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Affordable in home care | starts at $28 per hr

408-854-1883 starts at $30 per hr home care

How to save one third of your income each month

In Silicon Valley, it is difficult to save. Some people work 2 to 3 jobs to save and live comfortably. Make a list before bedtime of things you can do to save money and make more money. Find creative ways to increase your business income , your skills or your current job. Network and be open for opportunities. Receiving your social security early can have some benefits. Find a hobby that you like and find ways to earn from it. Share your space. If you are a senior and needs a caregiver part time, you can call 408-854-1883 to share your space for caregiving discount.

Divide 4 categories to allocate money to every month.

  1. Survival – which covers food, house rent. Start preparing your food for the week every Sunday. Find produce during the season.

  2. Transport – car. Some people use public transport and Uber to save at least $6000 a year

  3. All things medical and optional, gifts, eating out in restaurants, clothes, etc

  4. Savings: Force a direct transfer from your paycheck to your retirement account. If you are over 50 yrs old, put more. Stay in less risky investment in your retirement accounts. Monitor regularly.

Published by connie dello buono

Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts. Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone. She is active in the rehab and nursing facilities, volunteering on music and movement for seniors. She is a member of Lion's club and offered scholarships to students in the Philippines. She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us She loves dancing and teaching and her courses can be found at https://teachclub.com/@thriveafter60 She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life. at menloassetca.com , she helps with 401k rollover. 3 Benefit plans - Mortgage protection using term life insurance to pay for mortgage balance in event of death - Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues - Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation. She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women. She can be reached at 408-854-1883 , motherhealth@gmail.com

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