408-854-1883 starts at $30 per hr home care

Affordable in home care | starts at $28 per hr

Adult day care and kids day care with art class in one bay area location

Motherhealth Inc 501c3 is formed to create an environment for older adults to live with children and be surrounded by art. A day care for older adults, kids day care and art school in one location. Need real estate donations to promote art education, older adults day care and kids care in holistic environment promotingContinue reading “Adult day care and kids day care with art class in one bay area location”

To downsize or not and in need of home care in bay area

Many seniors are in a dilemma to downsize or not considering the cost of living in the bay area. Health wise, seniors are not mobile as they used to be.  In case of any medical emergency, they need to act fast and be close to a hospital or health care facility.  Many emergencies happen duringContinue reading “To downsize or not and in need of home care in bay area”

Investment property : mixed retail and residential , starting offer at $24k, Battle Creek Michigan

Accepting offer in next 3days or you can also exchange your bay area real estate for this investment property.  Group of investors is welcome. You can also partner up with me to acquire this property. Contact Connie 408-854-1883 motherhealth@gmail.com

Real Estate IRA Caveats

Investing in real estate inside an IRA comes with strict rules. Complication number one: Owning property in an IRA negates all the familiar tax benefits of owning investment real estate, says James Lange, a CPA and financial planner in Pittsburgh. You can’t deduct property taxes or mortgage interest or take advantage of depreciation. Aggravation numberContinue reading “Real Estate IRA Caveats”

Business ownership, real estate and paper assets are your path to wealth building

Business ownership and real estate are the two wealth building asset classes financial advisers typically don’t talk about (because they can’t sell them) even though they are essential components to many wealth plans. Just to be fair, however, business ownership and real estate aren’t for everyone either. These two asset classes have their own setContinue reading “Business ownership, real estate and paper assets are your path to wealth building”

How to avoid capital gains tax

First, you can use a tax-protected retirement account to avoid paying capital gains taxes on the proceeds from your stock sales. As long as you keep the proceeds in the account and resist the urge to make premature withdrawals, you can grow your retirement savings on a tax-free basis for an indefinite period of time. 

However, your retirement account may be subject to certain contribution limits. If you’re under the age of 50, you can contribute just $5,000 per year into your tax-protected IRA account. If you’re over the age of 50, you may be able to contribute as much as $6,000 into your account. Before you make any contributions, be sure to check with a licensed tax professional.

Retirement woes and stock market loses of 45-65 yrs olds

  45 yrs old Saves $300 per month $50k yearly lifetime retirement income Sample numbers, save for 20 yrs, earnings for lifetime , returns 8-13% 55 yrs old Saves $500 per month $40k yearly lifetime retirement income Sample numbers, save for 20 yrs, earnings for lifetime , returns 8-13% At 45 yrs of age, youContinue reading “Retirement woes and stock market loses of 45-65 yrs olds”