You do love your family that you know that you need a life insurance to help secure their future should something happen to you. You do not want to leave a burden financially and emotionally.
There are many kinds of life insurance. Do choose one with cash accumulation. Some insurance companies who offer permanent life insurance such as whole life and Index Universal Life insurance policies have returns for your accumulated cash from 6% or more. There are insurance companies that are mutual life insurance companies, paying dividends to their policy holders like you if you own a life insurance policy from them.
When budget is limited, you might choose term life insurance or just enough to cover a business partner to secure the business in your absence.
When you review all your obligations, you still would need life insurance even when you have home insurance. Your life is the most important asset that needs to be protected.
And after having a life insurance, review if it has some riders such as terminal and critical illness rider or disability rider for health threats protection. A long term care insurance and disability insurance are equally important and at times bundled in the perm life insurance.
At the stroke of a pen, you are leaving a big estate to the next generation. And during emergency, you can borrow from your cash accumulation inside your permanent life insurance policy.
Some wealthy businessmen, uses life insurance policy to leave an estate or recover from market loses by increasing their net worth.
Saving early inside a permanent life insurance is a sound financial plan. You can take your life insurance that you bought when you leave your current job.
Secure your finances and wealth with a permanent life insurance. It is never too late.
Contact Connie Dello Buono CA Life Lic 0G60621 for a free quote and insurance review
408-854-1883 motherhealth@gmail.com
San Jose. San Ramon. San Mateo
Published by connie dello buono
Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts.
Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone.
She is active in the rehab and nursing facilities, volunteering on music and movement for seniors.
She is a member of Lion's club and offered scholarships to students in the Philippines.
She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us
She loves dancing and teaching and her courses can be found at
https://teachclub.com/@thriveafter60
She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life.
at menloassetca.com , she helps with 401k rollover.
3 Benefit plans
- Mortgage protection using term life insurance to pay for mortgage balance in event of death
- Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues
- Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation.
She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women.
She can be reached at 408-854-1883 , motherhealth@gmail.com
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