The Rise Of The Cash Economy. ——————————————————————————– Trust Strength Integrity Community Solution minded Clients first My goal is helping one family at a time maximize wealth, minimize taxes, grow their retirement savings at 13.5% return ,safe,guaranteed and with access to funds when cancer , stroke or disability arise for funds up to $1.5M. HelpContinue reading “The Rise Of The Cash Economy”
Tag Archives: retirement
To retire or not to retire at 62 or 70 yrs old
Below are feedback from many retirement planners. Taxes An IRA is 100 percent taxable but only up to 85 percent of Social Security is taxable,” she adds. If you take Social Security at 70, “you’ll have more money available for your retirement years.” Reduced Benefit Although you are eligible to begin taking Social Security atContinue reading “To retire or not to retire at 62 or 70 yrs old”
Term Life Insurance versus Index Universal Life Insurance with living benefits
Term Life Insurance versus Index Universal Life Insurance with living benefits
time value of money and social security by 2037 Like renting a house, term life insurance has no cash value and so you have no access to the growth, accumulation and distribution. It still protect your most valuable asset, your life. We pay car and home insurance but we forgot that our life is moreContinue reading “Term Life Insurance versus Index Universal Life Insurance with living benefits”
Your estate goes to your heir, charity or government
Your estate goes to your heir, charity or government
I have an IUL Life policy to leave a sum of money to my children. I did this to allow them to live life’s challenges with ease, start a business, pursue a career or a downpayment to their dream house. With a stroke of a pen you can leave an estate, even at $250 perContinue reading “Your estate goes to your heir, charity or government”
Senior Caregiving Guide, a summary
Since 2000, in care homes and in my own experience with other bay area seniors who sought help from Motherhealth caregivers and my own parents, my dad who died of lung cancer at 62 and my mom who still works at 77 yrs old, the following are senior care giving guide: 1. Emotional support, listeningContinue reading “Senior Caregiving Guide, a summary”
2013 in review
The WordPress.com stats helper monkeys prepared a 2013 annual report for this blog. Here’s an excerpt: The concert hall at the Sydney Opera House holds 2,700 people. This blog was viewed about 13,000 times in 2013. If it were a concert at Sydney Opera House, it would take about 5 sold-out performances for that manyContinue reading “2013 in review”
Plan for a long life
If we live, long, do we have enough retirement money? If we die young, do we have sufficient estate to leave the next generation to pay for mortgage and other expenses? If we have health threats like stroke, cancer or long term disability, do we have the reserve that will prevent foreclosure of our houseContinue reading “Plan for a long life”
Retirement Checklist or Bucket List in 2014
How do we allocate our money? This year, I plan to allocate my money as follows: 1/3 in long-term savings, 1/3 in short term and 1/3 to create experiences with family, love ones and the community I live. I will allocate my time to create more income and build relationships. At 50plus, we all should save atContinue reading “Retirement Checklist or Bucket List in 2014”
LSW , Best Indexed Annuities
Most 30 yr olds are smart in their retirement savings. They dislike the 1% rate of return. If you want to give a savings plan to your grandchildren or children, call 408-854-1883. Call for an estate you can give to the next generation with a stroke of a pen. If you are 50plus, it isContinue reading “LSW , Best Indexed Annuities”
Rate of return of SP500 , with inflation , 2002-2013
Idle Money no more in 2014
Instead of the 1% bank CDs, there is indexed annuities at 13% Safe and does not participate in the downside of the market, with Zero market risk, only participates in the upside of the market Instead of 50% taxes on withdrawal of 410K or IRA or sale of your business Start now with an IndexedContinue reading “Idle Money no more in 2014”
Free scarf for you this winter to keep you warm
Hand made, especially made for you from my heart Hoping that you can give me referrals to those Who wanted free retirement planning and financial analysis Who wanted to own a business with no risk Who needs to save for college and other retirement projects With health benefits at no added cost When terminal, chronicContinue reading “Free scarf for you this winter to keep you warm”