Tax Free saving: Municipal bonds, Roth IRA and permanent life insurance. I suggest a permanent life insurance for saving your money each year, for example $50,000 each year, increasing your estate by $7M, guaranteed return of 4% plus additional dividend yield of 2%, allowing you to borrow your own money year 2 (liquid) and withContinue reading “3 ways to tax free retirement or savings plan, looking for savers to save $50k per year”
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Spend, save and earn at your own online business
I preach save, invest and spend. But at: http://clubalthea.wakeupnow.com/ You can spend, save and earn at the same time. And to learn more: Wake Up Now Training Video Half of the people in the bay area are direct sellers. And more internet shoppers are looking for discounts and deals. So, earn while you shop at yourContinue reading “Spend, save and earn at your own online business”
Cash flow analysis worksheet template
What is your retirement style
What is your retirement style
Find out your retirement style Online presentation is in this link: Approach retirement from a new angle – personality Contact Connie Dello Buono 408-854-1883 to use the Life Balance Sheet based on your retirement style and work with other team members in planning your retirement or savings/investment strategies. We have financial advisors, estate planners, investment advisors andContinue reading “What is your retirement style”
100 days before the year ends, financial planning tasks
100 days before the year ends, financial planning tasks
What are the financial planning tasks that will help you maximize your income or reduce your taxes before the end of the year? Some of us who are tech savvy, around 20% of the high income earners like engineers in the valley would use some tools and find the resources to fit their needs. SomeContinue reading “100 days before the year ends, financial planning tasks”
Unclaimed money, auto tracking and regular review and updates
Unclaimed money, auto tracking and regular review and updates
State-held unclaimed property: Visit NAUPA’s unclaimed.org for a map with links to each state’s program. Life insurance: For benefits not held by the state, check the insurer’s site directly. Pensions: For Pension Benefit Guaranty Corp. benefits, visit the agency’s online search directory. U.S. savings bonds: More than 45 million matured savings bonds, worth nearly $16Continue reading “Unclaimed money, auto tracking and regular review and updates”
40min lecture on personal finance at Mission Valley College
Yesterday, I taught personal finance for 40 min to 6 students at Mission Valley College in Fremont. I started by asking their beliefs about money. Money buys one of the important asset we have, time. Money creates memories and happiness in a way that we do not have to waste time searching for it. To createContinue reading “40min lecture on personal finance at Mission Valley College”
Healthy dinner for carehome owners in the bay area
If you own a bay area care home, healthy dinner is on us, 408-854-1883, using only titanium steel cookware from saladmaster. Do you know the many chemicals being leached by many of our cooking pots and pans from teflon and other materials. Some birds die from gas fumes leached out from our cooking pots andContinue reading “Healthy dinner for carehome owners in the bay area”
Change your mind in 2.5 mins, an inspirational video
Change your mind in 2.5 mins, an inspirational video
College planning tip from a financial advisor and father of 3 college daugthers
Many parents put a ton of money at 529 college plan (that does not pay rent) and did not use it ($250k, or more). Their initial intention is to not lock their children in from an opportunity of their lifetime. Did I do enough for them, now that they graduated from high school? They asked thisContinue reading “College planning tip from a financial advisor and father of 3 college daugthers”