Are you really covered with a health plan or Medicaid that will pay you and not just your hospital care?
At present time, only Medical covers 55% of long term care costs. But can you qualify for Medical? It is not simple and easy. Most people get denied because their income and assets exceed the allowed guidelines.
To qualify for Medical you must spend down your assets or reposition your countable assets such as CDs, money market and other tangible assets into exempt or allowed assets. We can reposition these countable assets to qualify you to Medical eligibility.
Can you afford $8000 or more per month of Long term care (LTC) cost as the nation’s average? Nursing homes cost around $5000 per month, in home caregiving around $7000 and per hour caregiving at $20 per hr.
We have an all in one product with full living benefits, asset protection and retirement savings plan that pays from $100k to $1.5M during health crisis.
Do you know that at age 65, 1 in 2 will need long term care?
We have a solution for you to get full living health benefits, money in your pocket when you needed it the most for such health threats as cancer, stroke or disability.
We can help you reposition your countable assets to exempt assets since Medical welfare will check this before you can avail of any government health benefits.
At present time, Medical has 30 months look back period to inspect your countable assets and will soon be 5 years look back period.
We can reposition your countable assets to exempt assets through an immediate annuities and/or a IUL (with investments with no downside potential), with full living benefits up to $1.5M when health threats occur.
State employees who are covered by CALPERS (with LTC ) will have long term care premium increase up to 85% due to un-proportional ratio between liabilities and assets.
Call Connie Dello Buono CA Life Lic 0G60621 motherhealth@gmail.com
We are in 50 US states.
Published by connie dello buono
Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts.
Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone.
She is active in the rehab and nursing facilities, volunteering on music and movement for seniors.
She is a member of Lion's club and offered scholarships to students in the Philippines.
She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us
She loves dancing and teaching and her courses can be found at
https://teachclub.com/@thriveafter60
She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life.
at menloassetca.com , she helps with 401k rollover.
3 Benefit plans
- Mortgage protection using term life insurance to pay for mortgage balance in event of death
- Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues
- Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation.
She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women.
She can be reached at 408-854-1883 , motherhealth@gmail.com
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