How the middle class in the bay area disappeared

Two parents must work to afford housing.

One must sell their house to pay for surgery or nursing homes.

One must pay half of the paycheck for one medication.

A family must pay for half their paycheck for health insurance premiums for 3.

Day care costs a  third of their paycheck.

Single mothers must have 2 jobs to afford housing.

College students must work to pay for tuition, college expenses especially textbooks, food and housing.

More than one third of income must pay for housing.

Low wages stopped others from spending money to go back to school of higher learning and more skills.

High housing costs is making families leave their families and neighbors to look for affordable cities outside of the bay area.

Housing costs accounts for more than half of the total income of middle class.

Low wages account for less college grads in middle class household as each children must work and be employed before finishing college.

Low wages make each person go for 2-3 jobs to pay for housing and other expenses.

Low wages make it harder for families to get higher education and more skills.

High cost of college and expensive textbooks make it harder to finish college early.

High cost of housing makes it difficult to own your own house in the bay area.

But , these struggles are not roadblocks to those who will work hard, only it takes time and a lot of sacrifices.

California’s great economy needs 1M more housing, 1M skilled jobs and water

california p4california p3california p2california

Thanks to De Anza City College where my son is finishing an associate degree in Building Sustainable Design and Facilities Management. They offered a path to sustainability and degrees that can help all communities.

Hospitals are housing the homeless: Will it help?

Hospitals are housing the homeless: Will it help?

Hospitals in Sacramento and around the country are taking steps to help homeless people find housing. Doing so, they say, will limit unnecessary ER visits and reduce wasteful healthcare spending. It also helps nonprofits such as San Francisco-based Dignity Health, Orlando-based Florida Hospital and Providence Health & Services in Portland, Ore., meet their community service obligations in exchange for tax breaks.

Looking for investors or those who wants to donate their lands to Green Research Instititute 501c3. 1708 Hallmark lane san jose ca 95124. Connie Dello Buono. 408-854-1883

A Canadian company created a modular house that can be assembled by 4 people in 2 weeks for $45k. Email Connie above for more info. These modular homes can be dropped by a helicopter in the USA or Canada.

Instead of border walls, subsidized housing for teachers and solar panels

teachers.JPGIt’s no secret that the Bay Area has become increasingly unaffordable for many workers because of the soaring cost of housing. But a recent study gives a glimpse into just how much the region’s sky-high rents are gobbling up the paychecks of one core segment of its work force: teachers.

The Bay Area has three of the least-affordable cities in the country for teachers, San Francisco, Oakland and San Jose, based on a recent analysis of teachers’ salaries and median rental prices among 50 of the nation’s largest cities by San Francisco-based, which tracks rents across the country.

Not surprisingly, San Francisco topped the Top 10 list of cities that lack affordable housing for teachers, with 69 percent of paychecks for mid-level teachers with five years experience going to rent for a one-bedroom apartment, based on 2016-2017 salaries. Oakland placed sixth in unaffordability, with 46 percent of teachers’ income going to rent. And San Jose placed eighth, with 43 percent of their income getting swallowed up by rent.

Housing costs should consume no more than 30 percent of one’s income to be “affordable,” according to many housing experts.

By comparison, the most affordable large cities for teachers to live and work were Wichita, Kansas; Fresno; and Memphis, Tennessee, where rents made up 14 to 15 percent of teacher incomes, according to the survey.

“It’s worries me, ” said Mary Claire Delgado, Oakland Unified School District’s recruitment manager, in response to the study’s results. “The Bay Area and Oakland have so much to offer new teachers. We attract the brightest and most diverse individuals from all over the world and bring together people from all walks of life. But the issue has become: Is it sustainable for a new teacher to live and work here and continue their careers here, as they gain extended families?”

Her district has tried to at least partially address the problem by raising teacher salaries by about 8 percent over the past year, and by passing a 12-year, $120-per-year parcel tax in November to raise $12.4 million aimed partly at providing better pay for teachers. But school and city leaders are working collaboratively to try to help fix the problem, she said.

Peter Allen, San Jose Unified School District’s spokesman, said that starting teachers at his district make $55,000 a year, which is better than most districts. “But realistically, you have to be making $100,000 to just afford the rent here,” he said.

To try to alleviate that problem at least in part, San Jose Unified also passed in November a $72-per-year parcel tax for eight years that will raise about $5 million annually help pay a bit more to its teachers, he said.

“But that’s just one piece of the puzzle. It’s not the solution,” he said. “There are market factors that we don’t have any control over.”

