Saving $500 per month allows you to add $100k more to your savings. Saving $750 per month allows you to add $250k more to your savings. Adding $10k more during the first year, ups your retirement savings more. How much is it worth contributing to if you want access to up to $1.5M when aContinue reading “Super charge your retirement savings, even at 60 yrs old”
Category Archives: Finance
Plan for a long life
If we live, long, do we have enough retirement money? If we die young, do we have sufficient estate to leave the next generation to pay for mortgage and other expenses? If we have health threats like stroke, cancer or long term disability, do we have the reserve that will prevent foreclosure of our houseContinue reading “Plan for a long life”
Ask and you shall receive
I would like to ask for referrals in my financial planning business in 50 US States and in return I will grant your wish to: help you lose weight be your health coach be your finance coach have a business for less than $1000 with full field training, support, best compensation and product refer clientsContinue reading “Ask and you shall receive”
LSW , Best Indexed Annuities
Most 30 yr olds are smart in their retirement savings. They dislike the 1% rate of return. If you want to give a savings plan to your grandchildren or children, call 408-854-1883. Call for an estate you can give to the next generation with a stroke of a pen. If you are 50plus, it isContinue reading “LSW , Best Indexed Annuities”
Rate of return of SP500 , with inflation , 2002-2013
States with lowest income taxes by Dan Caplinger
At the beginning of 2013, several big federal tax increases hit American taxpayers, including payroll tax climbing back to normal levels and the return of the 39.6% tax bracket, along with surcharges for high-income taxpayers. But several states decided to make tax cuts in 2013, giving their residents a reprieve from higher taxation. Let’s findContinue reading “States with lowest income taxes by Dan Caplinger”
Free scarf for you this winter to keep you warm
Hand made, especially made for you from my heart Hoping that you can give me referrals to those Who wanted free retirement planning and financial analysis Who wanted to own a business with no risk Who needs to save for college and other retirement projects With health benefits at no added cost When terminal, chronicContinue reading “Free scarf for you this winter to keep you warm”
The age you retire
Retiring my mom, 78 yr old still working, I need 10 bay area pro who will save for retirement
My Why of keeping my spirit up each morning to work hard is to be able to retire my mother who still works at 78 yrs of age. Her hair is now so thin from stress, her legs so full of veins and is getting painful to walk. But, she keeps on working to supportContinue reading “Retiring my mom, 78 yr old still working, I need 10 bay area pro who will save for retirement”
2013 Tax Plans and Retirement Notes
2013 tax plan before you reach 59.5 yrs old and funds during illness
Retire Early Healthy and Tax-free Connie Dello Buono Federal and state taxes and penalties amount to 50% when you use your retirement savings before you reach the age of 59.5yrs old. Do you want access to funds from $100k to $1.35M when terminal, critical or chronic illness strikes at no additional costs? Do you wantContinue reading “2013 tax plan before you reach 59.5 yrs old and funds during illness”
Saving monthly and walk TALL, get you tax refund now
Your savings affect the way you walk and talk A man with savings, may appraise opportunities in a relaxed way and have time for judicious estimates and not be rushed by economic necessity He can afford to resign in his job, and as such he is more useful and promotable, giving his company the benefitContinue reading “Saving monthly and walk TALL, get you tax refund now”
Long term care costs, prepare before it happens
The Healthcare.gov marketplace for Obamacare health insurance policies is a wreck and the Affordable Care Act itself is taking its lumps. So this is a perfect time to talk about how the U.S. government could help Americans pay for the soaring costs of long-term care, don’t you think? Irony aside, it actually is. (MORE: Long-TermContinue reading “Long term care costs, prepare before it happens”
No 401k, have your own retirement plan 801k
A new report from the National Institute on Retirement Security, based on analysis of the 2010 Survey of Consumer Finances, shows that about 45 percent of all working-age households don’t hold any retirement account assets, whether in an employer-sponsored 401(k) type plan or an individual retirement account. Among those 55 to 64 years old, two-thirdsContinue reading “No 401k, have your own retirement plan 801k”