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Bazinga! 6 Genius Money Lessons from ‘Big Bang Theory’ by Annalisa Kraft-Linder

Monty Brinton/CBS/Getty Images Sheldon, Howard, Leonard, Raj, Amy, Bernadette and Penny — the quirky geniuses of “The Big Bang Theory,” Nielsen’s No. 1 comedy — are always funny, but especially in teaching us what not to do about money. Money Can Buy You Love — But Only for a Bit Howard learns this lesson whenContinue reading “Bazinga! 6 Genius Money Lessons from ‘Big Bang Theory’ by Annalisa Kraft-Linder”

Don’t buy a house this year, save your money instead

The housing market price is nearing its 2008 high price this year.  Many young couples love the feeling of owning a house beyond their means. A modular house can be a solution although in Silicon Valley space rent ranges from $600 to $1200 per month. Renting a medium-size house costs between $2000 to $3500 per month. Continue reading “Don’t buy a house this year, save your money instead”

Cars costing you your retirement savings plan

If you’re feeling broke at the end of the month and don’t know where all your money disappeared to, just take a peek in your garage. Your car could be sucking your bank account dry. AAA recently released its 2013 Your Driving Costs report, which reveals what Americans are really paying to drive. It showedContinue reading “Cars costing you your retirement savings plan”

For the 80 million Americans, social security is their only retirement income

There is a shortfall between what people have saved and what they’ll need to maintain their standard of living in retirement. And, certainly, what Americans have put away for retirement is paltry. Unless we all start saving like crazy, the pundits say, we’ll have nothing to live on during our so-called golden years. Or we’llContinue reading “For the 80 million Americans, social security is their only retirement income”

Financial Calculators, commuting by plane to bayarea

comparison tax tas deferred tax free savings Tax Deffered versus Tax-free (tax free wins by over $300k) With the availability of information in the internet, it has become our library and calculator for all kinds of financial planning that will help us make better financial decisions. I paid 15% in taxes when I saved allContinue reading “Financial Calculators, commuting by plane to bayarea”

Are you people savvy, 45-55 yrs of age and in need of a career change?

A JOB is just over broke if you live in Silicon Valley. Be creative in your business, monitor your success and connect with more customers thru proper planning and time management. Save, invest and spend in this order. Many small business owners are successful because of proper marketing, time management and serving their customers well. ReferralsContinue reading “Are you people savvy, 45-55 yrs of age and in need of a career change?”

Retirement income for life with no taxes and penalties

Based on the IRS code 7702, tax-free retirement with almost no income limits and no penalties when compared to a Roth IRA or 401k is possible with an IUL policy. An IUL can provide for a tax-free retirement income of $50k per year or $100k per year depending on your savings plan each year. Below are potential savings growth for aContinue reading “Retirement income for life with no taxes and penalties”

Act now to review your retirement savings before you pay taxes

Join us this noon for a webinar that will review your retirement savings and act on cutting taxes to save your wealth. Venue: gotomeeting  (Note: Please download gotomeeting ahead of time.) https://global.gotomeeting.com/meeting/join/896840485 ID: 896840485 password: success2014 Email Connie: motherhealth@gmail.com Limited to: 25 attendees Time: 12:15 to 1:00pm PST Date: March 19,2014, Wednesday Learn retirement threats,Continue reading “Act now to review your retirement savings before you pay taxes”

Is a tax-free lifetime income during retirement possible?

Investment under an Index Universal life policy per IRS code 7702 is tax free because you already paid taxes when you started saving from your net income. This means that half of your wealth cannot be taken away from you, not even by an estate tax. Would you like to know how you can start atContinue reading “Is a tax-free lifetime income during retirement possible?”

Passion for helping others but need extra income

Lisa loves her job as behavioral therapist working with autistic children but she knows that the pay is not enough to live in San Francisco. Last month, she joined our brokerage firm to be a part time retirement planner to add to her income. She now follows her passion of helping children with money inContinue reading “Passion for helping others but need extra income”

Financial Planningfor Chronic Disease: Parkinson’s Disease

One of the issues many older adults face is learning to live with a chronic disease (in many cases, having to learn to live with more than one chronic disease). A chronic disease is a serious illness that develops over time. It may be managed but is unlikely to be cured. Parkinson’s disease is a chronic condition. Other examplesContinue reading “Financial Planningfor Chronic Disease: Parkinson’s Disease”

Some companies are not providing 401k retirement plan

There is a better than 401k retirement plan with tax-free IUL index strategy with zero market risk that grows up to 13% and living benefits added free (access to $1.5M when stroke, cancer, or disability occurs).  If you want to protect your wealth from 50% taxes after accumulation and from market risks, call Connie Dello BuonoContinue reading “Some companies are not providing 401k retirement plan”

Should I max out my 401k contribution?

When your company matches your tax-deferred savings, then take the free money. But do you know why the IRS wants you to save tax-deferred now. Because later on, after it grows and accumulate, it will be taxed at close to 50% before you reach the age of 59.5 yrs old. When you invest money inContinue reading “Should I max out my 401k contribution?”