A retirement plan for health care pros and docs Tax free Zero market risk Health benefits for terminal and chronic illness added at no cost In 50 US states Using 5 indexing strategies of wealth accumulation Call Connie Dello Buono 408-854-1883 motherhealth@gmail.com after you read the above ppt presentation materials. This pension plan is forContinue reading “Making your retirement plan what you wish for”
Category Archives: estate
Turning 50? it is not late to prepare for your retirement savings plan
A senior costs her three homes to pay for 15yrs of staying in a care home facility.She has no retirement savings, long term care or other means of generating income. Her diabetes caused her death after 15 yrs in a care home with not enough exercise and motivation to eat healthy food even when theContinue reading “Turning 50? it is not late to prepare for your retirement savings plan”
To retire or not to retire overseas
Some of my friends want to retire outside of the USA for cost reasons. I cannot retire in the Philippines although it will only cost me less than $500 to survive comfortably in the rural areas close to nature and island surrounded by white sand beaches and fresh food. I have to live close toContinue reading “To retire or not to retire overseas”
Survivorship
The main benefit of this new way of holding title is as follows. Primarily, the benefit of community property for a husband and wife allows that if one of the spouses dies, and leaves his/her half to the other person, the entire property would be revalued for the purpose of basis to the value of the property atContinue reading “Survivorship”
Minimum death benefit maximum cash accumulation tax free, risk free
A secret for the affluent, a life insurance that is tax free, linked to inflation (stock market) and indexing investment strategy, participating only when the market is going up (Lock In and Reset). Josh Jenkins-Robbins talks about maximum funded tax advantage life insurance contract using IRS code sections 72(e) 101 (a) 7702. I have thisContinue reading “Minimum death benefit maximum cash accumulation tax free, risk free”
Do you need a financial planner?
Good leaders know when to delegate, and when to seek expert opinions. So as the leader of your personal finances, you shouldn’t be afraid to consult a financial planner–when appropriate. Here are ten scenarios to help you determine when it makes sense to hire a professional to provide investment and financial advice. Planners typically chargeContinue reading “Do you need a financial planner?”
Mutual Fund Costs
Costs are the biggest problem with mutual funds. These costs eat into your return, and they are the main reason why the majority of funds end up with sub-par performance. What’s even more disturbing is the way the fund industry hides costs through a layer of financial complexity and jargon. Some critics of the industryContinue reading “Mutual Fund Costs”
Crisis in Retirement Planning by Robert Merton
Corporate America really started to take notice of pensions in the wake of the dot-com crash, in 2000. Interest rates and stock prices both plummeted, which meant that the value of pension liabilities rose while the value of the assets held to meet them fell. A number of major firms in weak industries, notably steelContinue reading “Crisis in Retirement Planning by Robert Merton”
No more market loses and taxes with index investing and Personal Finance 101 for rich and poor
Rich or poor you can still save for a lifetime retirement income/pension/savings plan or your own personal 801k. Your money does not participate when the market is down, keeps your gain and principal intact. Nor market loses or risks. You save your net income each month, $200 or $3k or even more, no income limitsContinue reading “No more market loses and taxes with index investing and Personal Finance 101 for rich and poor”
Inherited IRAs are taxable, Roth IRAs and Index Universal Life Policies are tax-free retirement funds
Supreme Court has ruled that inherited IRAs are not retirement funds, are taxable and creditors can find it (even when the owner shielded it inside a trust). Call Connie Dello Buono 408-854-1883 motherhealth@gmail.com for IUL with zero market risk, tax free and with living benefits , access to funds when health threats occur. Returns fromContinue reading “Inherited IRAs are taxable, Roth IRAs and Index Universal Life Policies are tax-free retirement funds”
Frugal habits of those who retired rich
A qualified personal residence trust is a powerful gifting tool that allows a person to protect a primary residence from creditors and to minimize estate taxes
Good logic of cash withdrawal for retirement
Financial Coach-Agency Owner http://sfbay.craigslist.org/pen/sls/4524834534.html
When to start receiving social security benefits?
when to start receiving social security benefits from ssa.gov My 65 yr old client who owns a beauty salon and lost $500k in the stock market is deciding whether to start receiving her social security benefits now or wait for two years. She then decided to wait for two years given her health condition andContinue reading “When to start receiving social security benefits?”