Email me to help you review your financial picture and goals. motherhealt@gmail.com Connie Dello Buono CA Life and Health Lic 0G60621 408-854-1883
When you don’t plan your financial future, you cannot control it. Be accountable for all your assets and liabilities so you will always be prepared for any health threats and financial threats. Remember these threats: health threats and need for long term care, inflation, taxes, overspending,lack of protection or insurance (life,health,assets) and lack of growth or poor return of your investments and savings.
financial plan 2014 Use this spreadsheet to track your finances and future needs.
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Your Financial Plan Update 2014 |
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| Assets |
Husband |
Wife |
Risks/Taxed |
Liabilities |
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| Cash |
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Mortgage balance (1:1) |
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| CD/Money Market |
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Car balance |
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| Savings/Checking |
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Rental home expense |
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| 401k |
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Medium/Tax deferred |
Credit Cards Balance |
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| IRA |
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Taxed deferred |
Other Real estate balance |
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| Qualified Accounts |
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Admin fee/Mutual fund fees |
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| Stocks |
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High |
Education expense/loans |
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| Life Insurance whole life cash accumulation |
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Insurance costs |
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| Rental Income |
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House (1:1200) |
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| Real estate equity/income |
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Car (1:250) |
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| ETFs/mutual funds |
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High/Medium |
Family adjustment |
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| Variable Annuities |
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High |
Retirement supplement |
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| Fixed Indexed Annuities |
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Final expense |
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| Index Universal Life Savings/Cash Accumulation |
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Insurance guarantee Risk Free |
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| Index Universal Life Face Amount |
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Hospital/Medical 1:15 |
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| Funeral Expense Policy |
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Dental |
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| Bonds |
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Medium |
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Disability Income (1:4) |
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| T-Bills |
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| Gold/Silver |
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| Other Collectibles |
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| Your Initial |
1 |
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| Date |
2 |
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| Goal |
3 |
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Published by connie dello buono
Connie Dello Buono is based in Sunnyvale California. Her first ebook is about women's health, Birthing Ways Healing Ways and her recent one is about cancer prevention, Curated Healing Ways. She had helped women have holistic childbirth as childbirth educator, founded Motherhealth, to serve seniors in the bay area with holistic caregivers and blogs at www.clubalthea.com with more than 10,000 health and finance related posts.
Connie trains her own caregivers, which are the favorites of most bay area seniors who are home bound and alone.
She is active in the rehab and nursing facilities, volunteering on music and movement for seniors.
She is a member of Lion's club and offered scholarships to students in the Philippines.
She is active at churchinsunnyvale.us and has Fridays Bible home study in Sunnyvale using the recovery version of the Bible , free at biblesforamerica.us
She loves dancing and teaching and her courses can be found at
https://teachclub.com/@thriveafter60
She is California Life Insurance licensed providing life insurance for older adults with health issues and helping women retire safely with income for life.
at menloassetca.com , she helps with 401k rollover.
3 Benefit plans
- Mortgage protection using term life insurance to pay for mortgage balance in event of death
- Final Expense plan using Single Issue Whole Life Insurance, with cash back, disability benefit and guaranteed in the presence of health issues
- Fixed Index Annuity retirement plan for safe, accessibility, less fees, less taxes, avoids probate as it goes directly to beneficiaries, rate of return with no downside market participation.
She brings compassion and understanding to the needs of her clients, bringing holistic approach in health and life insurance. Her goal is to free families from worries especially during covid with caregivers and life insurance in the presence of health issues, especially for women.
She can be reached at 408-854-1883 , motherhealth@gmail.com
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