Supreme Court has ruled that inherited IRAs are not retirement funds, are taxable and creditors can find it (even when the owner shielded it inside a trust). Call Connie Dello Buono 408-854-1883 motherhealth@gmail.com for IUL with zero market risk, tax free and with living benefits , access to funds when health threats occur. Returns fromContinue reading “Inherited IRAs are taxable, Roth IRAs and Index Universal Life Policies are tax-free retirement funds”
Tag Archives: tax free
Cost of waiting
A 45-yr old doctor who bought an IUL policy for cash accumulation, health benefits and death benefits vs a 47 yr old doctor. ———- Call Connie Dello Buono 408-854-1883 motherhealth@gmail.com CA Life Lic 0G60621 for an IUL policy with tax free accumulation with living benefits for terminal, chronic and critical illness added at no costContinue reading “Cost of waiting”
Roth IRA and Index Universal Life Policy, both tax free retirement plans
Roth IRA, municipal bonds and Index Universal Life Policies (IUL) are all tax free retirement plans. I choose Index Universal Life Policy with living benefits because of the many limitations of Roth IRA. With my age and income fluctuations, I can save more in sickness or health, create a bigger estate when I die and not haveContinue reading “Roth IRA and Index Universal Life Policy, both tax free retirement plans”
Retirement planning for doctors and health care pros
tax free retirement for doctors and health care professionals_ Here is an example of saving during a low tax environment and taking retirement income when tax rates are higher. As you can see, although you may accumulate more money through a pre-tax plan, if your tax bracket is high enough in retirement, your net incomeContinue reading “Retirement planning for doctors and health care pros”
Fire your boss, own a business now, financial planning for CPA, insurance agents, health care pros and realtors
As a CPA, your clients would ask you to help them allocate thier idle money and have health and asset protection. As a realtor, your clients wants your opinion on how to protect their house should a health threat occur or income loss. As an insurance agent, you wanted to be a builder and notContinue reading “Fire your boss, own a business now, financial planning for CPA, insurance agents, health care pros and realtors”
Earn $5000 per month for 40 years tax free with health benefits
38 female in cal tax free lifetime income retirement at 8percent Save $8500 per year starting the age of 38 yrs old for 30 years and receive $5000 per month as retirement income tax free with health benefits, access to funds during health threats: cancer,stroke or disability. Stop waiting to be a lotto winner. ThereContinue reading “Earn $5000 per month for 40 years tax free with health benefits”
Are you really covered with a comprehensive health plan for long term care?
Are you really covered with a health plan or Medicaid that will pay you and not just your hospital care? At present time, only Medical covers 55% of long term care costs. But can you qualify for Medical? It is not simple and easy. Most people get denied because their income and assets exceed theContinue reading “Are you really covered with a comprehensive health plan for long term care?”
Did you lose money from your stocks and home equity and you need to increase your estate at the stroke of a pen?
You receive a lifetime of $90k-$250k per yr tax free retirement income if you start saving at 28yrs of age or early
Save early in auto pay mode to our IUL savings strategy with no market risks/tax-free, to have the maximum compounding of your tax free retirement. Call Connie Dello Buono CA Life Lic 0G60621 at 408-854-1883 motherhealth@gmail.com for custom savings strategy based on your needs, asset and retirement strategy. age female face amount save upContinue reading “You receive a lifetime of $90k-$250k per yr tax free retirement income if you start saving at 28yrs of age or early”
how the rich saved their money wisely and the smart middle class retiring with sufficient nest egg
Saving money ($5k per year) from the time that the baby is one year old can make the baby a Million dollar baby. Procrastination will not help us save for retirement. Most people are in debts because they focus on their debts that they have no money left to keep and save. Did you knowContinue reading “how the rich saved their money wisely and the smart middle class retiring with sufficient nest egg”
$79k per yer lifetime tax free no market risk retirement income for 25yr old saving $6k per yr for 30yrs
tax free no risk lifetime retirement income $79k per yr For young people just getting their careers off the ground, saving for retirement can often feel like an exercise in futility. There are bills to pay, debt to be tackled, apartments to rent, and social lives to be had. It’s baffling to imagine putting aContinue reading “$79k per yer lifetime tax free no market risk retirement income for 25yr old saving $6k per yr for 30yrs”
Don’t buy a house this year, save your money instead
The housing market price is nearing its 2008 high price this year. Many young couples love the feeling of owning a house beyond their means. A modular house can be a solution although in Silicon Valley space rent ranges from $600 to $1200 per month. Renting a medium-size house costs between $2000 to $3500 per month. Continue reading “Don’t buy a house this year, save your money instead”
Financial Calculators, commuting by plane to bayarea
comparison tax tas deferred tax free savings Tax Deffered versus Tax-free (tax free wins by over $300k) With the availability of information in the internet, it has become our library and calculator for all kinds of financial planning that will help us make better financial decisions. I paid 15% in taxes when I saved allContinue reading “Financial Calculators, commuting by plane to bayarea”
Retirement income for life with no taxes and penalties
Based on the IRS code 7702, tax-free retirement with almost no income limits and no penalties when compared to a Roth IRA or 401k is possible with an IUL policy. An IUL can provide for a tax-free retirement income of $50k per year or $100k per year depending on your savings plan each year. Below are potential savings growth for aContinue reading “Retirement income for life with no taxes and penalties”