408-854-1883 starts at $30 per hr home care

Affordable in home care | starts at $28 per hr

Idle Money no more in 2014

Instead of the 1% bank CDs, there is indexed annuities at 13%

Safe and does not participate in the downside of the market, with

Zero market risk, only participates in the upside of the market

Instead of 50% taxes on withdrawal of 410K or IRA or sale of your business

Start now with an Indexed Universal Life Policy to safely save your money long term,

Safe, loanable, tax-free upon withdrawal, accumulation and distribution

Grows at 13.5%, leaves an estate to the next generation

When you expect a lump sum in the next few years, have an IUL life policy now

to allocate money to one where the growth is tax-free with no limit on savings

If you want any of the above, let me help you

Connie Dello Buono, CA Life Lic 0G60621

408-854-1833 motherhealth@gmail.com

1708 Hallmark Lane San Jose, CA 95124

Call if you want to act before the end of 2013

Call if you know someone who wants to act before 2013

And supplement your current earnings

We have a team of trainers to get you started in 50 states

As financial planners with full field training

You only need to be motivated and with enterpreneural spirit

Let 2014 be the year, to help others with their idle money

Maximize wealth and minimize taxes

With health benefits at no added costs, access to funds up to $1.5M

And with a stroke of pen leave millions of money to the next generation

Or use it while you are living, tax-free accumulation, withdrawal and distribution

At 13%, guaranteed at 2% and safe secured as the bank with no market risk

A peace of mind, providing less stress and avoiding health threats with illness riders at no cost

Free scarf for you this winter to keep you warm

Hand made, especially made for you from my heart
Hoping that you can give me referrals to those
Who wanted free retirement planning and financial analysis
Who wanted to own a business with no risk
Who needs to save for college and other retirement projects
With health benefits at no added cost
When terminal, chronic or critical illness arise
Access to funds up to $1.35M
Will surely help prevent foreclosure and bankcruptcy
A retirement savings growing at 13.5%
Long term, safe, secure and liquid
Better option than a 401k, since this new retirement savings
Is tax free upon withdrawal and during accumulation
A way to teach our young how compounding or rule of 72 works
Your money doubles every 9yrs if the rate of return is 8%
A way rich people maximize their wealth
And minimize taxes
And most of all with a stroke of a pen
Leave an estate to the next generation

contact Connie 408-854-1883 ; motherhealth@gmail.com
To get your free scarf this Sunday at Whole Foods or Stanford cafeteria
or Panera Bread on Cupertino

Focus on taking massive action for 2014 to reach your dreams

Have you started your Marketing 2014 plan containing success list?

Are your goals and outcomes specific enough?

Where do you need more detail?

Is your marketing plan detailed enough?

Are your goals big enough?

Does your plan reflect changes you are going to make based on what you learned in 2013?

Is you plan adjusted for the holidays, vacation, children’s school and seasonal times during the year?

Next, identify how many hours you will spend on your plan between now and December 31. Write down how many hours you will spend.

Next block time to work on your plan.

Write down your blocked hours.

Now let’s spend time working on your plan.

80/20 Rule

Where did most of your 2013 results come from?

Where will most of your 2014 sales results come from?

What are your best opportunities right now?

What systems need to be implemented or improved? Referrals Recruiting Training Marketing Telemarketing Follow up Database Sales Scripts Lead Generation Questions Distinction

our brain will answer whatever question you ask yourself.

What can you do to create a quantum leap in your business in 2014?

What can you do to create a quantum leap in your business in the next 24 hours?

Let’s now look at the first 3 months of 2014?

What will you accomplish?

What systems will you implement?

What will you do to increase your net worth?

What debt will you pay?

What investments will you make?

Now let’s talk about the last 12 days of this year. ??I want you to really enjoy the now. Really enjoy these last 12 days.

Be kind to yourself.

Acknowledge what you accomplished this year Create the holidays the way you want them.

The problem with New Year’s Resolutions Each year millions of people make a list of resolutions for the New Year. They hardly ever work. Let’s explore a possible reason why they don’t work. Let’s say your resolution is to go to the gym 3x per week.  Based on the law of attraction you were attracted to not going to the gym.  To say my resolution is to go to the gym 3x per week is not enough.  To change the behavior you must look at the payoff or benefit you were receiving from not going to the gym.  Once you are willing to give up the payoff the resolution will be much more powerful.

