408-854-1883 starts at $30 per hr home care

Affordable in home care | starts at $28 per hr

Young techies buying stocks/investments to plan to retire early

 carbon mono poison

Talking to a 27 yr old techie this afternoon who owns some investments and stocks with the hope of retiring early at 40 was very promising. Silicon valley is a haven for young techies. They own stocks and buy more investments. I asked him if he has a financial planner and he said no. So, I said I can be your financial planner for free. Have you heard of the Living Balance Sheet, so I showed it to him to be able to manage his many investment portfolio.

As the warning above shows, we have to real the labels. A couple from the East, burned charcoal inside a closed bedroom for healing purpose, they died the next day of carbon monoxide poisoning. In the East, houses were built with open air vent around the sides of the roofs. 

We are working in the corporate world and also keep tracks of our finances, somehow we miss some deadlines and we need to be alerted. Some banks have phone alerts. But with our hectic schedule, we need to organize our finances.

If you watched the 401k Fallout, many older gen lost half of their savings with their 401k since it was affected by the market downturn.

There are tax free savings plan like the Roth IRA and perm life insurance. Permanent life insurance are for long term, safe, guaranteed and secured and only 20% of your savings need to be allocated to it if you are young. You can still manage the risks but for the older gen, risks should be minimized. Time is the greatest asset of our young, they should use it well. Using the Law of 72, dividing 72 by the number of interest your money is growing, gives you the number of years your money doubles. For a rate of return of  8%, your money doubles every 9 years.

Contact Connie Dello Buono to get the Living Balance Sheet to track your finance and do more than just alerts and monitoring, a strategic plan for your future to protect your wealth accumulation tax free. 408-854-1883 motherhealth@gmail.com

 

Women live longer and needs a better retirement income and financial plan

To all my GFs and readers,
 
Life is a struggle worth living for, for we can help others be happy and live a meaningful life. I salute the many divorce and widows and all women. Because we live longer , at the end years of our lives, we have each other as company, we can laugh and dance as we wish….
 
As I start a new career in financial planning, I would appreciate any referrals from you all. I will teach you dance lessons and serve you for the rest of my life. Hope to hear from you all. You may share my ebook on women’s health: has some poems about my grandma, about women’s health, mothers and more…60pages, Let’s be healthy during old age. Remember in the care homes the top health concerns: constipation and nervous disorders. So worry less, talk to each other and dance or sing more.
 
I have some health tips for those who need it.  Mix Vit C powder from whole foods with lots of water for your Vit C face serum. For losing weight, eat only a small tsp of peanut butter in crackers when hungry in middle of the night. B vitamin complex is anti stress and so is magnesium and calcium, at night. And more…Beware of internet dating…I am still single after 2002…and more..Let’s have green juice at whole foods ladies…

Can I show you 6% return of your savings using $100 per month savings plan inside a perm life insurance (retirement or college plan)?

 
You can use the Living Balance Sheet tool, as used by the rich.
 
 
Your referrals are much appreciated.
 
I love you all,

Connie Dello Buono  408-8541883 motherhealth@gmail.com

San Jose. San Ramon. San Mateo

CA Life Lic 0G60621

Do you love your family enough to get a life insurance?

You do love your family that you know that you need a life insurance to help secure their future should something happen to you. You do not want to leave a burden financially and emotionally.

There are many kinds of life insurance. Do choose one with cash accumulation. Some insurance companies who offer permanent life insurance such as whole life and Index Universal Life insurance policies have returns for your accumulated cash from 6% or more. There are insurance companies that are mutual life insurance companies, paying dividends to their policy holders like you if you own a life insurance policy from them.

When budget is limited, you might choose term life insurance or just enough to cover a business partner to secure the business in your absence.

When you review all your obligations, you still would need life insurance even when you have home insurance. Your life is the most important asset that needs to be protected.

And after having a life insurance, review if it has some riders such as terminal and critical illness rider or disability rider for health threats protection. A long term care insurance and disability insurance are equally important and at times bundled in the perm life insurance.

At the stroke of a pen, you are leaving a big estate to the next generation. And during emergency, you can borrow from your cash accumulation inside your permanent life insurance policy.

Some wealthy businessmen, uses life insurance policy to leave an estate or recover from market loses by increasing their net worth.

Saving early inside a permanent life insurance is a sound financial plan. You can take your life insurance that you bought when you leave your current job.

Secure your finances and wealth with a permanent life insurance. It is never too late.

