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Why Does Calcium Leave our Bones From Drinking Calcium Rich Milk?

There are 28 amino acids in nature. The human body can manufacture 19 of them. The other nine are called “essential.” We must get them from the foods we eat.

One of those “essential” aminos is methionine.

One needs methionine for many human metabolic functions including digestion, detoxification of heavy metals, and muscle metabolism. However, an excess of methionine can be toxic.

Methionine = C-5, H-11, NO, S

Methionine is a good source for sulfur. That’s the problem. Eat foods containing too much methionine, and your blood will become acidic. The sulfur converts to sulfates and weak forms of sulfuric acid. In order to neutralize the acid, in its wisdom, the body leaches calcium from bones.

“Dietary protein increases production of acid in the blood which can be neutralized by calcium mobilized from the skeleton.” {American Journal of Clinical Nutrition, 1995; 61,4}

Animal proteins contain more methionine than plant proteins. Let’s compare cow’s milk to soymilk:

Methionine in 100 grams of soymilk .040 grams
Methionine in 100 grams of whole milk

.083 grams

Methionine in 100 grams of skim milk .099 grams

Now, let’s compare 100 gram portions of tofu to meat:

(All of the meat products are lean and without skin)

Silken soft tofu: .074 grams
Hamburger: .282 grams
Hard boiled egg: .392 grams
Roast ham: .535 grams
Baked codfish: .679 grams
Swiss cheese .784 grams
Roast chicken: .801 grams

In 1988, N.A. Breslau and colleagues identified the relationship between protein-rich diets and calcium metabolism, noting that protein caused calcium loss. His work was published in the Journal of Clinical Endocrinology (1988;66:140-6).

A 1994 study published in the American Journal of Clinical Nutrition (Remer T, Am J Clin Nutr 1994;59:1356-61) found that animal proteins cause calcium to be leached from the bones and excreted in the urine.

MORE SUPPORTING EVIDENCE:

  • “Osteoporosis is caused by a number of things, one of the most important being too much dietary protein.”
    {Science 1986;233, 4763}
  • “Even when eating 1,400 mg of calcium daily, one can lose up to 4% of his or her bone mass each year while consuming a high-protein diet.”
    {American Journal of Clinical Nutrition 1979;32,4}
  • “Increasing one’s protein intake by 100% may cause calcium loss to double.”
    {Journal of Nutrition, 1981; 111, 3}
  • “The average man in the US eats 175% more protein than the recommended daily allowance and the average woman eats 144% more.”
    {Surgeon General’s Report on Nutrition and Health, 1988}
  1. “Consumption of dairy products, particularly at age 20 years, were associated with an increased risk of hip fractures… metabolism of dietary protein causes increased urinary excretion of calcium.”
    {American Journal of Epidemiology 1994;139}

Can the problem get worse? Absolutely!

The Framingham Heart Study is the largest and most exciting heart study in the history of mankind. Some of the highlights of this exhaustive 50 year study:

In 1960, Cigarette smoking was found to increase the risk of heart disease.

In 1970, high blood pressure was found to increase the riskof stroke.

During the 1980’s, high levels of HDL cholesterol were found to reduce risk of death from heart disease.

In the 1990’s, homocysteines were identified as key factors in heart attack deaths.

Homocysteines are normal breakdown products of METHIONINE and are believed to exert a number of toxic effects in the body. The senior investigator of the Framingham heart study, William Castelli, M.D. has suggested that an elevated homocysteine level is a risk factor for heart disease. The first evidence of this was published in the American Journal of Cardiology (Glueck, 1995;75:132­6).

Two recent publications resulting from Framingham data indicate a positive correlation between cardiovascular disease mortality and blood serum levels of homocysteine.Bostom AG, et. al, Nonfasting plasma total homocysteine levels and all-cause and cardiovascular disease mortality in elderly Framingham men and women. Arch Intern Med 1999; 159:1077-1080.

