408-854-1883 starts at $30 per hr home care

Affordable in home care | starts at $28 per hr

What is full living benefits or accelerated benefits riders? How I help those with cancer,stroke or disability in their finances

Terminal and critical illness rider free (no added cost). Only one in few financial service companies who offers access to funds (not from the cash value) when cancer, stroke or disability occurs. Your conventional health insurance, missed the most important issue..YOU. When you are sick, the coverage is paid to the health institution and notContinue reading “What is full living benefits or accelerated benefits riders? How I help those with cancer,stroke or disability in their finances”

how the rich saved their money wisely and the smart middle class retiring with sufficient nest egg

Saving money ($5k per year) from the time that the baby is one year old can make the baby a Million dollar baby. Procrastination will not help us save for retirement. Most people are in debts because they focus on their debts that they have no money left to keep and save. Did you knowContinue reading “how the rich saved their money wisely and the smart middle class retiring with sufficient nest egg”

$79k per yer lifetime tax free no market risk retirement income for 25yr old saving $6k per yr for 30yrs

tax free no risk lifetime retirement income $79k per yr For young people just getting their careers off the ground, saving for retirement can often feel like an exercise in futility.  There are bills to pay, debt to be tackled, apartments to rent, and social lives to be had. It’s baffling to imagine putting aContinue reading “$79k per yer lifetime tax free no market risk retirement income for 25yr old saving $6k per yr for 30yrs”

Do we know how we spend our money each month?

Feb % of net income Feb Mar %Mar net income less taxes and deduc 30000 30000 car ins 200 1% 200 1% car rent 1300 4% 800 3% home rent 3200 11% 3200 11% other insurance 250 1% 150 1% food and grocery 800 3% 750 3% Dinner-restaurant 500 2% 250 1% travel,cell,work expenses,cert,mags,CE,student loansContinue reading “Do we know how we spend our money each month?”