Affordable in home care | starts at $28 per hr

408-854-1883 starts at $30 per hr home care

Term Life Insurance versus Index Universal Life Insurance with living benefits

time value of money and social security by 2037

Like renting a house, term life insurance has no cash value and so you have no access to the growth, accumulation and distribution. It still protect your most valuable asset, your life. We pay car and home insurance but we forgot that our life is more valuable than anything.

For less than $100 per month, we can leave a lump sum or an estate to the next generation.

Universal Life Insurance is like owning a house, you become your own bank (liquid,accumulates,has cash value) where your money grows up to 13.5% (with National Life Group or LSW), safe/secured/guaranteed/tax-free and with access to funds (up to $1.5M) when cancer, stroke or disability occurs.  It is a long term savings, money compounded or doubles every 9-12 yrs on the average at (10-13% return). Based on the rule of 72, when you divide 72 by the number of interest rate that your money is growing, you will get the number of years that your money will double.

A 25 yrs old saving $2000/yr can accumulate around $700,000 at age 65 while a 30 yr old saving the same amount can accumulate around $500,000 at age 65.  You can even gift your grandchildren at age 1, saving $5k per year allows him/her to use $40k/yr at age 18 and age 65 has $300k per year for retirement income.

 

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Call Connie Dello Buono for a tax-free retirement savings for 1-80 yrs old. 408-854-1883. CA Life Lic 0G60621. We are hiring in 50 states and have agents in 50 states. Calling all retirees and college grads, part time income starting at $1600 per client. motherhealth@gmail.com 1708 Hallmark Lane , SAn Jose, CA 95124

Published by connie dello buono

Health educator, author and enterpreneur motherhealth@gmail.com or conniedbuono@gmail.com ; cell 408-854-1883 Helping families in the bay area by providing compassionate and live-in caregivers for homebound bay area seniors. Blogs at www.clubalthea.com Currently writing a self help and self cure ebook to help transform others in their journey to wellness, Healing within, transform inside and out. This is a compilation of topics Connie answered at quora.com and posts in this site.

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