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How Much Do You Know About Retirement? take the test

These questions refer directly to the fifteen factors of retirement success and great variability exists from person to person. Knowledge about retirement is often skimpy and many times imprecise. This questionnaire may raise your awareness of areas you need to pay special attention to in your retirement planning

Directions: Decide whether you believe the statements below are more true or more false.
Mark the false statements with an F, and the true statements with a T.

 

_____ 1. Most workers slow down and become less productive the closer they get to retirement.
_____ 2. Generally the closer people get to their retirement the more apt they are to resist it.
_____ 3. People who direct their lives themselves do better in retirement than those who let others make their decisions for them.
_____ 4. People who are healthy when they retire generally continue in good health well into their retirement years.
_____ 5. The average income of retirees has declined in the last decade due to high rates of inflation.
_____ 6. If you’re happy now before you retire, chances are you’ll be happy when you do retire.
_____ 7. About half the people in retirement report being chronically depressed, lonely, and/or sad.
_____ 8. Men find a more difficult emotional adjustment into retirement than do women.
_____ 9. The most personally satisfied retirees are those who have hobbies, activities, “causes”, or active leisure pursuits.
_____ 10. People who are opinionated and somewhat rigid in their thinking do better in retirement because they know what they want.
_____ 11. People who reminisce a lot tend not to do well in retirement.
_____ 12. When a person has others who are dependent upon him/her either financially or emotionally, they tend to retire earlier rather than later.
_____ 13. A happy marriage/special relationship equals a successful retirement.
_____ 14. Most people retire because they feel themselves getting old.
_____ 15. One of the best ways to genuinely enjoy your retirement is to find suitable replacements for what your job formerly gave you in the way of satisfactions.

Answers:

1) F 2) F 3) T 4) T
5) F 6) T 7) F 8) F
9) T 10) F 11) F 12) F
13) T 14) F 15) T

© 2001 Richard P. Johnson, Ph.D.

 

Published by connie dello buono

Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts. Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone. She is active in the rehab and nursing facilities, volunteering on music and movement for seniors. She is a member of Lion's club and offered scholarships to students in the Philippines. She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us She loves dancing and teaching and her courses can be found at https://teachclub.com/@thriveafter60 She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life. at menloassetca.com , she helps with 401k rollover. 3 Benefit plans - Mortgage protection using term life insurance to pay for mortgage balance in event of death - Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues - Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation. She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women. She can be reached at 408-854-1883 , motherhealth@gmail.com

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