Bostom A.G., et. al, Nonfasting plasma total homocysteine levels and stroke incidence in elderly persons: the Framingham Study. Ann Intern Med 131[5], 352-355, 1999.

source: http://milk.elehost.com/html/why_does_calcuim_leave_the_bon.html

About Vaccines

Vaccines have been a part of the human fight against disease for more than 200 years. The worldwide vaccination campaign eradicated smallpox and immunization has eliminated polio in all but a handful of countries. Childhood vaccination has substantially reduced the morbidity and mortality from infectious diseases in much of the developed world, and yearly influenza vaccination is a commonly accepted practice worldwide to reduce the impact of the seasonal influenza infection.

While we can attribute many public health successes to vaccination, the future presents continued challenges. Diseases remain for which researchers have been unable to find effective vaccines (such as HIV/AIDS, Malaria, and Leishmaniasis) or that flourish in areas of the world where infrastructures for vaccination are poor or nonexistent and even the currently available vaccines cannot be delivered. In other cases, the cost of vaccines is too high for poorer countries to afford, even though this is often where they are most needed. And, of course, although many of the current vaccines are highly effective, efforts continue to develop vaccines that are more effective than those available today. Thus, researchers continue to explore new possibilities. Higher effectiveness, lower cost, and convenient delivery are some of the main goals.

New Development Techniques

The first vaccine—the smallpox vaccine—consisted of a live, attenuated virus. “Attenuation” means weakening a virus to the point where it can still provoke an immune response, but doesn’t cause illness in a human host.

Many of the vaccines used today, including those for measles and some influenza vaccines, use live, attenuated viruses. Others used killed forms of viruses, pieces of bacteria, or inactivated forms of toxins that the bacteria create. Killed viruses, pieces of bacteria and inactivated toxins can’t cause illness, but can still provoke an immune response that protects against future infection.

New techniques are also being employed, however, to create different types of vaccines. Some of these new types include:

  • Live recombinant vaccines
  • DNA vaccines  

Live recombinant vaccines use attenuated viruses (or bacterial strains) as vectors: a virus or bacterium from one disease essentially acts as a delivery device for an immunogenic protein from another infectious agent. In some cases this approach is used to enhance the immune response; in others, it is used when giving the actual agent as a vaccine would cause disease. For example, HIV cannot be attenuated enough to be given as a vaccine in humans—it could cause AIDS.

Starting with a complete virus, researchers identify a section of the virus’s DNA that is not necessary for replication. One or more genes that code for immunogens of other pathogens are then inserted into this region. (Each gene essentially contains instructions that tell the body how to make a certain protein. In this case, researchers select genes that code for a protein specific to the target pathogen: an immunogen that will generate an immune response to that pathogen.) For example, a baculovirus (a virus that only infects insects) can be used as a vector and the gene for a particular immunogenic surface protein of an influenza virus may be inserted. 

When the modified virus is introduced into a person’s body, the immunogen is expressed and presented, generating an immune response against the immunogen—and, as a result, against the pathogen it originates from. In addition to insect viruses, human adenoviruses have been considered as potential vectors for use in recombinant vaccines, particularly against diseases such as AIDS. The vaccinia virus, which is the basis for the smallpox vaccine, was the first used in live recombinant vaccine approaches.[1] Experimental recombinant vaccinia strains have been designed to deliver protection against influenza, rabies, and hepatitis B, among other diseases. 

DNA vaccines consist of DNA coding for a particular antigen, which is directly injected into the muscle. The DNA itself inserts into the individual’s cells, which then produce the antigen from the infectious agent. Since this antigen is foreign, it generates an immune response. This type of vaccine has the benefit of being relatively easy to produce, since DNA is very stable and easy to manufacture, but is still experimental because no DNA-based vaccines have been shown to elicit the substantial immune response required to prevent infection. Researchers are hopeful, however, that DNA vaccines may be able to generate immunity against parasitic diseases such as malaria—currently, there is no human vaccine in use against a parasite.[2]

New Delivery Techniques

When you think of vaccination, you probably think of a doctor or nurse administering a shot. Future immunization delivery methods, however, may be quite different from what we use today.