Eric’s seatbelt story

You can quit biting your fingernails

You can get in the best shape of your life

You can become a person of health (I am doing this in 2014)

You can have a financial breakthrough

You can have great relationships with your family

You can have a great relationship with God

You can be a person of action

You can be organized

You can be great at time management

What thoughts will you have to give up in order to make these possibilities come true for you?

Yes, this will take work on your part but look at the alternative. Today, you are still in the same situation as last year since you have not made any change. Take action, make a change so your New Year’s resolution is about making a change towards your dream.

 

from Eric Loftholm, master sales trainer

Join me in retiring my 78 yr old mother and for 2014 financial freedom

Dear viewers,
This is a new day, I want to retire my mom from her job.
Let’s keep touching others in the way they can maximize wealth and minimize taxes.
I won a free airfare last night to Las Vegas from JackWu at Tuesday Financial Opportunity Seminar in Milpitas. Last night, I learned that if we share the crusade of helping others with tax free retirement savings with free health benefits, access to funds when cancer, stroke or disability arise, we can be financially free helping others in the crusade of 4 products in one (retirement, disability, asset protection and money you can use while living).
If the parents of 1 yr old can save $5k per yr, at age 17, $40k per yr times 4 can be taken for college funds and at age 60, $300k per yr for retirement funds.
The product is LSW – National Life group, only 5 out of 900 insurance companies have living benefits and at LSW, all 3 are free, at no cost: terminal, critical and chronic illness rider.
Our dream of becoming financially free with our own retirement planning business is real at PFA, keep plugging in.
Hermie will spend 4 hrs helping us plan for 2014 this coming Sat.
Marcus is opening his house for sat night Christmas party.
We will be there for you to help your family be financially secured in knowing that when any health threats occur (stroke, cancer, disability), you can access funds from $100,000 to $1.35Million.
It is not late to teach our children the value of money, retirement savings growing at $13.5% with zero market risk for long term with tax free distribution and accumulation.
It is not late, contact Connie Dello Buono, CA Life Lic 0G60621 at 408-854-1883 , motherhealth@gmail.com for your retirement savings and college funds needs before 2013 ends.
You can retire your wife, husband, mother or yourself from a job you are not passionate about, we are hiring too for part time with full time income.

12 Life Lessons along the Path to Enlightenment by David R. Hawkins, M.D. Ph.D.

The approach to spiritual  progress isn’t one of “getting somewhere,” as there is no “where” to get.  Instead, you’re guided to transcend your ego and shed all illusions so that  Truth stands revealed.
The sun is always shining;  you need only remove the clouds.
On your spiritual journey  to a higher truth, here are 12 life lessons to contemplate. It is in reading,  rereading, and contemplating the meaning behind the words that one’s  understanding ripens.

  1. It is not really necessary to subdue the ego, but merely to stop  identifying with it.
  2. It is a relief to let the mind become silent and just “be” with  surroundings.
  3. Reality becomes self-evident when the obstructions of perception  and mental activity are removed, including all belief systems.
  4. The inner truth reveals itself when all other options are refused  by surrender to God.
  5. When one realizes that one is the universe—complete and at one  with All That Is, forever without end—no further suffering is possible.
  6. The love of God is absolute and unconditional. The sky does not  “be” for some people and “not be” for others, nor does the sun shine on only a  select few who have been arbitrarily chosen. God is complete and total.
  7. The Self is like one’s inner grandmother who watches over a  child so he does not forget to take his raincoat or mail the rent check.
  8. It is not possible to arrive at Truth and ignore consciousness,  because Truth is the very product of consciousness.
  9. To even hear of enlightenment is already the rarest of gifts.  Anyone who has ever heard of enlightenment will never be satisfied with anything  else.
  10. Enlightenment  is the ultimate aesthetic awareness, for it allows the beauty of creation to  shine forth with stunning clarity.
  11. The  goal of society in general is to succeed in the world, whereas the goal of  enlightenment is to transcend beyond it.

In the end, it will be found that the sacrifice of letting go of the  mind is actually the greatest gift one can receive.

 

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In you , Mom, I’ve seen everything That love can be

I’ve seen tears in your eyes – tears for my suffering, my happiness, and my disappointments. I’ve seen hope on your face – hope for my wishes, my blessings and my best.

