balance Sheet to track your finance and do more than just alerts and monitoring, a strategic plan for your future to protect your wealth accumulation tax free. 408-854-1883 motherhealth@gmail.com
Published by connie dello buono
Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts.
Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone.
She is active in the rehab and nursing facilities, volunteering on music and movement for seniors.
She is a member of Lion's club and offered scholarships to students in the Philippines.
She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us
She loves dancing and teaching and her courses can be found at
https://teachclub.com/@thriveafter60
She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life.
at menloassetca.com , she helps with 401k rollover.
3 Benefit plans
- Mortgage protection using term life insurance to pay for mortgage balance in event of death
- Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues
- Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation.
She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women.
She can be reached at 408-854-1883 , motherhealth@gmail.com
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