Inhaled vaccines, for example, are already used in some cases: influenza vaccines have been made in the form of a nasal spray. One of these vaccines is available every year for seasonal flu. Other possibilities include a patch application, where a patch containing a matrix of extremely tiny needles delivers a vaccine without the use of a syringe. This method of delivery could be particularly useful in remote areas, as its application would not require delivery by a trained medical person, which is generally needed for vaccines delivered as a shot by syringe.

Another issue researchers are attempting to address is the so-called cold chain problem. Many vaccines require cool storage temperatures in order to remain viable. Unfortunately, temperature-controlled storage is often unavailable in parts of the world where vaccination is vital for disease control. One of the reasons smallpox eradication was successful was that the smallpox vaccine could be stored at relatively high temperatures and remain viable for reasonable periods of time; some contemporary vaccines, however, cannot withstand such temperatures. The eruption of the Eyjafjallaajokull volcano in Iceland in April 2010 brought air traffic to a standstill in Northern Europe, including planes carrying 15 million doses of polio vaccine bound for West Africa. Officials feared that the delay in delivering the vaccines would allow polio to spread, or that temperatures in the cargo holds of the grounded planes would render the vaccines ineffective.[3]

Such situations highlight the need for vaccine materials that can be easily transported in a range of conditions and still remain viable. One possible approach to this problem was studied in early 2010 by researchers at the Jenner Institute of the University of Oxford. Starting with a small filter-like membrane, the researchers coated it with an ultrathin layer of sugar glass, with viral particles trapped inside it. In this form, the viruses the researchers used could be stored at temperatures of up to 113°F for six months without losing their ability to provoke an immune response. By comparison, when maintained in liquid storage at 113°F for just one week, one of the two viruses tested was essentially destroyed.

The researchers also demonstrated that the vaccine material could be placed in a holder designed to attach to a syringe, allowing a vaccinator to prepare the vaccine material (with a fluid medium inside the syringe) and administer the vaccine almost simultaneously.

Although this research was preliminary, it offers a promising new avenue for vaccine storage and delivery. With a stabilization method like this one, widespread vaccination campaigns may be possible in areas previously difficult or impossible to reach.[4]

The future of immunization depends on the success of medical research for vaccines that are simpler to administer, will survive transport even without refrigeration, and will provide a more substantial and long-lasting immune response. And in parallel, the continuing success of vaccines against so many infectious diseases has inspired scientists to try to use similar methods to combat diseases that remain lethal to many people, such as malaria, HIV/AIDS, and other diseases for which there are not yet vaccines. 


Sources

  1. Plotkin S, Mortimer E. Vaccines. New York: Harper Perennial; 1988.
  2. Volcanic ash delays West African polio vaccination. Updated April 20, 2010. Accessed October 2, 2013.
  3. Carvalho JA, Rodgers J, Atouguia J, Prazeres DM, Monteiro GA. DNA vaccines: a rational design against parasitic diseases. Expert Rev Vaccines. 2010 Feb;9(2):175-91.
  4. Alcock R, Cottingham M, Rollier C et al. Long-Term Thermostabilization of Live Poxviral and Adenoviral Vaccine Vectors at Supraphysiological Temperatures in Carbohydrate Glass.Sci. Transl. Med. 2010;  2(19), 19ra12.

Last update 10 Jan 2014

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Connie’s comments: I delayed the vaccine schedule for my newborn to 12m and not to start at 2m for many research reasons.

Physicians per 1000 people in the world, more pain med prescriptions after OBAMACARE

Finland, France, Germany, Austria and Switzerland have 3-4 doctors for every 1000 people while Philippines, Hongkong and other countries have 0.

http://data.worldbank.org/indicator/SH.MED.PHYS.ZS

This means that medical care is not present to some citizens of the world.  I can speak for countries such as USA, Australia, Philippines and Taiwan since I have lived in these countries in the past and still have families. In Taiwan, there is no waiting line to be seen by an emergency medical doctor. In the Philippines, it takes a day of waiting in the emergency hospital before a doctor can attend to you.

Like Cuba, in the Philippines the public hospitals are free but at times you have to pay for your own blood, medicines and other care not present in the free hospital. So in countries like these two, we only see the doctor during emergencies. There is also the absence or limited number of clinics with free condoms for the young or education for reproductive health and family planning in the Philippines.

