In your hands, your future depends. Believe in yourself. Take risks. You can achieve what you set out to do and define and monitor your goals each day. Happy 2018 graduation! You deserve the best the world has to offer. Connie Here are the top graduation speeches of all time: Joyce DiDonato, Juilliard SchoolContinue reading “Happy 2018 graduation to Dominic, Esther, Madeline, Brian and Mica”
Tag Archives: college
How the middle class in the bay area disappeared
Two parents must work to afford housing. One must sell their house to pay for surgery or nursing homes. One must pay half of the paycheck for one medication. A family must pay for half their paycheck for health insurance premiums for 3. Day care costs a third of their paycheck. Single mothers must haveContinue reading “How the middle class in the bay area disappeared”
Our children are not our possession, they are entrusted to us to care for
Our children are not our possession, they are entrusted to us to care for until they can independently live in this world, ready with their college degrees or creative passions. We model our good behavior to our children or God’s children and it is our honor when they grew up as responsible citizens, loving andContinue reading “Our children are not our possession, they are entrusted to us to care for”
Watch Bernie Live at 5:30pm PT
Tax deductions for your corporation, from ABA CPA: auto,home,travel,airplane,boat
Life instructions for my children in college
To my children in college, mom’s lessons she learned and wished you knew before you take a leap Forgive but not forget, always fill your mind with positive and happy thoughts Learn from your mistakes, know the cues of what is going to be a wrong decision Gratitude will bring you blessings untold, and keepContinue reading “Life instructions for my children in college”
Teaching your children about money, million dollar baby
When you start saving $200 per month for your baby who is less than 1 yr old and the savings accumulate with return of at least 6%, guaranteed at 4% the money owned by you doubles every 12 years. This will show your child how money compounds and savings taken via EFT can build towardsContinue reading “Teaching your children about money, million dollar baby”
Retirement planner for bay area doctors and health pros , lessons learned
As retirement planner for our bay area doctors and health professionals, I have learned many things in helping them maximize their wealth, minimize taxes and have access to funds when health threats occur. The average working and earning years is between 40-70 yrs old. They seek retirement planning advice after 3 to 5 years workingContinue reading “Retirement planner for bay area doctors and health pros , lessons learned”
Give and receive a referral
Dear Friends, I am giving away gift cards for referring me to others in 50 US states. Please refer me to those who: have term life insurance or whole life with no living benefits, access to $1.5M when cancer, stroke or disability occurs added at no cost needs a college or retirement savings plan, 13%Continue reading “Give and receive a referral”
A 61 yr old journey to second life after a heart surgery
At 49 yrs of age, she was gasping for breath when walking 5 blocks to the convention she is suppose to attend. When she finally made it, she immediately phoned her doctor for an unscheduled medical checkup. She was not given an angiogram so at that time nothing was found that should be alarming. OneContinue reading “A 61 yr old journey to second life after a heart surgery”
Generation Y, college grads without a job by Raghav Singh
About 20 percent of people under 26 have moved back in with their parents. This is beginning to look like Italy where 40 percent of 40 year olds live with their mothers. A Pew Research survey found that 6 percent of recent grads still think they can make a good living as an artist, actor,Continue reading “Generation Y, college grads without a job by Raghav Singh”