We pay income taxes already and so we can save money, 10% or more each month to a tax free savings with no income limits and no tax traps like the IRA or Roth IRA.
There are no market risks like the 401k. So call 408-854-1883 or email Connie at motherhealth@gmail.com if you want to have a safe, guaranteed, better return, tax-free, no market risks like the 401k, no income limits like the IRA for a tax-free retirement savings that will provide for you during your lifetime.
Most 30 yrs olds will depend on their savings that grows tax-free and doubles based on the rule of 72. Divide 72 by the rate of return (8%, 13%) and that gives you 9, which means your money doubles every 9 yrs. If you saved in an Index Universal life policy with a return of 8%, you can have a retirement income for life and will not face the same faith as some of our parents do, working during retirement or broke between the ages of 55 to 75.
On the health traps, we exercise and combine whole foods so that we don’t have to spend $300 per month on medications alone because we have not taken care of our health. But if you have an IUL policy with living benefits, you can access up to $1.5M when stroke, cancer or disability occurs added to the policy at no cost with National Life Group.
So we are aggressive and we want to live our life to the fullest when in our 30s but be prepared too during retirement years and when health threats threatens our retirement savings.
—————————-
Connie Dello Buono, financial service pro
CA Life Lic 0G60621
Have a team of retirement planners in 50 US states
1708 Hallmark Lane San Jose, CA 95124
408-854-1883
motherhealth@gmail.com
Published by connie dello buono
Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts.
Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone.
She is active in the rehab and nursing facilities, volunteering on music and movement for seniors.
She is a member of Lion's club and offered scholarships to students in the Philippines.
She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us
She loves dancing and teaching and her courses can be found at
https://teachclub.com/@thriveafter60
She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life.
at menloassetca.com , she helps with 401k rollover.
3 Benefit plans
- Mortgage protection using term life insurance to pay for mortgage balance in event of death
- Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues
- Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation.
She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women.
She can be reached at 408-854-1883 , motherhealth@gmail.com
View more posts
