Retirement savings plan

Retirement savings plan

Hi,

Hope all is well with your family and circle.

Do you have time for 15-min zoom chat about your retirement plan that is safe, avoids probate, fees are less, taxes are less and guarantees a lifetime retirement income? Is each dollar in your investment account equal to a life insurance amount? At Athene.com Fixed Index Annuity it is.

Earn 20% base bonus at Athene, get 0.5% bonus at Charles Schwab/Fidelity. Athene takes the risk , you take the risk at your investment accounts. Your Athene account can start at $10k or more or half of your current investment that is in stocks or other accounts.

Did you lose money in your 401k or IRA or stocks? Athene guarantees no negative market downturns or participation.

Blessings, For tax diversification in your guaranteed lifetime savings with death benefits for retirement, contact Connie Dello Buono, 0G60621, 408-854-1883 , connie@connielifeins.com www.lifeinsurance4women.com

Athene.com

PS. Connie’s commission will help support college students in California and the Philippines.

Why Athene Fixed Index Annuity for lifetime pension

If you wish to allocate a portion of your savings or retirement/pension in a safe Fixed Index Annuity with no negative market participation, text Connie Dello Buono, 0G60621, at 408-8541883 to show you Athene’s annuity products that suits your retirement savings goal of tax less, fees less, avoid probate, safe with no participation in market downturns and more benefits as shown below.

pension-retirement-safe-athene-fixed-index-annuity

About Connie Dello Buono, Financial Consultant 4088541883 connie@connielifeins.com

Insurance Broker protecting families, seniors and business owners (insurance for life, income, health, retirement, estate and mortgage equity).

Connie Dello Buono is a California Licensed Life and Health Insurance Agent, 0G60621. Serving clients in the bay area, Santa Clara county and the greater bay area communities. Connie started helping seniors with caregivers and with life insurance products that can be used even with health issues.

Life Insurance as asset, life, and retirement income protection

We are focused on helping our clients achieve a secure retirement using fixed annuities and index universal life insurance, a final expense plan using single issue whole life insurance with no medical tests, mortgage protection insurance plans from Americo, AIG, Mutual of Omaha, Transamerica, AIG, John Hancock, American Amicable and 10 more insurance carriers, mostly A rated.

The many riders are important to protect the client during accidental death (doubles the death benefit amount), disability, loss of income/job, terminal/chronic/critical illness or living benefits riders, Return of Premium or cash back, paid up addition and getting back all premiums paid at 100 yrs of age.

Health Care strategist and founder of Motherhealth bay area caregivers

Health Author , Curated Health at Balboa Press

2020 Tax Brackets and Rates

Text 408-8541883 and agent near you to show you income and disability benefits from life insurance products like Index Universal Life Insurance and Fixed Indexed Annuities.

In the United States we have what is known as a progressive tax system. This means that we pay a higher percentage in taxes as our income goes up. What people may not necessarily realize is that we actually pay taxes at each one of these tax brackets along the way.

There are 12 states with zero or less income taxes such as Nevada.

Capital Gains

Long-term capital gains are taxed using different brackets and rates than ordinary income.

 For Unmarried IndividualsFor Married Individuals Filing Joint ReturnsFor Heads of Households
 Taxable Income Over
0%$0$0$0
15%$40,000$80,000$53,600
20%$441,450$496,600$469,050
 Additional Net Investment Income Tax
3.8%MAGI above $200,000MAGI above $250,000MAGI above $200,000
Source: “2020 Tax Brackets,” Tax Foundation and IRS Topic Number 559

Qualified Business Income Deduction (Sec. 199A)

The Tax Cuts and Jobs Act includes a 20 percent deduction for pass-through businesses against up to $163,300 of qualified business income for single taxpayers and $326,600 for married taxpayers filing jointly (Table 7).

Filing StatusThreshold
Single Individuals$163,300
Married Filing Jointly$326,600
Source: Internal Revenue Service

Annual Exclusion for Gifts

In 2020, the first $15,000 of gifts to any person is excluded from tax. The exclusion is increased to $157,000 for gifts to spouses who are not citizens of the United States.

Protect your health, mortgage equity, income and life

Contact 408-854-1883 for rewards when protecting your mortgage equity, life, income and health.

https://www.johnhancockinsurance.com/vitality-program.html

Covid proof income generation from home

Email Connie at motherhealth@gmail.com for extra income that entails helping others get a final expense plan matching their needs. Covid proof income generation. There are leads and script and a team to help your business be your own agency owner. Not MLM.

Text Connie 408-854-1883. Must be in the USA.  Have a car, computer and cell phone and a good communicator and listener.

Current Life and Health Insurance agents are welcome, up to 140% commission.