I’ve seen determination in you – when you wanted to be sure that I was happy. I’ve seen so much love in you – a love that is unconditional.

Thank you, Mom. I love you, too.

The above mini card was purchased and signed by my daughter, Esther, and son, Dominic, on my birthday Dec 8

Bluemountain.com


Update: Esther Dello Buono, now 20 yrs of age, is an art teacher at Lord of the Light in SJ and a student of art education at San Jose State U

Belly Dancers, Taiko drummers, Elvis Impersonators, Argentine Tango Dancers, Singers and more

http://www.youtube.com/watch?v=6reVoyr4op4&feature=share

Few years ago, I invited many bay area artists such as Belly Dancers, Taiko drummers, Elvis Impersonators, Argentine Tango Dancers,  and Tango singers.  Listening to Taiko drummers is like praying with your voices heard from earth up to the heavens. Belly dance music is so inviting that I ended up to be a student and followed some bay area teachers for a year. The romantic dance of Argentine tango is like an embrace in a cold winter night. It brings memories and make you wish for more happy moments.

What is your wish this Christmas?

Would you like to change your current situation?

Only you can change your current situation with an open mind, mingle with the right connection and learn as much as you can.

Your effort will be rewarded in due time.

Contact Connie 408-854-1883, motherhealth@gmail.com if you are looking for a business in the bay area with support from a team of people to help others with tax free retirement savings with health benefits at no added costs, access to funds when illness strike.

 

Retiring my mom, 78 yr old still working, I need 10 bay area pro who will save for retirement

My Why of keeping my spirit up each morning to work hard is to be able to retire my mother who still works at 78 yrs of age. Her hair is now so thin from stress, her legs so full of veins and is getting painful to walk.

But, she keeps on working to support and send her grandchildren to college since her 3 sons have minimum wage.

If I have 10 clients in the bay area who will save at least $750 per month towards their retirement, I could retire my mother.

She deserves a break, working as a caregiver since 2000 in the bay area. She is the favorite cook of most of the senior clients she cared for. She wakes up in the night when one of her Alzheimer clients need help.

She uses her hands to give massage and comfort to the aging bay area seniors.

I wish to retire her soon.

———-

Connie is now hiring retirement planners in the bay area. 408-854-1883 ; motherhealth@gmail.com

Lessons from the heart Bay area parents share their stories on health and finance

Lessons from the heart  Bay area parents share their stories on health and finance ebook Dec 2013
compiled by Connie Dello Buono
 
Topics:
lessons learned in the past
keeping the earnings with zero market risk
managing real estate investment or your house mortgage
keeping your health in check
what went wrong with your health and finance
lessons to share to your teens
and more….
 
Your input is highly appreciated. Please share from your heart for the young generation to come.
How you can leave them lessons to help them with finance and health in an ebook for the teens and the new generation.
Your wishes and dreams and frustrations in one ebook, light-hearted and easy to follow.
 
Let’s teach the next generation.
 
Please email me your story or thoughts about health and finance…for the young
Connie contact info: motherhealth@gmail.com , 408-854-1883

Musical training for faster brain response in children and older adults

SAN DIEGO, California — A trio of new studies shows that musical training affects the structure and function of different regions of the brain, how those regions communicate during the creation of music, and how the brain processes different sensory stimuli.

These insights point to potential new roles for musical training, including fostering brain plasticity, providing an alternative educational tool, and treating learning disabilities, researchers say.

The studies were presented here at Neuroscience 2013, the annual meeting of the Society for Neuroscience.

“Playing a musical instrument is a multisensory and motor experience that creates emotions and motions — from finger tapping to dancing — and engages pleasure and reward systems in the brain. It has the potential to change brain function and structure when done over a long period of time,” Gottfried Schlaug, MD, PhD, from Harvard Medical School and Beth Israel Deaconess Medical Center (Boston, Massachusetts), an expert on music, neuroimaging, and brain plasticity, said in a conference statement.

These new findings show that “intense musical training generates new processes within the brain, at different stages of life, and with a range of impacts on creativity, cognition, and learning,” said Dr. Schlaug, who moderated a press conference where the research was discussed.

Start Music Lessons Early

In one study, researchers found that musical training at a young age may strengthen the brain, especially regions that influence language skills and executive function.

