Long-term care (LTC) coverage helps pay for the high cost of care when you need assistance with the activities of daily living. CalPERS LTC is an optional, employee-paid benefit available to all current and former members (including retirees) and their eligible family members, including:
- Children and siblings between the ages of 18 and 79
- Parents
- Parents-in-law
- Spouses
- And many additional relatives
Visit the CalPERS LTC website to:
- Apply*
- Customize a plan and get a quote
- Learn about the cost of care
- Log in to or register your account
*Eligible family members can apply for CalPERS LTC, even if the active member or retiree does not have coverage.
Contact CalPERS Long-Term Care
Contact CalPERS LTC for questions about:
Existing Coverage
(800) 982-1775
Purchasing New Coverage
(800) 908-9119
Group Long Term Care
Unum no longer markets the sale of new group or individual policies for long term care (LTC) insurance. But if you have Unum LTC coverage, rest assured: We are committed to all current policyholders — now and in the future — with the same benefits, services and support for a period of long term care.
The New York State Partnership for Long Term Care(NYSPLTC) is a special Department of Health program combining private long term care insurance with Medicaid Extended Coverage (MEC). The NYSPLTC helps New Yorkersprepare for the possibility of needing nursing home care, assisted living care or home care.
The Top Ten Long-Term Care Insurance Companies
- CLTC Insurance Services
- ACSIA Partners
- Mutual of Omaha
- New York Life
- MassMutual
- Northwestern Mutual
- Genworth Financial
- TransAmerica Long–Term Care
Note:
In the bay area, if you do not own a real estate property, try applying for In Home Health Support Services. The county pays $15 per hour for caregivers for homebound seniors.
Published by connie dello buono
Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts.
Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone.
She is active in the rehab and nursing facilities, volunteering on music and movement for seniors.
She is a member of Lion's club and offered scholarships to students in the Philippines.
She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us
She loves dancing and teaching and her courses can be found at
https://teachclub.com/@thriveafter60
She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life.
at menloassetca.com , she helps with 401k rollover.
3 Benefit plans
- Mortgage protection using term life insurance to pay for mortgage balance in event of death
- Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues
- Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation.
She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women.
She can be reached at 408-854-1883 , motherhealth@gmail.com
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