Your estate goes to your heir, charity or government.
Tag Archives: tax free
Your estate goes to your heir, charity or government
I have an IUL Life policy to leave a sum of money to my children. I did this to allow them to live life’s challenges with ease, start a business, pursue a career or a downpayment to their dream house. With a stroke of a pen you can leave an estate, even at $250 perContinue reading “Your estate goes to your heir, charity or government”
7 ways Americans pay taxes by Alexander E.M. Hess
1. Income taxes Income taxes can be charged at the federal, state and local levels. At the federal level, the amount paid depends on a number of factors, including income and marital status. Lundeen noted the U.S. has a progressive tax system, consisting of seven tax brackets. He added, “for each additional dollar in a newContinue reading “7 ways Americans pay taxes by Alexander E.M. Hess”
Senior Caregiving Guide, a summary
Since 2000, in care homes and in my own experience with other bay area seniors who sought help from Motherhealth caregivers and my own parents, my dad who died of lung cancer at 62 and my mom who still works at 77 yrs old, the following are senior care giving guide: 1. Emotional support, listeningContinue reading “Senior Caregiving Guide, a summary”
Super charge your retirement savings, even at 60 yrs old
Saving $500 per month allows you to add $100k more to your savings. Saving $750 per month allows you to add $250k more to your savings. Adding $10k more during the first year, ups your retirement savings more. How much is it worth contributing to if you want access to up to $1.5M when aContinue reading “Super charge your retirement savings, even at 60 yrs old”
Long term care costs
What isn’t covered by Original Medicare: Deductibles Co-payments Long-term care outside of a nursing home, or care at home, unless it’s provided by a professional nurse or therapist Care for daily living such as walking, dressing, bathing, shopping, eating and taking medicine More than 100 days of Skilled Nursing Facility (SNF) care following a hospitalContinue reading “Long term care costs”
Plan for a long life
If we live, long, do we have enough retirement money? If we die young, do we have sufficient estate to leave the next generation to pay for mortgage and other expenses? If we have health threats like stroke, cancer or long term disability, do we have the reserve that will prevent foreclosure of our houseContinue reading “Plan for a long life”
Retirement Checklist or Bucket List in 2014
How do we allocate our money? This year, I plan to allocate my money as follows: 1/3 in long-term savings, 1/3 in short term and 1/3 to create experiences with family, love ones and the community I live. I will allocate my time to create more income and build relationships. At 50plus, we all should save atContinue reading “Retirement Checklist or Bucket List in 2014”
LSW , Best Indexed Annuities
Most 30 yr olds are smart in their retirement savings. They dislike the 1% rate of return. If you want to give a savings plan to your grandchildren or children, call 408-854-1883. Call for an estate you can give to the next generation with a stroke of a pen. If you are 50plus, it isContinue reading “LSW , Best Indexed Annuities”
Idle Money no more in 2014
Instead of the 1% bank CDs, there is indexed annuities at 13% Safe and does not participate in the downside of the market, with Zero market risk, only participates in the upside of the market Instead of 50% taxes on withdrawal of 410K or IRA or sale of your business Start now with an IndexedContinue reading “Idle Money no more in 2014”
Free scarf for you this winter to keep you warm
Hand made, especially made for you from my heart Hoping that you can give me referrals to those Who wanted free retirement planning and financial analysis Who wanted to own a business with no risk Who needs to save for college and other retirement projects With health benefits at no added cost When terminal, chronicContinue reading “Free scarf for you this winter to keep you warm”
The age you retire
Retiring my mom, 78 yr old still working, I need 10 bay area pro who will save for retirement
My Why of keeping my spirit up each morning to work hard is to be able to retire my mother who still works at 78 yrs of age. Her hair is now so thin from stress, her legs so full of veins and is getting painful to walk. But, she keeps on working to supportContinue reading “Retiring my mom, 78 yr old still working, I need 10 bay area pro who will save for retirement”
Saving monthly and walk TALL, get you tax refund now
Your savings affect the way you walk and talk A man with savings, may appraise opportunities in a relaxed way and have time for judicious estimates and not be rushed by economic necessity He can afford to resign in his job, and as such he is more useful and promotable, giving his company the benefitContinue reading “Saving monthly and walk TALL, get you tax refund now”