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Silicon valley leads income of $108k per yr according to DICE

SV Leads at $108k per yr income per Dice_TechSalarySurvey_2014 1. Silicon Valley: $108,603 in  2013 YR/YR CHANGE 7.2% 2. Baltimore /Washington DC: $97,588    in 2013  -0.3% 3.   Los Angeles: $95,815 in 2013  + 15 Others: Hartford   $87,265 2.5%  16 Minneapolis  $87,227 -1.3% 17 Phoenix  $87,114  4.2% 18 Chicago $86,574  1.7% 19 Raleigh $85,559  2.3% 20Continue reading “Silicon valley leads income of $108k per yr according to DICE”

2014 Tax Guide, 1-hr Tax-free Retirement Planning in Mt View

2014 Tax Guide 40 changes from IRS 2014 Tax Guide from Forbes Dear Peninsula and bay area residents, A free 1-hr tax-free retirement planning seminar will be held at the Mt View Library March to Dec 2014 (9am-6pm).  Speakers will be invited from various financial service and tax-preparation companies. Contents: Health and Financial Threats Avoiding foreclosures SevenContinue reading “2014 Tax Guide, 1-hr Tax-free Retirement Planning in Mt View”

Plan B, not happy with current job or need a business

Dear Bay Area community, Do you know anyone who lost a job, not happy with their jobs or business minded people who want to own their own business? I have to share a business with them that needs no capital or experience but with full field training and support. Please forward this message to them. IContinue reading “Plan B, not happy with current job or need a business”

Taxes and Retirement plans

Most tax provisions for retirement allow you to shift taxable income from your working years, when you are probably in a higher tax bracket, to post-retirement years when you may be living on less. With a Roth Individual Retirement Arrangements (IRAs), on the other hand, you may choose to pay tax now on money thatContinue reading “Taxes and Retirement plans”

Save your money for long-term growth tax-free

Dear Fellow Saver, Like you, I have taught of saving long-term for retirement since I know that in the absence of a pension or insufficient Social Security, my own retirement income should be supplemented. A pension is a saving for retirement using an annuity, tax-deferred but taxed later on during withdrawal. I am currently workingContinue reading “Save your money for long-term growth tax-free”

An 8yr old saving $5000/yr accumulates up to $1M in 60yrs

With initial saving to start at $7,000 and around $5000/year there after, an 8-yr old can accumulate a tax-free savings that can compound annually (example return is 8%) to $1Million in 60yrs. When health threats occur, living benefits are added at no cost to the Index Universal Life policy. Call Connie Dello Buono CA LifeContinue reading “An 8yr old saving $5000/yr accumulates up to $1M in 60yrs”

Retiring wisely in the bay area, an ebook

Please send in your stories, comments and suggestions for a new book which I wanted to publish, Retiring Wisely in the Bay Area, an ebook. We are a community helping each other navigate retirement, health planning and wise savings.  If you are a parent, offer your house while your children are still in college orContinue reading “Retiring wisely in the bay area, an ebook”

Dodging 529-Plan Tax Traps, save money for college the right way

Pay attention to timing. There is no IRS ruling yet whether withdrawing money from a 529 account in one year and using it the next is allowed or not. Make sure the expenses qualify.  Double-check that you allowed to withdraw 529 savings to pay for college bill. Take any scholarships or tax credits into account.Continue reading “Dodging 529-Plan Tax Traps, save money for college the right way”

Give and receive a referral

Dear Friends, I am  giving away gift cards for referring me to others in 50 US states. Please refer me to those who: have term life insurance or whole life with no living benefits, access to $1.5M when cancer, stroke or disability occurs added at no cost needs a college or retirement savings plan, 13%Continue reading “Give and receive a referral”