time value of money and social security by 2037
Like renting a house, term life insurance has no cash value and so you have no access to the growth, accumulation and distribution. It still protect your most valuable asset, your life. We pay car and home insurance but we forgot that our life is more valuable than anything.
For less than $100 per month, we can leave a lump sum or an estate to the next generation.
Universal Life Insurance is like owning a house, you become your own bank (liquid,accumulates,has cash value) where your money grows up to 13.5% (with National Life Group or LSW), safe/secured/guaranteed/tax-free and with access to funds (up to $1.5M) when cancer, stroke or disability occurs. It is a long term savings, money compounded or doubles every 9-12 yrs on the average at (10-13% return). Based on the rule of 72, when you divide 72 by the number of interest rate that your money is growing, you will get the number of years that your money will double.
A 25 yrs old saving $2000/yr can accumulate around $700,000 at age 65 while a 30 yr old saving the same amount can accumulate around $500,000 at age 65. You can even gift your grandchildren at age 1, saving $5k per year allows him/her to use $40k/yr at age 18 and age 65 has $300k per year for retirement income.
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Call Connie Dello Buono for a tax-free retirement savings for 1-80 yrs old. 408-854-1883. CA Life Lic 0G60621. We are hiring in 50 states and have agents in 50 states. Calling all retirees and college grads, part time income starting at $1600 per client. motherhealth@gmail.com 1708 Hallmark Lane , SAn Jose, CA 95124
Published by connie dello buono
Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts.
Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone.
She is active in the rehab and nursing facilities, volunteering on music and movement for seniors.
She is a member of Lion's club and offered scholarships to students in the Philippines.
She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us
She loves dancing and teaching and her courses can be found at
https://teachclub.com/@thriveafter60
She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life.
at menloassetca.com , she helps with 401k rollover.
3 Benefit plans
- Mortgage protection using term life insurance to pay for mortgage balance in event of death
- Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues
- Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation.
She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women.
She can be reached at 408-854-1883 , motherhealth@gmail.com
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