With the OBAMACARE program in the USA, the number of prescriptions for pain medication and HIV care doubled. Healthy citizens did not flock to get OBAMACARE, only those who were not so healthy who did not have insurance or have expensive health insurance in the past.

In Australia, the government provide health benefits and subsidies to families with 2 or more children.

So please email me any feedback or observations that you might have in your country with regards to health care. Are you happy about it, what do you think should change and what can the government do in the area of health care? Email Connie at motherhealth@gmail.com

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If you live in the USA and wants access to funds up to $1.5M when cancer,stroke or disability occur, email or call Connie Dello Buono 408-854-1883 CA Life Lic 0G60621.

Financial Calculators, commuting by plane to bayarea

comparison tax tas deferred tax free savings
Tax Deffered versus Tax-free (tax free wins by over $300k)

With the availability of information in the internet, it has become our library and calculator for all kinds of financial planning that will help us make better financial decisions. I paid 15% in taxes when I saved all my savings in an IRA thru a bank many years ago.

Diversify and diversify should be our slogan. An engineer has to research for a year on how to best afford to buy a house in Silicon Valley where he works. He decided after many calculations to buy a house in N Arizona and settle there with his 2 young children and stay at home wife. He now commutes by plane once a week to the bay area and sleeps 3 nights in the bay area to work in Redwood City because he now owns a house in Arizona where he believes the house are better priced and the community and schools are up to his standards, although his wife is also a teacher.

I have been blessed to choose to raise my children in the bay area and live in an affordable modular home and community. My children went to a public Montesorri elementary school, music magnet middle school and high school ties to a vocational school. My son who is now 19 works as a computer technician while pursuing a computer engineer degree at De Anza College and San Jose State U while my daughter became an artist at age 15 and taught violin to elementary students.

We choose a community that we believe is best for our children and where we can still be with friends and doing what we love to do like dancing, playing in the ocean of Santa Cruz beach or just berry picking.

Below is a link of many financial calculators that can help you make a good buying or saving decision.

https://www.nationallifegroup.com/PublicSite/Views/FinancialCalculators.aspx?id=498

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Call Connie for more info on tax-free retirement plan with zero market risks and a college plan with similar to long term care insurance included. 408-854-1883 motherhealth@gmail.com CA Life Lic 0G60621. We are in 50 US states. 1708 Hallmark Lane San Jose CA 95124

Walking and running increase the brain’s hippocampal volume preventing Alzheimer’s and pulmonary diseases

(dailyRx News) Aerobic exercise can promote healthy weight loss and bone health. New research shows that it could also help maintain brain volume and fight cognitive decline.

Women between 70 and 80 years old participated in a study that measured the effects of exercise on the volume of the hippocampus, the area of the brain associated with memory.

The researchers found that aerobic exercise resulted in increased hippocampus volume.

Aerobic exercise — running, for example — is meant to improve cardiovascular fitness.

Women assigned to resistance training and to balance and tone exercises did not show similar increases.

Read more: http://www.dailyrx.com/aerobic-training-tied-significant-increase-hippocampal-volume#ixzz2yUn9LfsV
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Hippocampal atrophy is frequently observed on magnetic resonance images from patients with Alzheimer’s disease and persons with mild cognitive impairment. Even in asymptomatic elderly, a small hippocampal volume on magnetic resonance imaging is a risk factor for developing Alzheimer’s disease. However, not everyone with a small hippocampus develops dementia. With the increased interest in the use of sequential magnetic resonance images as potential surrogate biomarkers of the disease process, it has also been shown that the rate of hippocampal atrophy is higher in persons with Alzheimer’s disease compared to those with mild cognitive impairment and the healthy elderly. Whether a higher rate of hippocampal atrophy also predicts Alzheimer’s disease or subtle cognitive decline in non-demented elderly is unknown.

 

We examine these associations in a group of 518 elderly (age 60–90 years, 50% female), taken from the population-based Rotterdam Scan Study. A magnetic resonance imaging examination was performed at baseline in 1995–96 that was repeated in 1999–2000 (in 244 persons) and in 2006 (in 185 persons). Using automated segmentation procedures, we assessed hippocampal volumes on all magnetic resonance imaging scans. All persons were free of dementia at baseline and followed over time for cognitive decline and incident dementia.

