Can your current CD, mutual funds, tax-qualified retirement plans and 401k provide you with 6 added values listed below?
1. Safety
2. High growth potential
3. Tax-deferred growth
4. Tax-free access during your lifetime
5. An income-tax free benefit will pass to your heirs at death
6. Accept an incredibly large lump-sum of money
Reference: Patrick Kelly’s book on The Retirement Miracle, pages 86-93
While tax-qualified retirement plans allow workers to make annual deposits up to the contribution limit of the plan, they have no ability to receive a large deposit in one lump sum.
How much of the contribution limit can be carried over to the next year if it is not utilized? Tax-qualified plans work on a “use-it-or-lose-it” proposition each and every year because there is no carry-over provision.
Where can you put a lump sum of $1 Million that has any tax-advantaged growth possibilities and with zero market risk?
Only one option fits the above criteria: Indexed Universal Life (IUL).
If your exit strategy in your current business is to sell in few years, you have to have this retirement strategy now to min taxes. Call 408-854-1883 to open a retirement vehicle to allow you to save your money from the sale of your business for your retirement.
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The company I am with provides this powerful option – an IUL with full living benefits (received 75-90% of funds when terminally or chronicall ill).
We are hiring in the financial service arena all over the USA, call Connie Dello Buono, wealth strategist 408-854-1883 , motherhealth@gmail.com
Published by connie dello buono
Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts.
Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone.
She is active in the rehab and nursing facilities, volunteering on music and movement for seniors.
She is a member of Lion's club and offered scholarships to students in the Philippines.
She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us
She loves dancing and teaching and her courses can be found at
https://teachclub.com/@thriveafter60
She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life.
at menloassetca.com , she helps with 401k rollover.
3 Benefit plans
- Mortgage protection using term life insurance to pay for mortgage balance in event of death
- Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues
- Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation.
She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women.
She can be reached at 408-854-1883 , motherhealth@gmail.com
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Can your current CD, mutual funds, tax-qualified retirement plans and 401k provide you with 6 added values listed below?