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Affordable in home care | starts at $28 per hr

Preschool, home school, Montessori elementary, the “Outliers” book for the success of our children

As working parents, we have to choose quality child care and schools. I was fortunate to have a public Hammer Montessori elementary school in San Jose when my children now 17 and 19 where young.  My nieces and nephews in the Philippines go to a private school simply because the elementary schools have no budgetContinue reading “Preschool, home school, Montessori elementary, the “Outliers” book for the success of our children”

Standard tax deduction amounts by Kay Bell

Most taxpayers claim the standard deduction amount. The amounts are adjusted each tax year for inflation. For 2013, the standard deduction for taxpayers younger than 65 Single $6,100 Head of household $8,950 Married filing jointly $12,200 Qualifying widow or widower $12,200 Married filing separately $6,100 Standard deductions for older, visually impaired taxpayers Taxpayers who areContinue reading “Standard tax deduction amounts by Kay Bell”

Silent Auction at Health Spa in Mt View, Sat and Sun

  bayareabodyspa.com is closing this month and a silent auction of all health, office and home furnishings, tools and equipment will start this Sat and Sun morning at 100 W El Camino Real #67. Contact Connie 408-854-1883 motherhealth@gmail.com

Before you turn 30, read these finance books

The Millionaire next door by thomas stanley and william danko The investment answer by daniel goldie and gordon murray I will teach you to be rich by ramit sethi Thinking, fast and slow by daniel kahneman The automatic millionaire: a powerful one-step plan to live and finish rich by david bach You’re so money: liveContinue reading “Before you turn 30, read these finance books”

Re-evaluate your spending

Riding a bike to work could save you hundreds, if not thousands, of dollars a year on transportation costs. Tired of ending every month in the hole with no idea where your hard-earned money went? It may be time to re-evaluate your spending. In a recent Reddit thread, users shared their best tips for quicklyContinue reading “Re-evaluate your spending”

Monetary Policy and the State of the Economy by Donald Kohn

I appreciate this opportunity to testify on the Federal Reserve’s conduct of monetary policy. The semi-annual monetary policy hearings for the Federal Reserve are a key element in the system of accountability you, the Congress, have established for how the Federal Reserve answers to the public for its conduct of monetary policy. As such, theyContinue reading “Monetary Policy and the State of the Economy by Donald Kohn”

Concerns about 401k at AOL

Retirement accounts such as 401k may the only retirement savings by some employees.  But for others, there are many ways to have a better than 401k retirement savings without penalties, limits, with zero market risks and taxes, via the Index Strategy of IUL. Contact Connie Dello Buono CA Life Lic 0G60621 at 408-854-1883 motherhealth@gmail.com for tax-free retirementContinue reading “Concerns about 401k at AOL”

GLUTATHIONE, the mother of all anti-oxidants by Mark Hyman M.D

Glutathione is the most important molecule you need to stay healthy and prevent disease — yet you’ve probably never heard of it. It’s the secret to prevent aging, cancer, heart disease, dementia and more, and necessary to treat everything from autism to Alzheimer’s disease. There are more than 89,000 medical articles about it — but yourContinue reading “GLUTATHIONE, the mother of all anti-oxidants by Mark Hyman M.D”

Retirement planner for bay area doctors and health pros , lessons learned

As retirement planner for our bay area doctors and health professionals, I have learned many things in helping them maximize their wealth, minimize taxes and have access to funds when health threats occur. The average working and earning years is between 40-70 yrs old. They seek retirement planning advice  after 3 to 5 years workingContinue reading “Retirement planner for bay area doctors and health pros , lessons learned”

Do we know how we spend our money each month?

Feb % of net income Feb Mar %Mar net income less taxes and deduc 30000 30000 car ins 200 1% 200 1% car rent 1300 4% 800 3% home rent 3200 11% 3200 11% other insurance 250 1% 150 1% food and grocery 800 3% 750 3% Dinner-restaurant 500 2% 250 1% travel,cell,work expenses,cert,mags,CE,student loansContinue reading “Do we know how we spend our money each month?”

Helping others save and control spending is my mission; Doctors take on brain and money

Taxes and inflation are not within our control but spending is. I have been helping bay area residents from single mothers to couples save for retirement, college and other dream projects in the future. Most of all, they now realized that they can retire early if they save early. How much to save depends onContinue reading “Helping others save and control spending is my mission; Doctors take on brain and money”

3 wealth destroyers to fight ferociously: taxes, inflation and overspending by Bruce Fraser

. When financial planner J. Landon Loveall was a teenager growing up, he says,  “I guarded my Lego creations with life and limb from the destructive nature of  my little sister.” Loveall is founder and president of Cumberland Wealth  Planners in greater Nashville, Tenn. Creating wealth is not unlike building something solid with Legos, as Continue reading “3 wealth destroyers to fight ferociously: taxes, inflation and overspending by Bruce Fraser”

Worse Before Better – A financial Update written Sept 2008

By Elizabeth Alexis | September 17, 2008  The usual caveats apply. Everyone’s financial situation differs. Consult your own advisor or do your own research. We have been wrong before. Lehman is toast, Merrill’s in a shotgun wedding and AIG is now working for the American government. The right-sizing of the financial industry continues. We’ll helpContinue reading “Worse Before Better – A financial Update written Sept 2008”