Source: http://brain.oxfordjournals.org/content/133/4/1163.abstract

 

The unique alterations of hippocampus and cognitive impairment in chronic obstructive pulmonary disease

Jing Li and Guang-He Fei*

Pulmonary Department, First Affiliated Hospital of Anhui Medical University, Hefei, Anhui 230022, China

Respiratory Research 2013, 14:140  doi:10.1186/1465-9921-14-140

The electronic version of this article is the complete one and can be found online at:http://respiratory-research.com/content/14/1/140

© 2013 Li and Fei; licensee BioMed Central Ltd.

This is an Open Access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/licenses/by/2.0), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited. The Creative Commons Public Domain Dedication waiver (http://creativecommons.org/publicdomain/zero/1.0/) applies to the data made available in this article, unless otherwise stated.

Abstract

Background

Cognitive impairment has been found in chronic obstructive pulmonary disease (COPD) patients. However, the structural alteration of the brain and underlying mechanisms are poorly understood.

Methods

Thirty-seven mild-to-moderate COPD patients, forty-eight severe COPD patients, and thirty-one control subjects were recruited for cognitive test and neuroimaging studies. Serum levels of S100B,pulmonary function and arterial blood gas levels were also evaluated in each subject.

Results

The hippocampal volume was significantly smaller in COPD patients compared to the control group. It is positively correlated with a mini mental state examination (MMSE) score, SaO2 in mild-to-moderate COPD patients, the levels of PaO2 in both mild-to-moderate and severe COPD patients. Higher S100B concentrations were observed in mild-to-moderate COPD patients, while the highest S100B level was found in severe COPD patients when compared to the control subjects. S100B levels are negatively associated with MMSE in both mild-to-moderate and severe COPD patients and also negatively associated with the hippocampal volume in the total COPD patients.

Conclusions

Hippocampal atrophy based on quantitative assessment by magnetic resonance imaging does occur in COPD patients, which may be associated with cognitive dysfunction and the most prevalent mechanism accountable for hippocampal atrophy is chronic hypoxemia in COPD. Higher serum S100B levels may be peripheral biochemical marker for cognitive impairment in COPD.

Background

Chronic obstructive pulmonary disease (COPD) is a primary airway inflammatory disease characterized by irreversible airflow limitation which results in hypoxemia and hypercapnia. Meanwhile, it is also realized as a complex multi-component disorder. Cognitive impairment has been found as one of the important extrapulmonary manifestation in patients with COPD. In our previous study, we also found that cognitive dysfunction is associated with the classification of disease severity. However, whether some structural brain abnormalities are associated with poor cognitive performances in COPD patients has not been fully explored.

 

The hippocampus which is located inside the medial temporal lobe is a major component of the brain. It contains two main interlocking parts (Ammon’s horn and the dentate gyrus) and four histological divisions (cornu ammonis 1 (CA1), CA2, CA3 and CA4). It plays a key role in cognitive function and is particularly vulnerable to the adverse effects of hypoxemia. As morphologic evidence, magnetic resonance imaging (MRI) studies demonstrated that hippocampal atrophy is a diagnostic biomarker for cognitive impairment.

 

Lower hippocampal volume detected by MRI was a consistent finding in mild cognitive impairment (MCI) and Alzheimer’s disease. To our knowledge, quantitative assessment of the hippocampal region in COPD patients has not yet been carried out, although there may be a pattern of cognitive impairment specific to COPD patients. Therefore, the question arises as to whether detectable structural changes of hippocampal volume occur in COPD patients.

S100B, a member of the S100 protein family, is a calcium-binding protein. It is a brain derived protein implicated in CNS function generally and the hippocampus in particular. Increased S100B levels are observed in patients suffering from chronic neurodegenerative disorders such Alzheimer’s disease. Furthermore, it is also studied as a peripheral biochemical marker for cognitive ability. Previous studies showed that serum S100B levels were negatively correlated with MMSE scores. However, little data exists with regards to this biomarker and cognitive performances in COPD patients.

