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3 wealth destroyers to fight ferociously: taxes, inflation and overspending by Bruce Fraser

. When financial planner J. Landon Loveall was a teenager growing up, he says,  “I guarded my Lego creations with life and limb from the destructive nature of  my little sister.” Loveall is founder and president of Cumberland Wealth  Planners in greater Nashville, Tenn. Creating wealth is not unlike building something solid with Legos, as Continue reading “3 wealth destroyers to fight ferociously: taxes, inflation and overspending by Bruce Fraser”

Worse Before Better – A financial Update written Sept 2008

By Elizabeth Alexis | September 17, 2008  The usual caveats apply. Everyone’s financial situation differs. Consult your own advisor or do your own research. We have been wrong before. Lehman is toast, Merrill’s in a shotgun wedding and AIG is now working for the American government. The right-sizing of the financial industry continues. We’ll helpContinue reading “Worse Before Better – A financial Update written Sept 2008”

Walk away savings, an annuity at 13% return vs 1% CD

An annuity is an investment that provides a series of payments in exchange for an initial lump sum. With this calculator, you can find several things: The payment that would deplete the fund in a given number of years. = $12k The amount needed to generate a specific payment. = $100k The number of yearsContinue reading “Walk away savings, an annuity at 13% return vs 1% CD”

Protect the final return of your investments from taxes

Investment Return  [Your final investment return after 25 years is $500k after initial investment of $100k and $10k annually.] But what about taxes?  Will it be around 50% Rate of return This is the annually compounded rate of return you expect from your  investments before taxes. The actual rate of return is largely dependent onContinue reading “Protect the final return of your investments from taxes”

Retirement Planning Dos and Donts every M-F in Mt View

Understanding IRAs Individual Retirement Accounts Understanding Annuities What is my potential estate tax liability What your savings could grow to, an estimate Social security retirement income husband and wife How much will I earn in my lifetime Leasing a car is better than buying Lump Sum today is more beneficial for you 2013 Federal incomeContinue reading “Retirement Planning Dos and Donts every M-F in Mt View”

2014 Tax Guide, 1-hr Tax-free Retirement Planning in Mt View

2014 Tax Guide 40 changes from IRS 2014 Tax Guide from Forbes Dear Peninsula and bay area residents, A free 1-hr tax-free retirement planning seminar will be held at the Mt View Library March to Dec 2014 (9am-6pm).  Speakers will be invited from various financial service and tax-preparation companies. Contents: Health and Financial Threats Avoiding foreclosures SevenContinue reading “2014 Tax Guide, 1-hr Tax-free Retirement Planning in Mt View”

Taxes and Retirement plans

Most tax provisions for retirement allow you to shift taxable income from your working years, when you are probably in a higher tax bracket, to post-retirement years when you may be living on less. With a Roth Individual Retirement Arrangements (IRAs), on the other hand, you may choose to pay tax now on money thatContinue reading “Taxes and Retirement plans”

Financial strategy to recover from market loses

Financial strategies of investing/savings Recover from market loses Create an estate Use asset based long term care to protect you from health threats Tax free retirement dubbed as supercharged Roth IRA Better than your 401k and IRA, a savings plan with lifetime retirement income Tax free and Risk Free Time: 9-10am,Monday-Sunday Venue: webinar Cost: Free PleaseContinue reading “Financial strategy to recover from market loses”

Retirement Strategy Supercharged

You are invited to save money with zero market risk (tax efficient) and with full living benefits (terminal, chronic and critical illness)  retirement strategy in one product  and insure your retirement income for life in an hour Retirement Strategy Supercharged webinar M-Sunday, email motherhealth@gmail.com for time. —————————— Can your current CD, mutual funds, tax-qualified retirement plansContinue reading “Retirement Strategy Supercharged”