An architect who lives in San Francisco was able to save $6000 per year using UBER. Thousands of cities get more visitors who can live affordably using AIRBNB. Many people learn new skills using the Internet, Youtube and Google. Families are united after many years of absence because of finding each other in Facebook. MoreContinue reading “Positive impact of Google, internet, Youtube, Airbnb, UBER, Facebook, computers, smart phones, dietary supplements”
Category Archives: monthly budget
Hot topics in City of Palo Alto, California
scholarship program, for low income families to be able to take classes.2)no smoking policy in public areas Affordable housing for low to middle income families Job-share options for parents and apprenticeships for teens Free shuttle between East Palo Alto and Palo Alto so youth can partake in afterschool activities. Transportation: less traffic, more parking, moreContinue reading “Hot topics in City of Palo Alto, California”
2014 Social Security Benefit of $2642 max per month
Save 10% of your money towards your retirement savings plan since Social Security can only give you a max of $2642 per month. Full deduction of $5.5k yearly contribution to your Roth IRA from your gross yearly income of $60k for single and yearly income of $95k for married. Traditional IRA: Required Min Distribution uponContinue reading “2014 Social Security Benefit of $2642 max per month”
More than 10 reasons why we need life insurance
Your greatest asset to protect is your life. As a mother and a life insurance agent, I want to show you why we need life insurance, not just for creating an immediate estate to my children in the absence of an inheritance as I am not rich at the moment. Connie Dello Buono CA LifeContinue reading “More than 10 reasons why we need life insurance”
Wealth gap lasting into retirement by Michael Hill
William Kistler views retirement like someone tied to the tracks and watching a train coming. It’s looming and threatening, but there’s little he can do. Kistler, a 63-year-old resident of Golden, Colorado, has been unable to build up a nest egg for himself and his wife with his modest salary at a nonprofit. He hasContinue reading “Wealth gap lasting into retirement by Michael Hill”
Pay yourself first, car and housing are major expenses
Life settlement , what you need to know
Investor Bulletin on Life Settlements The Office of Investor Education and Advocacy is issuing this Investor Bulletin to highlight information about life settlements and some of the risks these types of transactions may pose for investors. Individual investors considering a life settlement transaction may wish to keep the following points in mind and seek guidanceContinue reading “Life settlement , what you need to know”
From spender at 20 yrs old to senior citizen at 66 yrs old
Life teaches us a lesson. Before we lose everything, create a budget and save. It is not late whether you are in the spender group or senior group, let me help you avoid RMD, and being broke or losing money in stocks or other high risk investments. Call for appointment. Connie Dello Buono, retirement plannerContinue reading “From spender at 20 yrs old to senior citizen at 66 yrs old”
Withdraw a net $75,000 per year from $1 million earning 7.5% in a 0% tax bracket
Teachers, nurses and workers are my heroes. They worked hard and so I pledge to help them with tax free retirement income for life. Whethere you have only $300 per month to save or a $1M to set aside towards a lifetime retirement income, indexing strategy using an IUL will help you withdraw a netContinue reading “Withdraw a net $75,000 per year from $1 million earning 7.5% in a 0% tax bracket”
No retirement income at 65, plan early and review yearly
I met two people this year who had made millions in the past 20 yrs and they are broke now with no retirement income. They prioritize mansions and others before they have ensured their most important asset, their life with sufficient retirement income, money during health threats/long term care, investments with no market risks andContinue reading “No retirement income at 65, plan early and review yearly”
How Can You Receive Nursing Home Benefits Without Losing Your Hard-Earned Assets?
Retirement_Asset_Protection connie dello buono You do not have to lose your hard earned money for lifetime retirement should you need nursing home care. Prepare many years in advance for asset protection and health planning. Government regulations for health care benefits look at your assets 5 years back. Plan for your estate, gifting your children andContinue reading “How Can You Receive Nursing Home Benefits Without Losing Your Hard-Earned Assets?”
FUTUREADVISOR.com is a free investment advisor
FutureAdvisor is an investment advisor that takes academically researched portfolio management principles and applies them to your situation. Our recommendation algorithms are based on these principles and academic works. 1. Index Investing: more effective than picking stocks FutureAdvisor’s algorithmic portfolio recommendations favor low-fee index funds. Not only do low-fee index funds perform better in the long run [1],Continue reading “FUTUREADVISOR.com is a free investment advisor”
Making your retirement plan what you wish for
A retirement plan for health care pros and docs Tax free Zero market risk Health benefits for terminal and chronic illness added at no cost In 50 US states Using 5 indexing strategies of wealth accumulation Call Connie Dello Buono 408-854-1883 motherhealth@gmail.com after you read the above ppt presentation materials. This pension plan is forContinue reading “Making your retirement plan what you wish for”
Turning 50? it is not late to prepare for your retirement savings plan
A senior costs her three homes to pay for 15yrs of staying in a care home facility.She has no retirement savings, long term care or other means of generating income. Her diabetes caused her death after 15 yrs in a care home with not enough exercise and motivation to eat healthy food even when theContinue reading “Turning 50? it is not late to prepare for your retirement savings plan”