In this study, we evaluated the hippocampal volumes and cognitive performances in COPD patients at different stages. In order to explore the possible mechanisms involved in this pathology, we also investigated the associations between the hippocampal volume, pulmonary function parameters and arterial blood gases in COPD patients.

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Connie’s comments: You are creating new brain cells each time you train your limbs to move from one point to another.

Obamacare stress points

  1. Deductibles that can be skyhigh for low-income households.
  2. Ultra-narrow provider networks that make it hard for some to get care while socking others with unexpectedly large bills.
  3. A family penalty that denies subsidies to modest-income households when one spouse is offered employer coverage.
  4. A subsidy cliff that can leave older workers of moderate means paying an excessive share of income for coverage.
  5. Tax penalties that employers have sought to avoid by cutting low-wage worker schedules below 30 hours per week.
  6. A Medicaid gap opened by a Supreme Court decision that has left millions below the poverty line, including those who have lost work hours, with no help in states that have opted against the expansion.

Triclosan in toothpaste, soaps, mouthwash,shampoos, disrupts the endocrine system causing cancer

Endocrine disruptors are chemicals that at certain doses, can interfere with the endocrine (or hormone system) in mammals. These disruptions can cause cancerous tumors, birth defects, and other developmental disorders.[1] Any system in the body controlled by hormones, can be derailed by hormone disruptors. Specifically, endocrine disruptors may be associated with the development of learning disabilities, severe attention deficit disorder, cognitive and brain development problems; deformations of the body (including limbs); breast cancer, prostate cancer, thyroid and other cancers; sexual development problems such as feminizing of males or masculine effects on females, etc.[citation needed] The critical period of development for most organisms is between the transition from a fertilized egg, into a fully formed infant. As the cells begin to grow and differentiate, there are critical balances of hormones and protein changes that must occur. Therefore, a dose of disrupting chemicals may do substantial damage to a developing fetus (baby). The same dose may not significantly affect adult mothers.[citation needed]

There has been controversy over endocrine disruptors, with some groups calling for swift action by regulators to remove them from the market, and regulators and other scientists calling for further study. Some endocrine disruptors have been identified and removed from the market (for example, a drug called diethylstilbestrol), but it is uncertain whether some endocrine disruptors on the market actually harm humans and wildlife at the doses to which wildlife and humans are exposed. Additionally, a key scientific paper, published in the journal Science, which helped launch the movement of those opposed to endocrine disruptors, was retracted and its author found to have committed scientific misconduct.[2]

Found in many household and industrial products, endocrine disruptors are substances that “interfere with the synthesis, secretion, transport, binding, action, or elimination of natural hormones in the body that are responsible for development, behavior, fertility, and maintenance of homeostasis (normal cell metabolism).”[3] They are sometimes also referred to as hormonally active agents,[4] endocrine disrupting chemicals,[5] or endocrine disrupting compounds (EDCs).[6]

Studies in cells and laboratory animals have shown that EDs can cause adverse biological effects in animals, and low-level exposures may also cause similar effects in human beings.[7] The term endocrine disruptor is often used as synonym for xenohormone although the latter can mean any naturally occurring or artificially produced compound showing hormone-like properties (usually binding to certain hormonal receptors). EDCs in the environment may also be related to reproductive and infertility problems in wildlife and bans and restrictions on their use has been associated with a reduction in health problems and the recovery of some wildlife populations.

 

Triclosan has been used since 1972, and it is present in soaps (0.10-1.00%), shampoos, deodorants, toothpastes, mouth washes, and cleaning supplies,[8] and is incorporated into an increasing number of consumer products, such as kitchen utensils, toys, bedding, socks, and trash bags.[9][10] It is also found in health care settings in surgical scrubs and personnel hand washes.[11] Triclosan has been shown to be effective in reducing and controlling bacterial contamination on the hands and on treated products. More recently, showering or bathing with 2% triclosan has become a recommended regimen in surgical units for the decolonization of patients whose skin is carrying methicillin-resistant Staphylococcus aureus (MRSA)[12] following the successful control of MRSA outbreaks in several clinical settings. Use in surgical units is effective with a minimum contact time of approximately 2 minutes.[13][14]