Yunxin Wang, from the State Key Laboratory of Cognitive Neuroscience and Learning at Beijing Normal University in China, and colleagues investigated the effects of music training on brain structure in 48 Han Chinese adults aged 19 to 21 years. All of them had had formal musical training for at least a year, beginning sometime between age 3 and 15.

After controlling for relevant cofactors, they found that the volume of brain regions related to hearing and self-awareness appeared to be larger in those who began taking music lessons before age 7. This hints that early musical training could potentially be used as a therapeutic tool, they say.

“Early musical training does more good for kids than just making it easier for them to enjoy music; it changes their brain and these brain changes could lead to cognitive advances as well. Our study provides evidence that early music training could change the structure of the brain’s cortex,” Wang noted in a conference statement.

“There is a lot of research showing that musical training has various cognitive benefits, such as better working memory, pitch discrimination performance, and selective attention,” Wang told Medscape Medical News.

“In our study we didn’t include any behavioral data but as we found that onset age of musical training was correlated with brain structural changes in regions related to several cognitive functions, such as language production (lingual gyrus) and auditory ability (superior temporal gyrus), it might be possible that some specified musical training could be applied to education in the future,” Wang said.

The study was supported by the China’s Ministry of Education and National Natural Science Foundation.

A study published earlier this month showed that childhood music lessons have neural benefit decades later. As reported by                         Medscape Medical News, the researchers found that older adults who took music lessons as children but haven’t actively played an instrument in decades have a faster brain response to a speech sound than individuals who never played an instrument.

Music Training Influences Multiple Senses

A second study presented at Neuroscience 2013 hints that musical training improves the ability of the nervous system to integrate information from multiple senses.

“Implications of these results are clearly in the rehabilitation field,” Julie Roy, graduate student in speech pathology and audiology at the University of Montreal, Quebec, Canada, told Medscape Medical News.

Prior research on the sensory impact of musical training has focused on audiovisual processing, she explained. Her study, she said, suggests a broader role for musical training in improving the ability of the nervous system to integrate information from all senses.

To gauge how musical training may affect multisensory processing, the researchers administered 2 tasks that simultaneously engage the sense of touch and hearing to a group of highly trained musicians and a group of nonmusicians.

Test results showed that musicians and nonmusicians had identical capabilities to detect and discriminate information based on a single sense, but the musicians were better able to separate auditory and tactile information. This finding suggests that long-term musical training influences multisensory processing, the researchers say.

“By finding that even though using different modalities and nonmusical stimuli, musicians still seem to have enhanced multisensory processing, we are one big step further down the road in affirming that musicians have overall enhanced multisensory processing,” Roy told Medscape Medical News.

“We live in a multisensory environment where auditory and tactile information are processed together to give us the perception of the world as we know it. Knowing that musical training can indeed enhance this processing is of crucial importance when speaking about people with disability in one or both of those modalities, but even with people recovering from a stroke, for example, or diagnosed with a degenerating disease, or again, simply aging,” she noted.

The study was supported by the Quebec Health Research Fund and the National Sciences and Engineering Research Council of Canada.

Musical Improv Strengthens Brain Circuits

A third study presented at the conference sheds light on the neural basis of musical creativity. The researchers used functional MRI to study neural correlates of musical improvisation in 39 professional pianists with varying degrees of improvisational training.

Ana Pinho, MS, from the Karolinksa Institutet, Stockholm, Sweden, and colleagues found that experienced improvisers showed increased functional connectivity with other motor, premotor, and prefrontal regions, after adjustment for age and general piano playing.

“The findings support that improvisation training has specific effects on neural networks involved in musical creativity. Extensive experience with improvisation is associated with lower levels of activity in frontal and parietal association areas, regions which are central for cognitive control, working memory, and explicit response selection, suggesting that generation of meaningful musical materials can be more automated or performed with less attentional effort,” they explain in a meeting abstract.

“This study raises interesting questions for future research, including how and to what extent creative behaviors can be learned and automated,” Pinho added in a statement.

The study was supported by the Swedish Research Council, Sven and Dagmar Salén Foundation, and Fundação para a Ciência e a Tecnologia.

Neuroscience 2013. Abstracts 550.13, 122.13, and 767.07. Presented November 11, 2013.