Doctors, carehome owners and caregivers are some of my clients

They all know that health threats like cancer,stroke or disability can occur without warning.

And that they are safe in knowing that they can leave behind a substantial estate with a stroke of a pen to their love ones.

And that to act now means ensuring their retirement for lifetime income sooner than later with money doubling every 9 years.

A caregiver in his 50s saving $184 and up per month to secure his lifetime retirement income, disability insurance similar to long term care and life insurance leaving around $200k to her 3 children and wife should he die early.

A carehome owner who owns 6 houses , takes care of developmentally disabled teens and who does not want to burden her two children should he needs long term care or die too soon.

A doctor who needs to save for his children’s college and retirement, who uses the IUL policy to have a tax free lifetime retirement income that is flexible, secured and had been growing at an average of 8% during the last 25 years.

A self-employed business owner, single mom who wants to leave an estate to her two children and future grandchildren, and wants to save tax free with no market risk lifetime retirement or pension via our IUL.

If you are still healthy and have no sizeable savings, you can start now. If you know that you have genetic predisposition to some disease, do call to protect your health and life and lifetime retirement income.

Free information to bay area pros who have parents with Alzheimer’s disease, Parkinson’s, heart disease and cancer on financial and health planning. Email Connie.

Call Connie Dello Buono CA Life Lic 0G60621 at 408-854-1883 1708 Hallmark lane san jose ca 95124

We are also hiring part time referral agents or full time agency managers to own their own retirement planning and help people access to funds up to $1.5M when health threats occur and a tax free lifetime retirement income, 8-13% return.


Some companies are not providing 401k retirement plan

There is a better than 401k retirement plan with tax-free IUL index strategy with zero market risk that grows up to 13% and living benefits added free (access to $1.5M when stroke, cancer, or disability occurs).  If you want to protect your wealth from 50% taxes after accumulation and from market risks, call Connie Dello Buono , CA Life Lic 0G60621 at 408-854-1883.

Since most companies are not providing 401k, some people are choosing a tax-free retirement plan, real estate and other positive income cash flow strategies.  You can better control your retirement savings if you know that your savings will not participate in the downside of the market.

With an index universal life policy, your savings will only participate in the upside potential of the market (SP500). There is flexibility and a higher limit not like the IRA/401k that limits you to $6k per year and anyone from age 0-75 yrs can participate.

You are all invited this Monday at 7:pm at 400 Oyster Point, Ste 120 , South San Francisco to learn how to win the money game and be protected from the following threats in your life:

  • living too long with no retirement savings
  • dying too soon with no protection and no estate you can leave behind with a stroke of a pen
  • getting sick with no access to $1.5M when cancer, stroke or disability occurs

This is my mission to help families maximize wealth, minimize taxes and access up to 70-90% of the face value of their policy when cancer, stroke or disability threatens their assets, income and life.

We are hiring.

89 yr old female with Alzheimer’s Disease, no meds in care home

Surprisingly only anti-allergy tab and vitamins are taken by this senior in a care home. She walks, plays with her stuff toys and has good bowel movement.  She has the brain of a young child while playing with her food or stuff toys but at 89 yr old, Annie still laughs and is very focus in playing with things around her, table napkins and toys.  She needs help with the daily activities of living such as bathing, feeding, toileting, but she can still walk.  One of the male senior in same care home she is in who also had  Alzheimer’s Disease has been taking so many medications that now he could barely walk and is always constipated.

 Most seniors have a cocktail of meds, more than 10 kinds of medications and are constipated and have difficulty walking with their brain deteriorating. 


If you are preparing for old age and needs long term care or chronically ill, I would like to recommend a retirement plan with access to funds during health threats such as chronic, terminal and critical illnesses.  Call Connie Dello Buono at 408-854-1883 , CA Life Lic 0G60621, for this plan in 50 US states.