I cannot leave a big house for my children and my grandchildren, so I bought a life insurance that they can use as down payment to buy their own house should the good Lord calls me. Life insurance is an asset with a value that is worth it. If I have health issues such thatContinue reading “Life insurance as an asset and health insurance tool”
Tag Archives: disability
Lesson we learn from our disabilities – never give up
At the abilities.com fair last weekend in San Mateo Event Center, there are many distributors of products to help disabled families.
One attendee reminded me of not giving up in every health issue we encounter in life. She is in her 80s and both her daughter and grandson are battling a rare disease.
Disability income benefit for PA, health care providers and you
Is your house your retirement plan?
Your house is not your retirement plan. Many seniors in care homes have sold more than 2 houses to pay for their caregiving services. Contact Connie 408-854-1883 motherhealth@gmail.com for a financial advisor and an LBS expert to help you optimize your retirement savings to last forever with efficient tax strategies and protection for the future.Continue reading “Is your house your retirement plan?”
What is full living benefits or accelerated benefits riders? How I help those with cancer,stroke or disability in their finances
Terminal and critical illness rider free (no added cost). Only one in few financial service companies who offers access to funds (not from the cash value) when cancer, stroke or disability occurs. Your conventional health insurance, missed the most important issue..YOU. When you are sick, the coverage is paid to the health institution and notContinue reading “What is full living benefits or accelerated benefits riders? How I help those with cancer,stroke or disability in their finances”
Physicians per 1000 people in the world, more pain med prescriptions after OBAMACARE
Finland, France, Germany, Austria and Switzerland have 3-4 doctors for every 1000 people while Philippines, Hongkong and other countries have 0. http://data.worldbank.org/indicator/SH.MED.PHYS.ZS This means that medical care is not present to some citizens of the world. I can speak for countries such as USA, Australia, Philippines and Taiwan since I have lived in these countries in the pastContinue reading “Physicians per 1000 people in the world, more pain med prescriptions after OBAMACARE”
Retirement Planning Dos and Donts every M-F in Mt View
Understanding IRAs Individual Retirement Accounts Understanding Annuities What is my potential estate tax liability What your savings could grow to, an estimate Social security retirement income husband and wife How much will I earn in my lifetime Leasing a car is better than buying Lump Sum today is more beneficial for you 2013 Federal incomeContinue reading “Retirement Planning Dos and Donts every M-F in Mt View”
3 Threats: become ill,die too soon,live too long with no income
Save, invest and then spend. Young people has time as their greatest asset. Open a wealth accumulation plan to save early. Invest your extra 5%, save at least 6months of your income for emergency and as you age, save from 10-20% of your income towards retirement. Proper asset allocation is very important. Detailed pension –Continue reading “3 Threats: become ill,die too soon,live too long with no income”