Antimicrobial hand soaps including those containing triclosan have been shown in studies to provide a slightly greater bacterial reduction on the hands compared to plain soap.[15] In addition, researchers at Dial found that the transfer of bacteria to objects was reduced following washing with antimicrobial hand soap containing triclosan compared to plain soap.[16] The FDA’s current stance on triclosan differs, based on their analysis of the body of research, and is as follows: “At this time, FDA does not have evidence that triclosan added to antibacterial soaps and body washes provides extra health benefits over soap and water. Consumers concerned about using hand and body soaps with triclosan should wash with regular soap and water.” [17]

Triclosan is regulated by the U.S. Food and Drug Administration, the Environmental Protection Agency, and the European Union. During wastewater treatment, a portion of triclosan is degraded, while the remaining adsorbs to sewage sludge or exits the plant in wastewater effluent.[18][19] In the environment, triclosan may be degraded by microorganisms or react with sunlight, forming other compounds, which include between 3 and 12% of chlorophenols and dioxin

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Call Connie Dello Buono 408-854-1883 motherhealth@gmail.com for access to funds up to $1.5M when cancer,stroke or disability occurs. In 50 US states.

Sins of Investing, tax-free savings , tax breaks for the rich

The rich people, earn, invest and pay taxes while the poor earn, pay taxes and spend. We can be better this 2014. There are 420 tax deductions as a business owner. Call Connie 408-854-1883 motherhealth@gmail.com to be a business owner with no capital and experience in 50 US states. Call for a risk free, tax-free with health benefits investment/savings plan that grows between 8-13%.

Deadly sins of investing

  1. Fear: Volatility is a norm in stocks. Invest in stocks only when you can afford to lose $5k.
  2. Neglecting to rebound your portfolio. Make a habit of saving and investing at least 10-20% of your income early in life.
  3. Paying too much in fees. Control your expenses.

Where to save when you max out your 401k/IRA?

Save at Index Annuities and Index IUL (tax-free retirement savings) ,call 408-854-1883 motherhealth@gmail.com
Connie Dello Buono
CA Life lic 0G60621 in 50 US states (1708 Hallmark Lane San Jose CA 95124)

Tax Breaks for the rich

  1. Education
  2. Investment interest
  3. Gambling loses
  4. Home sale gains (primary residence up to $500k in capital gains is tax free)
  5. Alimony

Taxable accounts

Investing some of your savings in a taxable account is an especially good idea if you’re saving for both retirement and college. If you come up short while your child is in college, you can tap your taxable account without paying income taxes and early-withdrawal penalties. Taxes on these accounts aren’t deferred, but most investors pay just 15 percent on long-term capital gains and qualified dividends; investors in the 10 percent and 15 percent tax brackets pay 0 percent. Meanwhile, withdrawals from your tax-deferred accounts will be taxed at your ordinary income rate, which currently ranges from 10 percent to 39.6 percent.

Call Connie 408-854-1883 for a tax-free retirement savings.

 

There is power when you act, no complaints just work your dreams

Do and Act what is entrusted to you to complete a task. There is power when you act.

Complain not for each one of us is given a choice to live and work as we wanted. At times, it takes time to reach our goals but each completed success lists each day is a step away to getting the one that you wanted, your dreams.  Freedom comes with a responsibility and a sense of fulfillment. Time is our tool, use it well. Surround yourself with the right people who will help you reach your goal.

It is easy to say we want to be successful but the path is not easy, as we have to grow and learn from our mistakes.

Many stories abound. Many years ago migrant farmers toiled the US soil to find success. Their great grandchildren found it through education.

Many worked 4 jobs while studying, they found success years later.

Many started as a working student at age 19 and found what they like to do best and succeeded before they turn 25.

Life is colorful and full of bliss for those who work for others or for themselves. The business man has to put more than 15 hours to care for his business.

The workers has only 8 hours to labor and get the other hours free to choose what they love to do the most.

Create your own success, we are given a free will as humans.

Live well.