Millennials, also known as Generation Y or Gen Y, are the demographic cohort following Generation X and preceding Generation Z. Researchers and popular media use the early 1980s as starting birth years and the mid-1990s to early 2000s as ending birth years, with the generation typically being defined as people born from 1981 to 1996.Continue reading “What millennials need”
Category Archives: money
Invest your $3M in senior care in the bay area
An internet start-up is asking for $3M. Motherhealth LLC is a senior home care agency for bay area seniors. You can also invest here to ensure that our seniors are cared for in the comfort of their homes, a total senior concierge with holistic home care in mind. Email motherhealth@gmail.com or text 408-854-1883 to getContinue reading “Invest your $3M in senior care in the bay area”
USA Rich and poor tax payers, 2010
Middle income and families Middle income and couples contributed more in taxes compared to other income groups. Free education, housing support, child care support, health care access and other family-centered and middle-income centered benefits should be given more to this income group. From these income groups, more than half of the monthly income goes toContinue reading “USA Rich and poor tax payers, 2010”
2014 Social Security Benefit of $2642 max per month
Save 10% of your money towards your retirement savings plan since Social Security can only give you a max of $2642 per month. Full deduction of $5.5k yearly contribution to your Roth IRA from your gross yearly income of $60k for single and yearly income of $95k for married. Traditional IRA: Required Min Distribution uponContinue reading “2014 Social Security Benefit of $2642 max per month”
Ordinary people get a share in the ecommerce global business
This is my personal invite to those who wants a share of the ecommerce industry. But first, my condolence to the loved ones of Robin Williams, who is my favorite comedian of all time. May God’s face shine upon him. Dear All, I would like to invite those who wants to earn an income inContinue reading “Ordinary people get a share in the ecommerce global business”
Retirement woes and stock market loses of 45-65 yrs olds
45 yrs old Saves $300 per month $50k yearly lifetime retirement income Sample numbers, save for 20 yrs, earnings for lifetime , returns 8-13% 55 yrs old Saves $500 per month $40k yearly lifetime retirement income Sample numbers, save for 20 yrs, earnings for lifetime , returns 8-13% At 45 yrs of age, youContinue reading “Retirement woes and stock market loses of 45-65 yrs olds”
More than 10 reasons why we need life insurance
Your greatest asset to protect is your life. As a mother and a life insurance agent, I want to show you why we need life insurance, not just for creating an immediate estate to my children in the absence of an inheritance as I am not rich at the moment. Connie Dello Buono CA LifeContinue reading “More than 10 reasons why we need life insurance”
Medicare Part D, Save a senior
I work with a team to help educate seniors on Medical,Medicare and Medical Advantage programs in the USA. Contact Connie Dello Buono, CA Life and Health Ins Lic 0G60621 to attend an educational seminar to prepare for long term care before age 65 yrs old. 408-854-1883 motherhealth@gmail.com And do read this handbook: medicare and youContinue reading “Medicare Part D, Save a senior”
Wealth gap lasting into retirement by Michael Hill
William Kistler views retirement like someone tied to the tracks and watching a train coming. It’s looming and threatening, but there’s little he can do. Kistler, a 63-year-old resident of Golden, Colorado, has been unable to build up a nest egg for himself and his wife with his modest salary at a nonprofit. He hasContinue reading “Wealth gap lasting into retirement by Michael Hill”
Pay yourself first, car and housing are major expenses
Life settlement , what you need to know
Investor Bulletin on Life Settlements The Office of Investor Education and Advocacy is issuing this Investor Bulletin to highlight information about life settlements and some of the risks these types of transactions may pose for investors. Individual investors considering a life settlement transaction may wish to keep the following points in mind and seek guidanceContinue reading “Life settlement , what you need to know”
From spender at 20 yrs old to senior citizen at 66 yrs old
Life teaches us a lesson. Before we lose everything, create a budget and save. It is not late whether you are in the spender group or senior group, let me help you avoid RMD, and being broke or losing money in stocks or other high risk investments. Call for appointment. Connie Dello Buono, retirement plannerContinue reading “From spender at 20 yrs old to senior citizen at 66 yrs old”
Withdraw a net $75,000 per year from $1 million earning 7.5% in a 0% tax bracket
Teachers, nurses and workers are my heroes. They worked hard and so I pledge to help them with tax free retirement income for life. Whethere you have only $300 per month to save or a $1M to set aside towards a lifetime retirement income, indexing strategy using an IUL will help you withdraw a netContinue reading “Withdraw a net $75,000 per year from $1 million earning 7.5% in a 0% tax bracket”
No retirement income at 65, plan early and review yearly
I met two people this year who had made millions in the past 20 yrs and they are broke now with no retirement income. They prioritize mansions and others before they have ensured their most important asset, their life with sufficient retirement income, money during health threats/long term care, investments with no market risks andContinue reading “No retirement income at 65, plan early and review yearly”