Taxes,Spending unwisely,Market Risks,Health threats,and No asset protection are the major threats to our retirement plan. Taxes About 40-50% of our retirement savings (401k/IRA) go to paying taxes:federal,state,penalties,and capital gains. We are taxed in many ways: income, sales,estate,capital gains,others. Tax-free retirement plan using IUL The way to protect our retirement savings is a tax-free retirement planContinue reading “Retirement Threats by Connie Dello Buono”
Tag Archives: IUL
Financial Planningfor Chronic Disease: Parkinson’s Disease
One of the issues many older adults face is learning to live with a chronic disease (in many cases, having to learn to live with more than one chronic disease). A chronic disease is a serious illness that develops over time. It may be managed but is unlikely to be cured. Parkinson’s disease is a chronic condition. Other examplesContinue reading “Financial Planningfor Chronic Disease: Parkinson’s Disease”
Concerns about 401k at AOL
Retirement accounts such as 401k may the only retirement savings by some employees. But for others, there are many ways to have a better than 401k retirement savings without penalties, limits, with zero market risks and taxes, via the Index Strategy of IUL. Contact Connie Dello Buono CA Life Lic 0G60621 at 408-854-1883 motherhealth@gmail.com for tax-free retirementContinue reading “Concerns about 401k at AOL”
Prevent banckruptcy or foreclosure when health threats occur
The following are health threats:. cancer, stroke or disability that can wipe out your life’s savings. There is a Life Policy where 3 riders come free, added at no cost with access up to $1.5M when health threats occur (directly to your pocket). Contact Connie Dello Buono 408-854-1883 CA Life Lic 0G60621 at motherhealth@gmail.com 1708 HallmarkContinue reading “Prevent banckruptcy or foreclosure when health threats occur”
Taxes and Retirement plans
Most tax provisions for retirement allow you to shift taxable income from your working years, when you are probably in a higher tax bracket, to post-retirement years when you may be living on less. With a Roth Individual Retirement Arrangements (IRAs), on the other hand, you may choose to pay tax now on money thatContinue reading “Taxes and Retirement plans”
3 Threats: become ill,die too soon,live too long with no income
Save, invest and then spend. Young people has time as their greatest asset. Open a wealth accumulation plan to save early. Invest your extra 5%, save at least 6months of your income for emergency and as you age, save from 10-20% of your income towards retirement. Proper asset allocation is very important. Detailed pension –Continue reading “3 Threats: become ill,die too soon,live too long with no income”
Idle Money no more in 2014
Instead of the 1% bank CDs, there is indexed annuities at 13% Safe and does not participate in the downside of the market, with Zero market risk, only participates in the upside of the market Instead of 50% taxes on withdrawal of 410K or IRA or sale of your business Start now with an IndexedContinue reading “Idle Money no more in 2014”
Financial strategy to recover from market loses
Financial strategies of investing/savings Recover from market loses Create an estate Use asset based long term care to protect you from health threats Tax free retirement dubbed as supercharged Roth IRA Better than your 401k and IRA, a savings plan with lifetime retirement income Tax free and Risk Free Time: 9-10am,Monday-Sunday Venue: webinar Cost: Free PleaseContinue reading “Financial strategy to recover from market loses”