Contact Connie Dello Buono CA Life Lic 0G60621 for a free quote and insurance review

408-854-1883 motherhealth@gmail.com

San Jose. San Ramon. San Mateo

Win $5000 to lose weight, company sponsored

Lose extra weight and be healthy

Will bigger rewards motivate more employees toward a healthy lifestyle? Will this reward motivate more to lose weight?

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Educational/Awareness Incentives

THE PLAN: Companies offer rewards for completing activities that include an assessment of their personal health and risk factors. These can range from filling out a questionnaire about family medical history, diet and fitness routine, to taking a biometric screening for cholesterol, blood pressure and other factors. Incentives worth at least $100 are needed to get about 75% of employees to participate, says Lockton Benefit Group. Smaller rewards than that tend to motivate in the range of only 30% to 50%, experts say.

EXAMPLE: Caterpillar Inc. CAT -1.38% reduces premiums by $75 a month for employees who complete a health-risk assessment; up to 90% of eligible employees participate, according to the National Business Coalition on Health.

Dear Bay area employers,

I am offering 1-2hr brown bag seminar for bayarea companies about health topics promoting healthy lifestyles. Be sure to add some form of monetary reward or incentives such as $100-$10,000 cash or other rewards. This is tested way to get more participations among your employees. I will help in tracking down weight loss status of each employee via email.

Some of the topics include: healthy way to lose weight, hormonal imbalance, getting good sleep, body movements, herbs and nutrition and eating habits, and other topics promoting good health

Contact Connie Dello Buono 408-854-1883 motherhealth@gmail.com

My First Birth with Midwives Assisting

Baby Dominic was born at 6:04am on July 18, 1994. The night before was a Sunday, I decided not to attend 7 pm mass as usual, but to have my husband take me to visit our primary midwife, Saraswathi instead.

We visited Saraswathi in Palo Alto at 8 PM. Sara’s orders were to find iron supplements, go home, take a warm bath, eat a full meal, drink a glass of wine and go to bed. Later Saras called us at home and discovered we had not done all of those things yet. We had stopped at Country Sun natural foods store and found they didn’t have the brand of chelated iron supplements Saras had recommended.

There was difficulty finding a suitable substitute, but we finally found it. Then we decided to stop for take out food to bring home to save time.

I waited patiently in the car while my husband got the food and then finally we drove home. My patience was tried again while my husband scrubbed out the bath tub in preparation for my bath. Finally after the meal and the bath and the iron and the wine we got into the bed. But my labor had begun, this being between 10 and 11 PM.

I assumed a position of all fours on my knees on the bed. I began breathing, vocalization and visualization exercises. My husband made his best argument for granting him allowance to sleep but I rejected it. He voiced stubborn expressions of doubts and skepticism. I switched into “override husband” mode, told him to hush up and follow my instructions. The first thing was for him to apply pressure to my lower back. I leaked and we turned on the light to see what color the fluid was. We saw nothing and perhaps we should have realized that being clear it was my watery fluid – not urine. I began moaning and new contractions. At 1:30 am my contractions were lasting about thirty seconds. By 1:45 am they were lasting fifty-five seconds. By 1:50 am they were lasting about ninety seconds.

I was doing a lot of concentrating and listening to the messages from my body. Between 2 and 3 am I decided we should call Saraswathi and ask her to please come and attend. Saras promised to come over fully equipped and to bring her seven month old daughter Sophia.

She informs us that her friend Joanne, a nurse-midwife from Los Gatos, would also be coming to attend.

I remained at my favored all fours position on the bed and instructed my husband to continue hand pressure on my lower back. I visit the toilet, nothing comes out but I vomit up all my supper. We made a second call to Saraswathi because during the first Saras instructed my husband to follow my wishes and to call back if I seemed to be growing delirious with the intensifying level of pain. Saras recommended a heating pad to my lower back but we only had a hot water bottle handy. Saras said to use this as a compress and to call her right back if my situation intensified.

I took at least three separate showers to lessen the pain as Yelena, one of the midwife partners of Saras, had advised in our childbirth preparation class. My husband was trying to fight off waves of sleep and sleep deprivation pangs. I found some pain relief by sitting on the toilet. I complained numerous times of feeling as if I had to go but nothing would come out. My husband gave his speech that maybe I should have drank prune juice blah blah blah. I told him to hush up and come back to holding the hot compress on my lower back while I was on all fours up on the bed. Then at one decisive moment I asked him to call Saras again and ask her to please come right over. Saras responded and soon arrived with baby Sophia and Joanne around 4 am.

