408-854-1883 starts at $30 per hr home care

Affordable in home care | starts at $28 per hr

$12k monthly disability income protection for doctors , business owners and pros

Your income is the foundation upon which your lifestyle and future plans are built. Call Connie Dello Buono 408-854-1883 for Guardian Individual Disability Income Protection. motherhealth@gmail.com or connie_dellobuono@glic.com

  • Benefits in more situations:  Immediate benefits in more situations.
  • Opportunity to work in another occupation: disability is not able to perform the material and substantial duties of your occupation
  • Supplementing group limited coverage: employer-paid premiums are taxable, group coverage is not individually owned by the employee, group coverage is not portable

Case occupation: Neurosurgeon

Income: $500,000

Policy: Guardian ProVider Plus with a 90-day Elimination period , to age 65 benefit period, $12,500 monthly benefit

Riders: Residual Disability Benefit, 3% compound cost of living adjustment

Disability income insurance for business owners

for business owners disability income p2

Disability income insurance for dentists  doctors and pros p2

Disability income insurance for dentists  doctors and pros

Disability income insurance for dentists  doctors and pros p3

for business owners disability income p1

Disability income insurance for business owners

especially for health care pros – disability income protection

http://www.guardianlife.com

Accepting change to reorganize your finances

Successful people very quickly identify for themselves that they have a problem in organizing their finance and need proper risk protection from savings plan using perm life insurance with tax free cash accumulation to income disability insurance to protect overhead costs of their business.

Let me help you find the money to allocate for long term savings with life insurance protection and income disability using the Living Balance Sheet.

For example if you are spending money already for bonds, term insurance, risky savings and investments and idle money, I can help in reallocation of your assets for better protection and long term guaranteed, liquid and safe rate of return.

I am available 24/7 as your personal finance concierge with team of advisors and use of Living Balance Sheet tool for holistic financial planning.

Connie Dello Buono

408-854-1883

motherhealth@gmail.com

connie_dellobuono@glic.com

CA Life Lic 0G60621

smiles of our young children and free time to do the things we love to do the most

Dear parents and busy working professionals,

As parents, our morning is lighted up by the warm smile from the faces of our young children. We love our children so much that we need to protect our future, our life, assets, accumulated wealth to be able to provide for them during emergencies, college, buying new house, raising grand children and retirement.

This is the value I add to my clients, to help them organize their finances with proper protection. Busy professionals like doctors and dentists find value in what I do when I show them The Life Balance Sheet that help them find money, grow money tax free, protect their accumulated wealth and reallocate their assets according to their current and future needs. Now, they can do more of the things they love to do the most during those free time they have in their busy practice.

I bring value to my clients who knows that financial planning with protection and well organized finances tracked and reviewed properly can mean a shorter time to reach retirement and more savings accumulated over time.

Dealing with our finances now is more important since the cost of waiting is bigger than we thought. We cannot replace the time lost or the lost opportunity costs. Let me help you with the process of planning your finances to take care of your future and protect your love ones and your busy practice.

Let us remove THE WHAT IFs and have peace of mind. And let me help you find the money for protecting the ones you love and protecting your business and your precious time.

Your financial planner,

Connie Dello Buono

Holistic financial planning with protection and financial strategy
based on your current and future needs

  • 408-854-1883 
  • CA Life Lic 0G60621
  • motherhealth@gmail.com

3 ways to tax free retirement or savings plan, looking for savers to save $50k per year

Tax Free saving: Municipal bonds, Roth IRA and permanent life insurance. I suggest a permanent life insurance for saving your money each year, for example $50,000 each year, increasing your estate by $7M, guaranteed return of 4% plus additional dividend yield of 2%, allowing you to borrow your own money year 2 (liquid) and with terminal and critical illness riders or benefits during health threats so you get to access some portion of your face amount. IRS 7702 allowed this tax free accumulation as long as the insurance policy is in place with at least 10% of its cash accumulation intact.

Myths about asset class – life insurance

Contact Connie at 408-854-1883 and email at motherhealth@gmail.com to start saving early before the year ends.

About the Financial Firm: Mutually founded financial firm paying its dividends to the policy holders like you, with rating of Aaa ranking top 7 in the USA and is more than 150 yrs old. Its products include: life insurance, disability income, IRA/401k, annuities and many more for small business, doctors/health care pros, employees and employers.

About me: My name is Connie Dello Buono, CA Life Lic 0G60621 and I live in San Jose California for over 20 years. I was born and raised in the Philippines. I have two grown children in college, now 18 and 20 yrs of age and had been divorced since 2002. I have siblings in the Philippines and Australia. I graduated with degree in BS Math and minor in Chemistry at Adamson University. I took some MBA courses at Argosy University. During the time that I was full time mother for three years, I read medical, nursing and midwifery books and was trained by bay area midwives and these helped me write my first ebook on childbirth and baby care, Birthing Ways Healing Ways at amazon. I have taught pharmacy technician course, zumba dance fitness and high school science and math. I love Argentine Tango and belly dancing. During my spare time, I share my knowledge in herbs and nutrition with others and thru my blog at http://www.clubalthea.com . I can be reached at 408-854-1883 and motherhealth@gmail.com

Spend, save and earn at your own online business

sale discount shop and earn at wakeupnow

I preach save, invest and spend. But at:

http://clubalthea.wakeupnow.com/

You can spend, save and earn at the same time. And to learn more: Wake Up Now Training Video

Half of the people in the bay area are direct sellers. And more internet shoppers are looking for discounts and deals.

So, earn while you shop at your own ecommerce site at:

http://clubalthea.wakeupnow.com/

Join the rest of the shoppers who have a share in their own store.

Here is the story of Henry with his own online business at wake up now.

He has been working as a caregiver in Dublin for over 13 years and after two years at wake up now is now making $70k per month. You can use linkedin to connect one on one with others without driving far or attending meetings. Work smart in this century. Own your own online business helping others access to products they already buy, get a discount, and earn. Tony Robbins has 5 streams of income. What about you?

Cash flow analysis worksheet template

cash flow analysis p2 cash flow analysis

Cash Flow Worksheet from connie  4088541883

Dear Friends,

My goal is to help others organize their finances.
Who do you know who loves to save money and has a family and house?
I also help single parents navigate thru their retirement plans and savings or wealth accumulation fund.
Most of all, I am now AHIP Medicare certified and soon can help you navigate thru Medicare and health insurance.
Your support is much appreciated.
Regards,
Connie Dello Buono 

———————————

Free 30min phone chat with a sr financial advisor at Harding Financial to help you reduce income taxes using a business structure and financial strategies, connie.dellobuono@hardingfinancial.com or conniedbuono@gmail.com 408-854-1883

Make 2014 and 2015 be the year to protect your wealth and secure your retirement.

 Connie Dello Buono
Jr Financial Advisor
CA Life Lic 0G60621
health and finance blog www.clubalthea.com
Earn $600 bonus before Dec 1,2015 and more…

What is your retirement style

Find out your retirement style

financial habits and personality

Online presentation is in this link: Approach retirement from a new angle – personality

Contact Connie Dello Buono 408-854-1883 to use the Life Balance Sheet based on your retirement style and work with other team members in planning your retirement or savings/investment strategies. We have financial advisors, estate planners, investment advisors and other experts to help you. connie_dellobuono@glic.com