Why Athene Fixed Index Annuity for lifetime pension

If you wish to allocate a portion of your savings or retirement/pension in a safe Fixed Index Annuity with no negative market participation, text Connie Dello Buono, 0G60621, at 408-8541883 to show you Athene’s annuity products that suits your retirement savings goal of tax less, fees less, avoid probate, safe with no participation in market downturns and more benefits as shown below.


About Connie Dello Buono, Financial Consultant 4088541883 connie@connielifeins.com

Insurance Broker protecting families, seniors and business owners (insurance for life, income, health, retirement, estate and mortgage equity).

Connie Dello Buono is a California Licensed Life and Health Insurance Agent, 0G60621. Serving clients in the bay area, Santa Clara county and the greater bay area communities. Connie started helping seniors with caregivers and with life insurance products that can be used even with health issues.

Life Insurance as asset, life, and retirement income protection

We are focused on helping our clients achieve a secure retirement using fixed annuities and index universal life insurance, a final expense plan using single issue whole life insurance with no medical tests, mortgage protection insurance plans from Americo, AIG, Mutual of Omaha, Transamerica, AIG, John Hancock, American Amicable and 10 more insurance carriers, mostly A rated.

The many riders are important to protect the client during accidental death (doubles the death benefit amount), disability, loss of income/job, terminal/chronic/critical illness or living benefits riders, Return of Premium or cash back, paid up addition and getting back all premiums paid at 100 yrs of age.

Health Care strategist and founder of Motherhealth bay area caregivers

Health Author , Curated Health at Balboa Press

Our children are not our possession, they are entrusted to us to care for

Our children are not our possession, they are entrusted to us to care for until they can independently live in this world, ready with their college degrees or creative passions.

We model our good behavior to our children or God’s children and it is our honor when they grew up as responsible citizens, loving and caring other human beings.  We are temporary caretakers of our children and we do not own or possess them. They are children of God and not our own. We are tasked to take care of them until they can take care of themselves.

Religion is a place to worship and not to limit us in the way we love or treat others. Positive cultural practices are followed and negative , dehumanized cultural norms are not followed as we are human beings, with free will and love.

I am sad of some honor killings in Pakistan. Let the future children believe that this world is filled with human love, not limited by cultural practices without love and compassion and not limited by religion that judges one because of abortion, marrying another without parental permission and so on.

I am sad that there is no family planning in the Philippines. A household of 6 siblings and the father and mother have no jobs. The children has to labor to put food on the table. And the older children dependent on their parents for everything. I am sad there is not enough jobs in the Philippines and not everyone can survive without help from other family members or relatives, college education is not free and other misfortunes.

I am positive that the future is bright if we have love in our hearts and passion to fulfill our dreams, to finish college and to find a better job.

I am hopeful for the USA without Trump or with Trump but still hoping that US politicians will put the people’s issues first and not their own.


A gift for our home alone seniors

Gift to our parents

We are a thousand miles away from our aging parents and a wellness gift would be the right fit for them as they cannot shop on their own especially if they are homebound with no caregivers or companion.

Water purifier and nutrition for life

In many senior homes where my caregivers have visited, seniors do not have access to clean water and  their medicine cabinet have expired supplements and lacking in pure nutrition.

Opportunity to create an income in 2016 after 50

Here are the sites for your aging parents and for yourselves and email Connie at motherhealth@gmail.com for more info on how you can share the same benefits to others as 2016 is the year of SHARING.

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Admiral McRaven, on how one man can change the world

How one person can change the world

Admiral McRaven.  He’s a brilliant man, dedicated to serving our country.  His remarks in this speech remain profound, about how one person can change the world:

If you want to change the world, make your bed.

Little things in life matter.

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(2) On a team, exert equal effort.  Everyone must paddle, or the boat in rough waters will fail on course.

You can’t change the world alone.

You will need some help.  If you want to change the world, find someone to help you paddle.