As my labor continued, Saras and Joanne started getting things set up. Baby Sophia was placed in the second bedroom with the door closed. I was accomplishing advanced vocalizations and visualization backed up with serious continuous prayer. Saras urged me to mind my breathing to keep better focus and concentration.

Joanne and Saras had various items positioned around the bedroom. We had most of the recommended things on hand, but half of them were in the second bedroom. We were insufficiently prepared to the extent that we had assumed that the delivery was still a week or two off. I was still working in the office that Friday. Later we discovered there was hardly any gas in the tank of our Subaru. There were numerous failures of supporting equipment. The oxygen tank the midwives brought had accidentally leaked, which Joanne noticed and fixed. The flashlights we readied did not operate dependably and at one point my husband had to hold up a table lamp to illuminate me for the midwives. The midwives couldn’t find the desired size needle to sew stitches for me. These minor screw-ups were barely noticeable to me, for I was concentrating fully on my laboring. Using all my knowledge and will power I ignored the side events and focused on the main event. I was imagining that my body is opening up. I was seeing beautiful faces of babies with angel-like smiles, mothers holding their babies and nursing them, my baby trying to squeeze out of my birth canal. I was focusing on my breathing for I was aware that my baby was breathing through my breathing.

Saras announced that we would have our baby born within 24 hours and this really woke my husband up! He used all his ability to compress my lower back as I instructed him. My moaning became louder and louder. I was amazed days later when the neighbors claimed they didn’t hear anything unusual. I focused on my vocalizations to help my vagina open as fast as I could. I used all the octaves, high, low and in-between. At one point baby Sophia woke up and Saras brought her into the room with us. I appreciated baby Sophia’s presence and gained spirit by watching her smile at us from the corner.

Finally my pushing became more and more perfect. While keeping pressure on my lower back, my husband could lean back and see the first image of a tip of a hairy head trying to press out of my vagina. At first just a little sliver of hairy head was visible as the midwives called his attention to it. He could see a little portion of hairy baby head emerge far outside only to disappear back inside my body.

My steady progress was unabated and undeniable. I was incredibly determined to succeed and successfully fought back second thoughts. I know that fear would halt the progress of my labor. I summoned all my will power and my faith that all mothers were designed to labor and birth using the wisdom of their bodies. The stage was there all set for me but I also wondered if it really was possible for my body to withstand the pain and accomplish the birth. I can hear the nurse midwives guiding and coaching me with their suggestions and praises.

The midwives decided to maneuver me off the bed and try for a better position. They had my husband sit in an upright hard-backed chair and I assumed my most comfortable standing squatting position while leaning my back toward my husband. He held me up as I dug my elbows and forearms into his lap. With four pushes, Saras handed the baby to my arms. And as I feel the baby’s bottom I shouted ‘His a boy.’ I shouted ‘ I love you baby’ many times, reassuring my baby that he is welcomed with joy and warmth and that mommy is nearby. My midwife told me to push my placenta out and I did and then she told me to tell my body to stop the bleeding which I did.

My husband was so awestruck that I had to repeat Saras instructions to him that he should cut the cord and so he did. The midwives had wasted no time in presenting our baby in the right position for him to snip the beautiful blue cord with sharp scissors.

I was hugging the baby, looking at his dark eyes and we were communicating to each other without words. I remember I shed a cupful of tears, for it reminded me of the labor for all the mothers in the world and most especially my mother whom I love. My husband felt the joy in my cries and I noticed tears were also flowing from his eyes. He climbed onto the bed on his belly and reached for the baby and me.

My husband and I agreed later that the successful homebirth of our precious baby Dominic was the greatest thing that had ever happened to either of us. The morning baby Dominic was born his father and I basked in the joy and wonder of his arrival. We were filled with respect and gratitude for Saras and Joanne. By 10:00 am, shortly thereafter the midwives and Sophia all left and only my husband, baby Dominic and I were left. There we lay on our bed in peace and joy, despite our exhaustion. Seemingly for hours we simply stared in loving admiration at our newborn baby.

Connie Dello Buono

Fast forward, Dominic is now 27 yrs old, working in the City of Mt View and will finish a 4 yr Environment degree at SJSU.

Free childbirth, mother care and baby care ebook by Connie Dello Buono

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When Birthing Ways Healing Ways came out at amazon , ebooksonthe.net sold my ebook to Amazon and so I did not get a penny. I was new to publishing and I love writing about my childbirth experience with Nurse Midwives in the bay area so I write for it is my passion.