The study also found that in the Bay Area, Pittsburg and San Pablo are the only cities where teachers can live without spending more than 30 percent of their income on rent.  In San Pablo, the median one-bedroom rent is $1,150 — which eats up around 23 percent of a fifth-year teacher’s salary. But both cities are more than an hour’s commute from San Francisco, at least an hour-and-30-minute commute from San Jose and about a 45-minute commute from Oakland during morning rush hour, putting a significant strain on teachers who choose to live in more affordable cities and commute to those school districts, the study notes.

Similarly, Allen said San Jose teachers are moving to lower-cost communities such as Tracy, which is also more than hour’s commute away, to find affordable housing, or looking elsewhere for jobs.

“Teachers just starting out get offered a job here, and they are all excited,” he said. “And then they look for housing, and then reality kicks in, and they said we didn’t realize how difficult it would be. We lose a lot of teachers that way. No matter what we do, it doesn’t pencil out.”

Jennifer Thomas, president of the San Jose Teachers Association, said her district has a 15 percent teacher turnover rate annually, and much of that is due to the high cost of living in the area.

Teacher turnover also disproportionately harms the district’s highest-need students and highest-need schools, she said.

“Veteran teachers are necessary to ensure equity in educational outcomes,” she said. “But Silicon Valley is not producing enough veteran teachers, and all due to the cost of living.”

A number of bills on the state level are trying to tackle the affordable housing problem for teachers, such as Assembly Bill 45, sponsored by Assemblyman Tony Thurmond, D-Richmond, which would give out $100 million in state funding to help school districts partner with developers to build teacher housing, such as has occurred in Los Angeles and Santa Clara counties, and is being considered in San Francisco.

In addition, Assembly Bill 1157, sponsored by Assemblyman Kevin Mullin, D-San Mateo, would encourage districts to turn surplus property into school district employee housing.

But Trish Gorham, president of the Oakland Education Association, said her group has rejected any teacher housing proposals that would “carve out” housing for teachers and give them “a privileged place” to live, when other Oakland families don’t have the same opportunities.

That’s because the affordable housing problem for teachers is “a reflection of a real societal problem that can’t be solved piecemeal by giving teachers a break here or there,” she said. “It’s more widespread than that.

“And it’s good they are using teachers as the frame,” she said about the region’s affordable housing crisis. “What it shows is that teachers are really the canary in the coal mine. It illustrates the squeezing of the middle class and the disappearance of the middle class.”

Just how unaffordable are Oakland and San Jose for teachers? A new report crunches the numbers

Connie’s comments: All high income earners must donate to a non-profit that will provide subsidized housing to all teachers and solar panels as walls to benefit both countries instead of border walls. Email on how to coordinate these efforts.

Support SB 30 to blacklist border wall builders in California.


2016 US job market and socioeconomic environment


Strong economy measured by jobs and socioeconomic environment

“We assigned a heavier weight to the former as these factors most heavily influence a job seeker’s decision in terms of relocation for employment,” the finance website said of its methodology.

The results were not so friendly for California. Of the top ten best cities to find a job in 2016– only one of them was located in California. Irvine ranked number seven on the WalletHub list.

Top ten worst cities to find a job in 2016

Half of them were in California. San Bernardino, Ontario, Modesto, Fresno and Stockton were ranked in the bottom ten.

Here’s a link to the full, national list. But if you’re interested in keeping it in California, here’s how some of the golden state’s cities stack up:

#7: Irvine
#15: San Francisco
#17: Fremont
#46: San Jose
#76: Oceanside
#80: Rancho Cucamonga
#81 Huntington Beach
#82: Santa Clarita
#92: Sana Ana
#96: Sacramento
#98: San Diego
#99: Santa Rosa
#111: Garden Grove
#117: Oakland
#121: Anaheim
#125: Chula Vista
#128: Oxnard
#130: Bakersfield
#131: Los Angeles
#133: Riverside
#135: Fontana
#136: Moreno Valley
#138: Long Beach
#140 Glendale
#141: San Bernardino
#144: Ontario
#147: Modesto
#149: Fresno
#150: Stockton
Here are some more of the key findings from the study, courtesy of WalletHub:


Houston has the highest cost of living-adjusted monthly median starting salary, which is three times greater than in Honolulu, the city with the lowest.


Detroit, Mich., has the highest unemployment rate, which is six times greater than in Lincoln, Neb., the city with the lowest.


Providence, R.I., has the highest number of part-time employees for every 100 full-time employees, which is two times greater than in Plano, Texas, the city with the lowest.


Tallahassee, Fla., has the highest percentage of the workforce living under the poverty line, which is eight times greater than in Fremont, Calif., the city with the lowest.


Gilbert, Ariz., has the highest cost of living-adjusted median annual income, which is three times greater than in Cleveland, the city with the lowest.