Email me to help you review your financial picture and goals. motherhealt@gmail.com Connie Dello Buono CA Life and Health Lic 0G60621 408-854-1883
When you don’t plan your financial future, you cannot control it. Be accountable for all your assets and liabilities so you will always be prepared for any health threats and financial threats. Remember these threats: health threats and need for long term care, inflation, taxes, overspending,lack of protection or insurance (life,health,assets) and lack of growth or poor return of your investments and savings.
financial plan 2014 Use this spreadsheet to track your finances and future needs.
| Your Financial Plan Update 2014 | ||||||
| Assets | Husband | Wife | Risks/Taxed | Liabilities | ||
| Cash | Mortgage balance (1:1) | |||||
| CD/Money Market | Car balance | |||||
| Savings/Checking | Rental home expense | |||||
| 401k | Medium/Tax deferred | Credit Cards Balance | ||||
| IRA | Taxed deferred | Other Real estate balance | ||||
| Qualified Accounts | Admin fee/Mutual fund fees | |||||
| Stocks | High | Education expense/loans | ||||
| Life Insurance whole life cash accumulation | Insurance costs | |||||
| Rental Income | House (1:1200) | |||||
| Real estate equity/income | Car (1:250) | |||||
| ETFs/mutual funds | High/Medium | Family adjustment | ||||
| Variable Annuities | High | Retirement supplement | ||||
| Fixed Indexed Annuities | Final expense | |||||
| Index Universal Life Savings/Cash Accumulation | Insurance guarantee Risk Free | |||||
| Index Universal Life Face Amount | Hospital/Medical 1:15 | |||||
| Funeral Expense Policy | Dental | |||||
| Bonds | Medium | Disability Income (1:4) | ||||
| T-Bills | ||||||
| Gold/Silver | ||||||
| Other Collectibles | ||||||
| Your Initial | 1 | |||||
| Date | 2 | |||||
| Goal | 3 |