Often, individuals employed by large corporations have the option to invest some of their qualified retirement plan contributions (e.g., 401(k) contributions), as well as employer contributions, into their employer’s stock. If you believe in the long term prospects of the company, that may make sense as part of your asset allocation strategy. But what happensContinue reading “Net Unrealized Appreciation and Qualified Retirement Plan Distributions”
Tag Archives: Roth IRA
Retirement woes and stock market loses of 45-65 yrs olds
45 yrs old Saves $300 per month $50k yearly lifetime retirement income Sample numbers, save for 20 yrs, earnings for lifetime , returns 8-13% 55 yrs old Saves $500 per month $40k yearly lifetime retirement income Sample numbers, save for 20 yrs, earnings for lifetime , returns 8-13% At 45 yrs of age, youContinue reading “Retirement woes and stock market loses of 45-65 yrs olds”
More than 10 reasons why we need life insurance
Your greatest asset to protect is your life. As a mother and a life insurance agent, I want to show you why we need life insurance, not just for creating an immediate estate to my children in the absence of an inheritance as I am not rich at the moment. Connie Dello Buono CA LifeContinue reading “More than 10 reasons why we need life insurance”
From spender at 20 yrs old to senior citizen at 66 yrs old
Life teaches us a lesson. Before we lose everything, create a budget and save. It is not late whether you are in the spender group or senior group, let me help you avoid RMD, and being broke or losing money in stocks or other high risk investments. Call for appointment. Connie Dello Buono, retirement plannerContinue reading “From spender at 20 yrs old to senior citizen at 66 yrs old”
Roth IRA and Index Universal Life Policy, both tax free retirement plans
Roth IRA, municipal bonds and Index Universal Life Policies (IUL) are all tax free retirement plans. I choose Index Universal Life Policy with living benefits because of the many limitations of Roth IRA. With my age and income fluctuations, I can save more in sickness or health, create a bigger estate when I die and not haveContinue reading “Roth IRA and Index Universal Life Policy, both tax free retirement plans”
Earn $5000 per month for 40 years tax free with health benefits
38 female in cal tax free lifetime income retirement at 8percent Save $8500 per year starting the age of 38 yrs old for 30 years and receive $5000 per month as retirement income tax free with health benefits, access to funds during health threats: cancer,stroke or disability. Stop waiting to be a lotto winner. ThereContinue reading “Earn $5000 per month for 40 years tax free with health benefits”
Retirement income for life with no taxes and penalties
Based on the IRS code 7702, tax-free retirement with almost no income limits and no penalties when compared to a Roth IRA or 401k is possible with an IUL policy. An IUL can provide for a tax-free retirement income of $50k per year or $100k per year depending on your savings plan each year. Below are potential savings growth for aContinue reading “Retirement income for life with no taxes and penalties”
No income limits and no tax traps retirement savings with an IUL index strategy
We pay income taxes already and so we can save money, 10% or more each month to a tax free savings with no income limits and no tax traps like the IRA or Roth IRA. There are no market risks like the 401k. So call 408-854-1883 or email Connie at motherhealth@gmail.com if you want toContinue reading “No income limits and no tax traps retirement savings with an IUL index strategy”
Is a tax-free lifetime income during retirement possible?
Investment under an Index Universal life policy per IRS code 7702 is tax free because you already paid taxes when you started saving from your net income. This means that half of your wealth cannot be taken away from you, not even by an estate tax. Would you like to know how you can start atContinue reading “Is a tax-free lifetime income during retirement possible?”
Save your money for long-term growth tax-free
Dear Fellow Saver, Like you, I have taught of saving long-term for retirement since I know that in the absence of a pension or insufficient Social Security, my own retirement income should be supplemented. A pension is a saving for retirement using an annuity, tax-deferred but taxed later on during withdrawal. I am currently workingContinue reading “Save your money for long-term growth tax-free”
Why choose us
Trust.strength.integrity.community solution minded. clients first. My goal is helping one family at a time maximize wealth, minimize taxes, grow their retirement savings at 13.5% return ,safe,guaranteed and with access to funds when cancer , stroke or disability arise for funds up to $1.5M. Help new business owners in financial planning and retirement/college planning, start theirContinue reading “Why choose us”
Stop eroding your retirement income from 401k fees, consumerreports.org
Among workers 18-34 years old, 56% are not saving. A 58-yr old who saved by putting aside $100 per month since 1979 lost around $100k in 401k fees. Wallmart and its brokerage, Merrill Lynch, agreed to pay $13.5 million settlement in a class action suit by failing to negotiate lower 401k fees for the plan’sContinue reading “Stop eroding your retirement income from 401k fees, consumerreports.org”
Zero market risk, tax free, asset protection, living benefits
The book of Patrick Kelly, The Retirement Miracle, tells us that: 401k retirement plan is not a conservative way to save for retirement and not tax free either Index Universal Life Insurance (IUL) (never takes loses like the 401k did) with living benefits allowing you to receive 75-90% of the face value of your insuranceContinue reading “Zero market risk, tax free, asset protection, living benefits”
What is your retirement wealth roadmap
<div style=”margin-bottom:5px”> <strong> <a href=”https://www.slideshare.net/clubalthea/client-retirement-roadmap” title=”Client retirement roadmap” target=”_blank”>Client retirement roadmap</a> </strong> from <strong><a href=”http://www.slideshare.net/clubalthea” target=”_blank”>connie dello buono</a></strong> </div> ———- Now hiring 500 part time retirement planners to help navigate a higher rate of return, risk-free and tax-free to all retirees. Build your income tax-free and help others get fund without dying when theyContinue reading “What is your retirement wealth roadmap”