Monty Brinton/CBS/Getty Images Sheldon, Howard, Leonard, Raj, Amy, Bernadette and Penny — the quirky geniuses of “The Big Bang Theory,” Nielsen’s No. 1 comedy — are always funny, but especially in teaching us what not to do about money. Money Can Buy You Love — But Only for a Bit Howard learns this lesson whenContinue reading “Bazinga! 6 Genius Money Lessons from ‘Big Bang Theory’ by Annalisa Kraft-Linder”
Category Archives: monthly budget
Cars costing you your retirement savings plan
If you’re feeling broke at the end of the month and don’t know where all your money disappeared to, just take a peek in your garage. Your car could be sucking your bank account dry. AAA recently released its 2013 Your Driving Costs report, which reveals what Americans are really paying to drive. It showedContinue reading “Cars costing you your retirement savings plan”
Act now to review your retirement savings before you pay taxes
Act now to review your retirement savings before you pay taxes
Join us this noon for a webinar that will review your retirement savings and act on cutting taxes to save your wealth. Venue: gotomeeting (Note: Please download gotomeeting ahead of time.) https://global.gotomeeting.com/meeting/join/896840485 ID: 896840485 password: success2014 Email Connie: motherhealth@gmail.com Limited to: 25 attendees Time: 12:15 to 1:00pm PST Date: March 19,2014, Wednesday Learn retirement threats,Continue reading “Act now to review your retirement savings before you pay taxes”
Retirement Threats by Connie Dello Buono
Taxes,Spending unwisely,Market Risks,Health threats,and No asset protection are the major threats to our retirement plan. Taxes About 40-50% of our retirement savings (401k/IRA) go to paying taxes:federal,state,penalties,and capital gains. We are taxed in many ways: income, sales,estate,capital gains,others. Tax-free retirement plan using IUL The way to protect our retirement savings is a tax-free retirement planContinue reading “Retirement Threats by Connie Dello Buono”
Expenses you cannot deduct as a business owner per Pub 535
bribes and kickbacks charitable and political contributions demolition expenses or losses dues to business, social, athletic, luncheon, sporting, airline and hotel clubs lobbying expenses penalties and fines you pay to a government agency personal, living and family expenses repairs that add to the value of your property or significantly increases its life
Are you accumulating assets or debts? Financial Planning 101
You have spent years at school and now getting promoted at work after 6 yrs. You started to own brand name cars and a bigger house, bigger credit card debts and have no savings. Do you know who you are working for? Is it Y OU or I O U ? Habits of the rich: theyContinue reading “Are you accumulating assets or debts? Financial Planning 101”
Some companies are not providing 401k retirement plan
There is a better than 401k retirement plan with tax-free IUL index strategy with zero market risk that grows up to 13% and living benefits added free (access to $1.5M when stroke, cancer, or disability occurs). If you want to protect your wealth from 50% taxes after accumulation and from market risks, call Connie Dello BuonoContinue reading “Some companies are not providing 401k retirement plan”
Cut costs in bank fees, home/car insurance, dining, and more
Cut costs in bank fees, home/car insurance, dining, and more
Cut costs , save more Home/Car Insurance and Financial Fees Save almost $600 a year Some credit cards sock you with fees of $30-plus, the FDIC reports, if you’re even a day late with your payment. Say you have a bad math week and bounce a check—that’s a fortune right there. Stay on top ofContinue reading “Cut costs in bank fees, home/car insurance, dining, and more”
Re-evaluate your spending
Riding a bike to work could save you hundreds, if not thousands, of dollars a year on transportation costs. Tired of ending every month in the hole with no idea where your hard-earned money went? It may be time to re-evaluate your spending. In a recent Reddit thread, users shared their best tips for quicklyContinue reading “Re-evaluate your spending”
Retirement planner for bay area doctors and health pros , lessons learned
As retirement planner for our bay area doctors and health professionals, I have learned many things in helping them maximize their wealth, minimize taxes and have access to funds when health threats occur. The average working and earning years is between 40-70 yrs old. They seek retirement planning advice after 3 to 5 years workingContinue reading “Retirement planner for bay area doctors and health pros , lessons learned”
Do we know how we spend our money each month?
Feb % of net income Feb Mar %Mar net income less taxes and deduc 30000 30000 car ins 200 1% 200 1% car rent 1300 4% 800 3% home rent 3200 11% 3200 11% other insurance 250 1% 150 1% food and grocery 800 3% 750 3% Dinner-restaurant 500 2% 250 1% travel,cell,work expenses,cert,mags,CE,student loansContinue reading “Do we know how we spend our money each month?”
Financial strategy to recover from market loses
Financial strategies of investing/savings Recover from market loses Create an estate Use asset based long term care to protect you from health threats Tax free retirement dubbed as supercharged Roth IRA Better than your 401k and IRA, a savings plan with lifetime retirement income Tax free and Risk Free Time: 9-10am,Monday-Sunday Venue: webinar Cost: Free PleaseContinue reading “Financial strategy to recover from market loses”