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Category Archives: tax free savings 8-13%
Cost of waiting
A 45-yr old doctor who bought an IUL policy for cash accumulation, health benefits and death benefits vs a 47 yr old doctor. ———- Call Connie Dello Buono 408-854-1883 motherhealth@gmail.com CA Life Lic 0G60621 for an IUL policy with tax free accumulation with living benefits for terminal, chronic and critical illness added at no costContinue reading “Cost of waiting”
Real estate worries of generation X and Y
The most pain-yes, even marginally greater than that of former Enron employees and Bernie Madoff scam victims-has been felt by a younger generation, however, in America’s suburbs, far from Wall Street. Relinquishing its collective Abercrombie & Fitch flannel shirts for suits and ties, Generation X was buying its first homes just as the Farrelly brothers-directorsContinue reading “Real estate worries of generation X and Y”
A recession is when your neighbor loses his job and a depression is when you lose your job
The difference between the two terms is not very well understood for one simple reason: There is not a universally agreed upon definition. If you ask 100 different economists to define the terms recession and depression, you would get at least 100 different answers. I will try to summarize both terms and explain the differencesContinue reading “A recession is when your neighbor loses his job and a depression is when you lose your job”
Roth IRA and Index Universal Life Policy, both tax free retirement plans
Roth IRA, municipal bonds and Index Universal Life Policies (IUL) are all tax free retirement plans. I choose Index Universal Life Policy with living benefits because of the many limitations of Roth IRA. With my age and income fluctuations, I can save more in sickness or health, create a bigger estate when I die and not haveContinue reading “Roth IRA and Index Universal Life Policy, both tax free retirement plans”
how the rich saved their money wisely and the smart middle class retiring with sufficient nest egg
Saving money ($5k per year) from the time that the baby is one year old can make the baby a Million dollar baby. Procrastination will not help us save for retirement. Most people are in debts because they focus on their debts that they have no money left to keep and save. Did you knowContinue reading “how the rich saved their money wisely and the smart middle class retiring with sufficient nest egg”
Free trip to Europe in 2015, a $15,000 luxury value trip for two with cash and lux
All the travel and luxury, for only referring 9 high net income clients to Connie and they will be guided to save at least $900 per month towards a lifetime tax-free retirement income with no market risks for them and their families. And most of all, access to funds up to $1.5M when cancer, stroke orContinue reading “Free trip to Europe in 2015, a $15,000 luxury value trip for two with cash and lux”
For the 80 million Americans, social security is their only retirement income
There is a shortfall between what people have saved and what they’ll need to maintain their standard of living in retirement. And, certainly, what Americans have put away for retirement is paltry. Unless we all start saving like crazy, the pundits say, we’ll have nothing to live on during our so-called golden years. Or we’llContinue reading “For the 80 million Americans, social security is their only retirement income”
Investing, savings, tax breaks
Are you people savvy, 45-55 yrs of age and in need of a career change?
A JOB is just over broke if you live in Silicon Valley. Be creative in your business, monitor your success and connect with more customers thru proper planning and time management. Save, invest and spend in this order. Many small business owners are successful because of proper marketing, time management and serving their customers well. ReferralsContinue reading “Are you people savvy, 45-55 yrs of age and in need of a career change?”
Do you need tax deductions?
Have a business to avail of the many tax deductions for a business owner. If you do not have one, I will help you own one for no capital and no experience but with full field training. Call Connie 408-854-1883 and also email motherhealth@gmail.com. There are in-person orientation in 50 US states, one in SoCalContinue reading “Do you need tax deductions?”
Retirement Threats by Connie Dello Buono
Taxes,Spending unwisely,Market Risks,Health threats,and No asset protection are the major threats to our retirement plan. Taxes About 40-50% of our retirement savings (401k/IRA) go to paying taxes:federal,state,penalties,and capital gains. We are taxed in many ways: income, sales,estate,capital gains,others. Tax-free retirement plan using IUL The way to protect our retirement savings is a tax-free retirement planContinue reading “Retirement Threats by Connie Dello Buono”
Are you accumulating assets or debts? Financial Planning 101
You have spent years at school and now getting promoted at work after 6 yrs. You started to own brand name cars and a bigger house, bigger credit card debts and have no savings. Do you know who you are working for? Is it Y OU or I O U ? Habits of the rich: theyContinue reading “Are you accumulating assets or debts? Financial Planning 101”
How do you avoid the estimated 50% total taxes from your 401k before you reach 59.5 yrs old?
A qualified plan can be moved to another qualified plan (tax deferred). After moving to a qualified plan such as an Index Annuity (with up to 13% return), You can use the yearly return to fund your Index Strategy UL, with tax-free accumulation. For those who do not have a 401k or self-funded retirement plan,Continue reading “How do you avoid the estimated 50% total taxes from your 401k before you reach 59.5 yrs old?”