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Affordable in home care | starts at $28 per hr

408-854-1883 starts at $30 per hr home care

How the middle class in the bay area disappeared

Two parents must work to afford housing.

One must sell their house to pay for surgery or nursing homes.

One must pay half of the paycheck for one medication.

A family must pay for half their paycheck for health insurance premiums for 3.

Day care costs a  third of their paycheck.

Single mothers must have 2 jobs to afford housing.

College students must work to pay for tuition, college expenses especially textbooks, food and housing.

More than one third of income must pay for housing.

Low wages stopped others from spending money to go back to school of higher learning and more skills.

High housing costs is making families leave their families and neighbors to look for affordable cities outside of the bay area.

Housing costs accounts for more than half of the total income of middle class.

Low wages account for less college grads in middle class household as each children must work and be employed before finishing college.

Low wages make each person go for 2-3 jobs to pay for housing and other expenses.

Low wages make it harder for families to get higher education and more skills.

High cost of college and expensive textbooks make it harder to finish college early.

High cost of housing makes it difficult to own your own house in the bay area.

But , these struggles are not roadblocks to those who will work hard, only it takes time and a lot of sacrifices.

Published by connie dello buono

Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts. Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone. She is active in the rehab and nursing facilities, volunteering on music and movement for seniors. She is a member of Lion's club and offered scholarships to students in the Philippines. She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us She loves dancing and teaching and her courses can be found at https://teachclub.com/@thriveafter60 She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life. at menloassetca.com , she helps with 401k rollover. 3 Benefit plans - Mortgage protection using term life insurance to pay for mortgage balance in event of death - Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues - Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation. She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women. She can be reached at 408-854-1883 , motherhealth@gmail.com

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