(3) In SEAL training, the bigger guys would make fun of the little guys, but the little guys always ran faster and swam faster and paddled faster than the big guys.  Nothing mattered, not social status or ethnicity or religion or education.  If you want to change the world, measure a person by the size of their heart, not the size of their flippers.

(4) Everyone failed uniform inspection.  Staying in a failed wet uniform with “sugar cookied” sand on them got under the skin of many students.  No matter how well you prepare or perform, you still end up as a sugar cookie.  Get over it, and keep moving forward.

The DRILL, practice and exercise matters

(5) If you failed to meet the standard, your name went on a list.  Those people were invited to a circus … 2 hours of additional calisthenics, designed to wear you down.  At some point, EVERYONE made the circus list. But over time the students that frequently made the list got stronger and stronger.  You will fail often in life; it will be painful and discouraging… but if you want to change the world, don’t be afraid of the circuses.

Tests to break the spirit, build the inner self

(6) At least twice a week you had to run the obstacle course.  The most challenging was the slide for life.  You had to climb the 3 tiered tower, and pull 200ft to the 1 story tower on the other side.  One student broke the record by going head first, and cut the time in half.  If you want to change the world, sometimes you have to go head first.

(7) If you confront a shark, stand your ground.  Do not run away, swim away…  Punch him in the snout and he will turn away.  There are many sharks in the world.  If you want to change the world, don’t back down from the sharks.

(8) One of the challenges is swimming 2 miles underwater using a depth gauge and a compass to a target.  Once you get to a ship, it blocks the ambient light at night.  To be successful, you must swim under the ship, where the keel and the darkest part of the ship is.  It’s disorienting.  You can fail.  Every SEAL knows at that darkest point you must be most calm and composed using inner strength.  If you want to change the world, you must be your very best in the darkest moments.

(9) Ninth week of training is known as hell week.  6 days of no sleep … constant mental and physical harassment and one day at the mud flats in Tijuana surviving freezing cold and howling wind.  As the sun began to set, his training class was ordered into the mud.  The mud consumed each man until their heads were the only thing above the mud.  Some students were about to give up… 8 hours more of the bone chilling cold.  One voice began to echo through the night.  The song was terribly out of tune but was enthusiastic… then two voices… then all the voices began to sang.  Suddenly the mud was a little warmer and tamer.  The power of hope… one person… can change everything.  Washington, Lincoln, Malala… If you want to change the world, start singing when you’re up to your neck in mud.

(10) All you have to do to quit in SEAL training is ring the brass bell.  Ring the bell and you no longer have to be in the freezing cold swims.  You no longer have to endure the hardships of training.  If you want to change the world, don’t ever ever ring the bell.

“Start each day with a task completed.  Respect everyone.  Know that life is not fair and you will fail often.  Take some risks.  Step up when times are the toughest.  Face down the bullies.  Lift up the downtrodden.  Never, ever give up.  The next generation and the generations that follow will live in a world far better than we have today.  What started here will have changed the world for the better.”

Positive impact of Google, internet, Youtube, Airbnb, UBER, Facebook, computers, smart phones, dietary supplements

An architect who lives in San Francisco was able to save $6000 per year using UBER.

Thousands of cities get more visitors who can live affordably using AIRBNB.

Many people learn new skills using the Internet, Youtube and Google.

Families are united after many years of absence because of finding each other in Facebook.

More healthy people are saved, cost of medications are cut and overall future health care costs are reduced with healthy lifestyle and use of dietary supplements and whole foods.

More tasks, jobs, learning, communication and networking occur using smart phones, and computers which created more jobs, more students and college grads with more skills and more happiness.

Can we find more ways to erase poverty and bring prosperity?

Yes, help me fund and develop a mobile app to match seniors and home helpers/caregivers. Contact Connie Dello Buono at motherhealth@gmail.com 408-854-1883 or donate your time/real estate to Motherhealth Inc, 501c3 at 1708 hallmark lane San Jose, CA 95124