Feb % of net income Feb Mar %Mar net income less taxes and deduc 30000 30000 car ins 200 1% 200 1% car rent 1300 4% 800 3% home rent 3200 11% 3200 11% other insurance 250 1% 150 1% food and grocery 800 3% 750 3% Dinner-restaurant 500 2% 250 1% travel,cell,work expenses,cert,mags,CE,student loansContinue reading “Do we know how we spend our money each month?”
Tag Archives: income
Silicon valley leads income of $108k per yr according to DICE
SV Leads at $108k per yr income per Dice_TechSalarySurvey_2014 1. Silicon Valley: $108,603 in 2013 YR/YR CHANGE 7.2% 2. Baltimore /Washington DC: $97,588 in 2013 -0.3% 3. Los Angeles: $95,815 in 2013 + 15 Others: Hartford $87,265 2.5% 16 Minneapolis $87,227 -1.3% 17 Phoenix $87,114 4.2% 18 Chicago $86,574 1.7% 19 Raleigh $85,559 2.3% 20Continue reading “Silicon valley leads income of $108k per yr according to DICE”
Save your money for long-term growth tax-free
Dear Fellow Saver, Like you, I have taught of saving long-term for retirement since I know that in the absence of a pension or insufficient Social Security, my own retirement income should be supplemented. A pension is a saving for retirement using an annuity, tax-deferred but taxed later on during withdrawal. I am currently workingContinue reading “Save your money for long-term growth tax-free”
An 8yr old saving $5000/yr accumulates up to $1M in 60yrs
With initial saving to start at $7,000 and around $5000/year there after, an 8-yr old can accumulate a tax-free savings that can compound annually (example return is 8%) to $1Million in 60yrs. When health threats occur, living benefits are added at no cost to the Index Universal Life policy. Call Connie Dello Buono CA LifeContinue reading “An 8yr old saving $5000/yr accumulates up to $1M in 60yrs”
Retiring wisely in the bay area, an ebook
Please send in your stories, comments and suggestions for a new book which I wanted to publish, Retiring Wisely in the Bay Area, an ebook. We are a community helping each other navigate retirement, health planning and wise savings. If you are a parent, offer your house while your children are still in college orContinue reading “Retiring wisely in the bay area, an ebook”
Give and receive a referral
Dear Friends, I am giving away gift cards for referring me to others in 50 US states. Please refer me to those who: have term life insurance or whole life with no living benefits, access to $1.5M when cancer, stroke or disability occurs added at no cost needs a college or retirement savings plan, 13%Continue reading “Give and receive a referral”
Term Life Insurance versus Index Universal Life Insurance with living benefits
Term Life Insurance versus Index Universal Life Insurance with living benefits
time value of money and social security by 2037 Like renting a house, term life insurance has no cash value and so you have no access to the growth, accumulation and distribution. It still protect your most valuable asset, your life. We pay car and home insurance but we forgot that our life is moreContinue reading “Term Life Insurance versus Index Universal Life Insurance with living benefits”
7 ways Americans pay taxes by Alexander E.M. Hess
1. Income taxes Income taxes can be charged at the federal, state and local levels. At the federal level, the amount paid depends on a number of factors, including income and marital status. Lundeen noted the U.S. has a progressive tax system, consisting of seven tax brackets. He added, “for each additional dollar in a newContinue reading “7 ways Americans pay taxes by Alexander E.M. Hess”
Our mothers told us to not over spend
No mortgage , auto or credit card debts and saving more each day is our motto. Do not take out unnecessary college loans when there is community college and degrees with higher return on investments. Live small always. Diversify investments all over the place. When you retire, or are laid off, be ready to relocate anywhereContinue reading “Our mothers told us to not over spend”
LSW , Best Indexed Annuities
Most 30 yr olds are smart in their retirement savings. They dislike the 1% rate of return. If you want to give a savings plan to your grandchildren or children, call 408-854-1883. Call for an estate you can give to the next generation with a stroke of a pen. If you are 50plus, it isContinue reading “LSW , Best Indexed Annuities”
Idle Money no more in 2014
Instead of the 1% bank CDs, there is indexed annuities at 13% Safe and does not participate in the downside of the market, with Zero market risk, only participates in the upside of the market Instead of 50% taxes on withdrawal of 410K or IRA or sale of your business Start now with an IndexedContinue reading “Idle Money no more in 2014”
Free scarf for you this winter to keep you warm
Hand made, especially made for you from my heart Hoping that you can give me referrals to those Who wanted free retirement planning and financial analysis Who wanted to own a business with no risk Who needs to save for college and other retirement projects With health benefits at no added cost When terminal, chronicContinue reading “Free scarf for you this winter to keep you warm”
Join me in retiring my 78 yr old mother and for 2014 financial freedom
Dear viewers, This is a new day, I want to retire my mom from her job. Let’s keep touching others in the way they can maximize wealth and minimize taxes. I won a free airfare last night to Las Vegas from JackWu at Tuesday Financial Opportunity Seminar in Milpitas. Last night, I learned that ifContinue reading “Join me in retiring my 78 yr old mother and for 2014 financial freedom”