More than 10 reasons why we need life insurance

Your greatest asset to protect is your life. As a mother and a life insurance agent, I want to show you why we need life insurance, not just for creating an immediate estate to my children in the absence of an inheritance as I am not rich at the moment. Connie Dello Buono CA Life Lic 0G60621 motherhealth@gmail.com 408-8541883 (in 50 US states) Here are the top reasons why we all need a life insurance:

1. create an asset or estate, up to $2M

2. allow my family to grieve peacefully, without worries and can remember me during the time that the life insurance proceeds can help them with college, buying a house or sending their children to college

3. allow my family to find money should I need a similar to long term care needs after a stroke, disability or an early/last stage terminal illness

4. provide for a lifetime retirement income for me as I do not have other retirement plans in place

5. More than ten reasons for business owners, like a buy and sell agreement would allow the other partner not to deal with the spouse should the business partner dies, and here are  the other reasons:

mortgage protection how much disability income do I need index strategy and rates indexing strategy dividends return of premium IRS rules and modified endowment contracts riders LSW 1035 exchange p2 1035 exchange p1 survivorship no probate estate created mortgage protection money purchase key person executive bonus final expenses life insurance with added LTC similar to long term care policy buy sell agreement life insurance you do not have to die to use

 

Note: Chronic illness rider is currently being reevaluated in California. Some IUL caps or returns up to 10%,12%,13%,15% or more with guarantees of 2%,2.5%,3%
Your referral to anyone who needs a retirement review, estate plan review, life insurance review, college plan review and life review is much appreciated.

Connie Dello Buono , CA Life Lic 0G60621
motherhealth@gmail.com

From B to A college student

When you retake the same subject that you received a lower grade, you have a chance of recording only the highest grade subject that you recently took. This will open doors for you.

Remember, higher grades means more money and opportunity. Yes my two teens are in a city college with the hopes of going to a school that most employers wanted.

As an employer, we wanted to be assured that the school have qualified professors that can provide results, qualified graduates.

I tell my teens to be street smart with a good IQ. You decide and make your own choices, be accountable to your own outcome.

If you want to be paid well, start with an A grade and results oriented school and a confident YOU.

Make your parents proud and your future children. They will follow you, it will also determine the kind of soul mate you will attract.

Dress for success, and be ready for opportunities all the time.

Time wasted is lost.

Create meaningful memories at least at the end of the day.

I always tell myself to keep going no matter what obstacles I met in college, since I need the diploma to go places, support my siblings and help them and my parents get out of poverty.

Poverty is when I was in the Philippines where unemployment is the highest in Asia but the country was number one in Asia many years ago.

So education is your ticket to fortune for now , be business minded though so that you can define your income with no limits.

Keep increasing your social network, quality ones though.

And enjoy each day while you are studying.

Connie

Graduates to follow their passion and make a difference in their lives and others

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Lincoln High School Graduates 2014 San Jose California

In many poor families in other parts of the world, you can see college diplomas of their children hanging on their walls. Parents labored and worked hard to send their children to college. Education indeed is a great equalizer.  And now  the poor can reach their dreams with education. It is not how much you have but how you have used education to find riches.

Happy Father’s day next Sunday. They worked hard to be breadwinners at home.

 

Graduates to follow their passion and make a difference in their lives and others