So now, I am giving away my ebook in the hopes of getting referrals to my life insurance and annuities brokerage business.

ebook final Birthing Ways Healing Ways

The above link contains my ebook, email me at motherhealth@gmail.com for your feedback.

Also, I am giving childbirth classes to couples, 3-5 couples at a time in my San Jose place, Monday – Sunday from 8am to 8pm, 2-hr session at a time (3-5 couples). Contact 408-854-1883. The two-hour childbirth class will be everything you need to know and extra service after the baby is born. A pledge in the amount you are comfortable with based on the service I provide would be appropriate.

Once I massaged a pregnant woman while I provide childbirth tips to her. She followed my advice of walking one mile a day and other tips. Two weeks later she had her baby and only spent two hours in labor in the hospital. All natural birth happened so bonding with mother and baby went well.

There are many benefits to the services I provide aside from knowing mother and baby massage, breastfeeding and all the questions you wanted to be answered about mother and baby. I apprenticed with midwives in the bay area and also took some midwifery lessons from Oregon School of Midwifery.

During the three years that I was a full time mother to care for my two toddlers, I read medical, nursing and midwifery books which led me to my contract job as pharmacy technician instructor.

Since then, I gave advice and help to pregnant mothers. The book by Dr Sears, Baby Book, helped new fathers and mothers understand more about babies and it helped me too.

Happy birthing so they say. I also pray to parents who lost their babies via environmental toxins, miscarriage, forces of nature but seldom through childbirth in this century. May God and  their community give them lots of love.

1035 Exchange for CPA, Estate Planning for Business Owners and Living Benefits for all

Save, invest and then spend with collaboration from your CPA, tax preparer, estate planner, life insurance agents, financial planners and other professionals. Learn from them and then start an electronic fund transfer each month so that you have paid yourself first before you spend.  Call Connie before the end of the year to properly allocate your assets and before you incur tax penalties. An overall financial picture strategically planned will protect your future wealth accumulation with tax advantage.

1035_CPA_Seminar on 1035 Exchange 

Seminar:

  • 1035 Exchange for CPA (annuities, life insurance)
  • Estate Planning for Business Owners (Living Trusts, Nevada LLC, more)
  • Financial Planning for lifetime tax free retirement income
  • Living Benefits during terminal and critical illness plus long term care

Estate plan for business owners

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Contact Connie Dello Buono 408-854-1883 motherhealth@gmail.com for seminar series for your employees or business. CA Life and Health Lic 0G60621, Life Insurance and Annuities Broker, Financial Planner and Financial Life Coach

Every Tuesdays Free Seminar at Umpqua Bank in Downtown San Jose, 10-11 and 11-12noon

225 W Santa Clara St #150, San Jose, CA 95113   Parking will be validated by the bank. Lots of parking space in the building on the side entrance.
I love the hospitality of the bank, very friendly and cooperative to small business owners.

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List your bay area business here for free

List business contact tel, email, address and web site. Use the comment button to answer questions below or email to motherhealth@gmail.com

1. How did you get started in your business?

2. What made you decide to start your own business? 

3. What do you offer to your clients and what do you do for them?

“An enterprising person is one who comes across a pile of scrap metal and sees the making of a wonderful sculpture.An enterprising person is one who drives though an old decrepit part of town and sees a new housing development. An enterprising person is one who sees opportunity in all areas of life.” Jim Rohm, American enterpreneur, author  and motivational speaker

20 years in the USA, my story

When I arrived in 1992, I cannot drive and drove 4 months later using a $300 car to the scariest highway in the bay area, Santa Cruz hwy 17. In the rain, the breaks and defrost did not work. I captured my night driving fears by hiring an instructor after my car accident where I have to use crutches for 6weeks and dance 8weeks later for my wedding.

I delivered by babies at home with midwives and for three years as full time mother, I read medical, nursing and midwifery books. I love to teach, so I was hired as a pharmacy tech instructor because I was a high school math and science teacher in the Philippines with a degree in BS Math, minor in Chemistry.

Working as a consultant in the bay area has been my past for over 19 years and now I embarked in the path of becoming an enterprenuer, my own health care site – avatarcare.net and health application helping reduce chronic care costs combining telemedicine, genetics and more.

I wish to empower people about health care using a personalized diet plan and health coaching/motivation.

 

So, feel free to connect with me as your health coach and refer me to others.

Connie Dello Buono

408-854-1883

motherhealth@gmail.com